| 利率市场化与银行体系稳定性 |
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| 引用本文： | 邹薇.利率市场化与银行体系稳定性[J].湖南科技大学学报(社会科学版),2007,10(4):99-102. |
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| 作者姓名： | 邹薇 |
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| 作者单位： | 湘潭大学,商学院,湖南,湘潭,411105 |
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| 摘 要： | 由于利率市场化后利率水平必然升高,利率的波动也更加频繁、波动幅度加剧,因此利率市场化将加剧银行体系的不稳定,甚至常常直接导致银行危机的发生。对于中国来说,如果不能建立有序的竞争秩序和显性存款保险体系,如果不能改善银行经营管理水平,利率市场化将对银行体系稳定造成危害。
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| 关 键 词： | 利率市场化 银行体系稳定性 金融市场 宏观经济 |
| 文章编号： | 1672-7835(2007)04-0099-04 |
| 修稿时间： | 2007年3月2日 |
On Market-Oriented Interest Rate and the Stability of Banking System |
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| ZOU Wei.On Market-Oriented Interest Rate and the Stability of Banking System[J].journal of hunan university of science&technology,2007,10(4):99-102. |
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| Authors: | ZOU Wei |
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| Abstract: | Market-oriented interest rate will surely lead to the rise of interest rate.The fluctuation of interest rate will be seen more frequently and the ranges of its fluctuation more drastically.Thus,market-oriented interest rate will result in an unstable banking system,or even sometimes bank crisis.If China is unable to build up an orderly competition environment and a dominant deposit and insurance system,and if China is unable to improve its banks' management expertise,market-oriented interest rate will harm the stability of banking system. |
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| Keywords: | market-oriented interest rate the stability of banking system financial market macro economy |
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