| 制度创新:发展和完善中小企业信用担保体系的关键路径 |
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| 引用本文： | 陈柳钦,孙建平.制度创新:发展和完善中小企业信用担保体系的关键路径[J].北京工业大学学报(社会科学版),2004,4(2):1-8. |
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| 作者姓名： | 陈柳钦 孙建平 |
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| 作者单位： | 1. 天津社会科学院,天津,300191
2. 南开大学,经济学院,天津,300071 |
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| 摘 要： | 中国中小企业信用担保体系已初具行业规模,它对中国中小企业的发展壮大起到了积极作用。然而现有中小企业信用担保体系存在结构、经营和功能上的三重制度性缺陷。文章在分析上述缺陷成因的基础上,提出保持该体系可持续发展的根本途径在于中小企业信用担保体系及其上下游环节两个层面上的制度创新。
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| 关 键 词： | 中小企业 信用担保体系 制度创新 |
| 文章编号： | 1671-0398(2004)02-0001-08 |
| 修稿时间： | 2003年9月26日 |
Institutional Innovation:the Critical Way to Development and Perfection of Credit Guarantee Systems for SMEs |
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| CHEN Liu-qin,SUN Jian-ping.Institutional Innovation:the Critical Way to Development and Perfection of Credit Guarantee Systems for SMEs[J].Journal of Beijing Polytechnic University(Social Sciences Edition),2004,4(2):1-8. |
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| Authors: | CHEN Liu-qin SUN Jian-ping |
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| Abstract: | Chinese credit guarantee systems for SMEs(small and medium-sized enferprises) have formed basic scale and have produced beneficial effects on the SMEs' development, but there are three institutional defects in structure, operation and function of existing guarantee systems for SMEs.Based on analyzing why the above defaults exist ,the critical way to keep sustainable development of the whole systems is such institutional innovations as the innovation of SME's credit guarantee system and the two Levels of its upper and down flows. |
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| Keywords: | small and medium-sized enterprises (SMEs) guarantee Systems institutional innovation |
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