| 商业银行信用风险管理 |
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| 引用本文： | 刘艳娟.商业银行信用风险管理[J].辽宁工程技术大学学报(社会科学版),2012(3):292-294. |
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| 作者姓名： | 刘艳娟 |
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| 作者单位： | 中国建设银行阜新分行,辽宁阜新123000 |
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| 摘 要： | 针对商业银行风险管理问题,采用归纳分析的方法,分析了银行信用风险管理机制、风险管理流程等,提出要建立健全内部控制体系、呆账准备金制度、信用评价体系等建议。研究结果对提高商业银行信用风险管理水平有指导意义。
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| 关 键 词： | 商业银行 信用管理 风险 内部控制 信贷评级 |
Credit risk management of commercial banks |
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| LIU Yanjuan.Credit risk management of commercial banks[J].Journal of Liaoning Technical University(Social Science Edition),2012(3):292-294. |
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| Authors: | LIU Yanjuan |
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| Institution: | LIU Yanjuan(Fuxin Branch,China Construction Bank,Fuxin 123000,China) |
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| Abstract: | To deal with problems in risk management of commercial banks,an inductive analysis was made to analyze credit risk management system and risk management procedures in banks.Proposals were put forward for banks to establish a sound system of internal control,bad debt reserve system and credit evaluation system.Results will provide guidance for banks to improve credit risk management. |
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| Keywords: | commercial bank credit management risk internal control credit rating |
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