| 逻辑与次序:西部银行业存量改革视角 |
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| 引用本文： | 陈希敏,线文.逻辑与次序:西部银行业存量改革视角[J].西北大学学报(哲学社会科学版),2004,34(6):35-39. |
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| 作者姓名： | 陈希敏 线文 |
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| 作者单位： | 西北大学,经济管理学院,陕西,西安,710069 |
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| 摘 要： | 在西部开发中,试图以增量带动存量,通过引入股份制银行和民营银行的方式促进西部银行业的发展,不仅不能促进西部区域金融的改革与发展,而且还有可能导致区域金融的不稳定性和潜在风险。而合乎逻辑的选择应是对既有的中小金融机构(主要包括城市商业银行和城域信用社)进行存量改造,给予中小企业和民营经济以金融支持,进而推动区域经济的可持续发展。
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| 关 键 词： | 股份制银行 民营银行 中小金融机构 中小企业 |
| 文章编号： | 1000-2731(2004)06-0035-05 |
| 修稿时间： | 2004年5月10日 |
Logic and Order:the Perspective of Western Banking Reform |
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| CHEN Xi-min,XIAN Wen.Logic and Order:the Perspective of Western Banking Reform[J].Journal of Northwest University(Philosophy and Social Sciences Edition),2004,34(6):35-39. |
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| Authors: | CHEN Xi-min XIAN Wen |
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| Abstract: | The paper points out that the way to improve financial efficiency of the banking in the Western China by means of introducing joint-stock banks and civilian banks can not only promote regional financial reform, but also lead to instability and potential risks. The paper believes that reforming the existing small-and-medium-sized financial institutions (mainly including city commercial banks and credit cooperations) should be carried out firstly, so as to support the development of small-and-medium-sized enterprises (SMEs), and pave the way for the sustainable development of the regional economy. |
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| Keywords: | joint-stock banks civilian banks small-and-medium-sized financial institutions small-and-medium-sized enterprises (SMEs) |
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