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居民储蓄分流问题新视角:储蓄替代型证券
引用本文:熊鹏.居民储蓄分流问题新视角:储蓄替代型证券[J].北华大学学报(社会科学版),2005,6(1):69-72.
作者姓名:熊鹏
作者单位:南京大学,商学院,江苏,南京,210093
摘    要:近年来,我国居民储蓄一直呈高速增长趋势,其形成的巨额居民储蓄存款已部分影响了我国货币政策传导和银行体系的健康发展.笔者通过对我国居民储蓄分流现状和问题的深入剖析,提出以积极推进储蓄替代型证券的发展作为有效解决居民储蓄分流问题的主要途径.

关 键 词:银行体系  储蓄分流  储蓄替代型证券
文章编号:1009-5101(2005)01-0069-04
修稿时间:2004年11月25日

New Angle of Personal Deposits Distributary:the Securities which Substituted Saving
XIONG Peng.New Angle of Personal Deposits Distributary:the Securities which Substituted Saving[J].Journal of Beihua University(Social Sciences),2005,6(1):69-72.
Authors:XIONG Peng
Abstract:In recent years, the personal deposits of our country have been showing a tendency to grow at top speed all the time, and the huge resident savings influenced monetary policy conducting and development of banking system seriously. Just based on analysis of above situations, the paper carrys on a deep analysis of current situation and existing problems about Chinese personal deposits distributary, and has proposed advancing the development of the securities which substituted saving actively.
Keywords:Banking system  Deposits distributary  The securities which substituted saving
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