河南省金融市场现状分析

目前,金融市场形势不容乐观,从中小企业、上市公司,到各家商业银行,都普遍遭遇到"钱荒"的困扰,与此同时,过剩的民间资本在寻找投资的出口。商业银行竞相发布理财产品,担保业异化,高息揽储,更有甚者搞非法集资。因此,在当前的形势下,研究分析河南省金融市场现状对于中小企业的生存、扩大就业以及河南省经济平稳发展有着极其重大的现实意义。

Analysis on Status Quo of Financial Market of Henan Province

The current situation of financial market in Henan province is not optimistic.Small and medium-sized enterprises,listed companies and commercial banks are generally met with the money shortage problem.On the other hand,the surplus private capital is looking for investment.The commercial banks compete to launch financial products,the guarantee companies win over the depositors with high interest rates,and some are even engaged in illegal fundraising.Therefore,analyzing the financial market situation in Henan province is of great significance for the survival of SMEs,expanding employment,and the smooth development of economy in Henan province.