| 中国农户借贷行为研究 |
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| 引用本文： | 李沂喆.中国农户借贷行为研究[J].合肥工业大学学报(社会科学版),2010,24(5):45-49. |
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| 作者姓名： | 李沂喆 |
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| 作者单位： | 安徽财经大学,金融学院,蚌埠,233030 |
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| 摘 要： | 传统农业向现代农业转型时期,农户分层随之出现新的变化,不同特征的农户,其借贷需求呈现出不同特点。文章基于这一背景,从分析农户借贷需求行为出发,研究如何建立农村多层次信贷需求与农村金融供给体系协调发展的机制,区别对待农户的不同借贷特征,尝试较准确地反映农村金融市场供求状况。
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| 关 键 词： | 农村金融 农户 借贷行为 |
Research on Chinese Rural Households' Borrowing Behavior |
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| LI Yi-zhe.Research on Chinese Rural Households' Borrowing Behavior[J].Journal of Hefei University of Technology(Social Sciences),2010,24(5):45-49. |
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| Authors: | LI Yi-zhe |
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| Institution: | LI Yi-zhe(School of Finance,Anhui University of Finance and Economics,Bengbu 233030,China) |
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| Abstract: | During the transition period of traditional agriculture to modern agriculture,rural households follow the emergence of new changes in stratification and new characteristics of borrowing requirement.Based on this background and from the perspective of rural households＇ borrowing behavior,this paper studies the establishment of the mechanism for coordinated development of rural multiple credit demand and rural financial supply system,and tries to distinguish the different borrowing characteristics of the rural households so as to accurately describe the supply and demand characteristics of the rural financial market. |
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| Keywords: | rural finance rural household borrowing behavior |
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