金融危机下中小出口企业贸易融资问题探析

全球性金融危机波及中国后,使许多中小企业因材料涨价、人工成本提高、人民币大幅升值、融资难等问题而纷纷倒闭。如何帮助中小企业渡过难关,关键问题是要解决中小企业的融资问题。国际贸易融资作为促进贸易往来的一种金融支持,是围绕国际贸易结算的各个环节开展的资金和信用融通的活动。目前,受金融危机影响中小出口企业在贸易融资中陷入困境,因此应从政府、金融机构、企业三个层面研究寻找中小出口企业贸易融资的解决之道。

Analysis of Trade Financing for Small and Medium-sized Enterprises under the Background of Financial Crisis

The world financial crisis has been spreaded to China,which made many small medium-sized enterprises close down for some reasons,such as rising in price of materials,increasing of labour cost,the RMB s sharp appreciation,financial straits etc.How to help them to cope with the difficulties,the key problems is to solve financing of small medium-sized export enterprises.As a financial support to promote trade,international trade financing starts with settlements of funds and credits.At present,small medium-sized export enterprises are in hot water in trade financing. We should research the solution from government,financial institutions and etlterprises.