新农村建设背景下农村信用社改革问题研究

农村信用社是农村金融的主力军,在新农村建设中发挥着至关重要的作用.近年来,农村信用社改革的步伐逐渐加快,并取得了阶段性成果.然而,在农村信用社改革过程中仍存在着产权不明晰、管理体制不完善、服务水平不高、风险居高不下等诸多问题,严重阻碍了农村信用社的发展和新农村建设的进程.因此,农村信用社必须进一步深化产权改革、理顺管理体制、提高服务水平、增强抗风险能力,从而更好地推进新农村建设.

On the Reform of Rural Credit Cooperatives in the Background of New Rural Construction

Rural credit cooperatives are the main force in rural finance, and play a vital role in the new rural construction. In recent years, the reform of rural credit cooperatives was accelerated, and achieved initial results. However, in the reform of rural credit cooperatives many problems still come up, including unclear property rights, imperfect management system, low service level, and high risk, which seriously hinder the development of rural credit cooperatives and new rural construction. Therefore, in order to promote the new rural construction, it is necessary for the rural credit cooperatives to further deepen property right reform, straighten out the management system, improve service levels, and enhance the ability to resist risks.