| 农户借款的供求约束及解除 |
| |
| 引用本文： | 武翔宇,兰庆高,董运来.农户借款的供求约束及解除[J].沈阳农业大学学报(社会科学版),2006,8(4):609-611. |
| |
| 作者姓名： | 武翔宇 兰庆高 董运来 |
| |
| 作者单位： | 1. 沈阳农业大学,经济贸易学院,沈阳,110161
2. 沈阳师范大学,经济管理学院,沈阳,110034 |
| |
| 摘 要： | 我国的农村金融改革一直是政府导向的,包括现在进行的农村信用社改革。农村金融改革应充分考虑到农村经济主体对资金的需求特征,只有这样,才不致于出现供给缺位和需求得不到满足的情况。因此,研究我国农村中最大的经济主体———农户与正规金融机构之间的借款行为,通过对借贷双
|
| 关 键 词： | 农户 借款 需求约束 供给约束 交易成本 金融市场 |
| 文章编号： | 1008-9713(2006)04-0609-03 |
| 修稿时间： | 2006年3月9日 |
The Demand and Supply Constraints Imposed on Farming Households in Borrowing Money and How to Remove These Constraints |
| |
| WU Xiang-yu,LAN Qing-gao,DONG Yun-lai.The Demand and Supply Constraints Imposed on Farming Households in Borrowing Money and How to Remove These Constraints[J].Social Science Journal of Shenyang Agricultural University,2006,8(4):609-611. |
| |
| Authors: | WU Xiang-yu LAN Qing-gao DONG Yun-lai |
| |
| Abstract: | The demand and supply constraints imposed on farming households in borrowing money have caused a low incidence of credit transactions between farming households and formal financial institutions.The supply constraints include the monopoly of rural credit cooperatives in rural finance markets,the information asymmetry between farming households and rural credit cooperatives and the high transacting costs.The demand constrainsts include farming household's poor abitity to pay a debt and few chances to invest.The constraints of demand and supply imposed on farming households in borrowing money can be removed in the aspects of demand and supply. |
| |
| Keywords: | farming household borrowing money demand constraints supply constraints high transacting cost rural finance markete |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
