全面风险管理模式的商业银行风险管理流程之构建

全面风险管理模式是当今全球商业银行所追求和实践的最佳风险管理标准。构建全面风险管理模式是我国商业银行缩短管理差距、提升盈利能力的有效途径，而商业银行风险管理流程作为构建全面风险模式的重要一环和主要构成部分，具有十分重要的意义和基础作用。针对目前我国商业银行在风险识别、风险计量、风险监测、风险控制等流程方面的现状，提出了基于商业银行全面风险管理模式的风险管理流程的基本对策。

Construction of the Overall Risk Managing Model: Measures of Commercial Bank Risk Management Process

The overall risk management model is the best risk managing model that commercial banks the world over pursue and practise. The construction of such a model is an effective way for commercial banks to shorten managing gaps and improve the ability to make profits. As an important part of constructing the model, risk managing process is of great importance. In respect to the status quo of process management in domestic commercial banks, including current risk identification, measurement, monitoring and control, we proposed some basic countermeasures which are based on the overall risk management model.