基于城乡一体化视角的新农保制度构建研究

新农保的试点工作已在全国展开,计划到2020年基本实现对农村适龄居民的全覆盖。让人忧虑的是,到目前为止,还没有一个相对统一的新农保制度,这样任由各地自行试点,势必会造成农保制度的碎片化,从而给统筹层次的提高、养老保险关系的转接和城乡一体化的社会养老保险体系的建立增加困难。为防止农保制度的碎片化,推进我国新农保的健康发展,文章在总结分析当前各地试点的新农保模式及突出问题的基础上,力图打破我国城乡二元的养老保险体系,构建一种全国统一的,涵盖专职农民、被征地农民、城镇居民等自由职业者在内的、与现行城镇职工养老保险制度的框架基本一致但又充分体现城乡差别、地区差别、身份差别和个体差别的新农保制度。

On the Build of a New Rural Social Endowment Insurance System in the View of Urban -rural Integration

A new rural social endowment insurance system has experimented throughout China,and will have covered all rural residents of the right age by 2020.The main issue is that there is not a new,national and relatively-unified rural social endowment insurance system.Various trials will broken the integrality of the rural social endowment insurance system at national level,and multiply the difficulty to improvement of unified accumulation,transfer of endowment insurance,and the build of the Urban-rural Integration of the social endowment insurance system.In order to avoid the break of social endowment insurance system,and to carry forward the healthy development of the new national rural social endowment insurance system,this paper analyses and summarizes the current various trials and models of the rural social endowment insurance system at levels and its prominent issues,tries to break dual structure of urban and rural of the current social endowment insurance system and builds a new rural social endowment insurance system at national level which covers fulltime peasants,peasants of land acquisition,townsfolk and other professionals and coordinates the current urban social endowment insurance system,meanwhile reflects the differences between urban and rural,of regions,of identities and of individuals.