养猪专业户借贷需求的影响因素分析——基于湖南省378个专业户的调查

基于湖南省重点养殖区湘潭县、宁乡县和资阳区378户养猪专业户的调查数据，运用Logit二元离散选择模型，分析了影响湖南省养猪专业户借贷需求的主要因素。研究结果表明：户主文化程度、养殖户对政策的认知程度、养殖户投资规模、生猪市场价格预期等4个因素对养殖户借贷有正向影响，养殖户户主年龄、养殖户收入、养殖户的财产和自有资金状况等3个因素对养殖户借贷有负向影响，养殖户的养殖时间对养殖户借贷没有显著影响。

Factors affecting pig farmer＇s loan demand： Based on the survey data 378 farmers in Hunan

Based on a survey of 378 pig famers in Hunan Province, the paper adopted the Logit model and studied some major factors affecting their selection in loaning. The results indicated that three factors of policy comprehension level of pig famers, investment scale of pig famers, pig prices expected apparently played a positive role in their loaning behavior, the householder age, culturist＇s income, culturist＇s property and capital had an obvious negative influence on it, and these farmers＇ culturing time had no bearing on it. The research conclusions are of great significance in the healthy, steady and sustainable development of the domestic hog industry.