| 存款准备金制度改革应适时深化 |
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| 引用本文： | 黄飞鸣.存款准备金制度改革应适时深化[J].河南科技大学学报(社会科学版),2002,20(2):45-48. |
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| 作者姓名： | 黄飞鸣 |
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| 作者单位： | 洛阳工学院工商学院,河南洛阳,471003 |
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| 摘 要： | 存款准备金率偏高 ,中央银行对准备金存款支付利息等 ,造成利率扭曲 ,影响我国金融的市场化进程和中央银行宏观调控政策的作用效果 ,也与加入WTO、金融开放的战略意图相悖。应适时深化存款准备金制度改革 :依据存款性质的不同 ,中央银行规定上缴不同比率的准备金 ,改变对准备金付息的做法 ,继续调整法定存款准备金率 ,允许法定存款准备金可用于银行的日常支付和清算
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| 关 键 词： | 存款准备金 利率 金融市场 |
| 文章编号： | 1008-8504(2002)02-0045-04 |
| 修稿时间： | 2002年1月2日 |
Reformation of Deposit Reserve System Should Be Deepened Timely |
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| HUANG Fei,ming.Reformation of Deposit Reserve System Should Be Deepened Timely[J].Journal of Henan University of Science & Technology:Social science,2002,20(2):45-48. |
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| Authors: | HUANG Fei ming |
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| Abstract: | In our present system of deposit reserve, the legal rate of deposit reserve is on the high side and the central bank paying interest for the reserve deposits distorts the rates of interest, affects the process of our market oriented finance and the effect of our macro adjustment and control policy, and goes against the strategic intention of being the member of WTO and of opening the financial market. A proposal of deepening timely the reformation of the deposit reserve system is put forward. The central bank should collect different rates of deposit reserves on the base of their nature, alter the practice of paying interest for deposit reserve, and continue regulating the legal rate of deposit reserve, and also permit the banks legal deposit reserve to pay for or settle with daily. |
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| Keywords: | system of deposit reserve rates of interest financial market |
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