| 农户借贷约束与供求缺口弥补路径分析 |
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| 引用本文： | 谢玉梅.农户借贷约束与供求缺口弥补路径分析[J].中国社会科学院研究生院学报,2006(4). |
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| 作者姓名： | 谢玉梅 |
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| 作者单位： | 江南大学商学院 副教授 |
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| 摘 要： | 通过对江苏省无锡市与扬州市两地农户入户调查与访谈结果显示,在经济发达地区,经济转型伴随着农户行为商业化,农户借贷与传统农区及经济欠发达地区存在较大差异。信息不对称、高交易费用、抵押资产缺乏流动性是约束农户借贷的主要因素。
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| 关 键 词： | 农户借贷 金融市场 金融基础建设 |
Study on The Constraints of Peasant Household Credit and The Path to Makeup The Gap Between Supply and Demand |
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| Xie Yumei.Study on The Constraints of Peasant Household Credit and The Path to Makeup The Gap Between Supply and Demand[J].Journal of Graduate School of Chinese Academy of Social Sciences,2006(4). |
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| Authors: | Xie Yumei |
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| Abstract: | Based on the investigation on the rural finance in Wuxi and Yangzhou, this paper reveals that asymmetrical information,high transaction cost and short of mortgage are the key factors to constrain the households to be involved in formal financial market.During the process of economic transformation,the behaviors of peasant households and rural enterprises are greatly different in rural and undeveloped areas. |
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| Keywords: | Peasant household credit Formal and informal financial market Financial infrastructure construction |
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