伊斯兰银行业流动性风险管理探析

流动性风险管理是当前我国金融机构风险管理关注的焦点问题。在伊斯兰教法的约束下，伊斯兰银行的合约特点和经营理念使其流动性风险管理更加复杂。伊斯兰银行在全球金融危机中所受到冲击较小，没有发生流动性危机并保持较快增长速度的主要原因在于伊斯兰银行流动性风险管理的特殊性。伊斯兰教背景是伊斯兰银行的本质特点，伊斯兰银行的流动性风险管理也是伊斯兰道德伦理和文化价值的体现。伊斯兰银行流动性风险管理既有独特优势也面临诸多挑战。

Liquidity Risk Management of Islamic Banking

Liquidity risk management is the focus of the current China’s financial institutions risk management con-cerns.Contract characteristics and business philosophy make its liquidity risk management more complicated.The reason why Islamic Banks were not been affected during the global financial crisis while keeping a fast growth speed is mainly due to the particularity of the Islamic Banks liquidity risk management.The essence of Islamic Bank is the characteristics of Is-lam;Islamic Banks liquidity risk management is the embodiment of the Islamic ethics and cultural value.Islamic Banks liquidity risk management has both unique advantage and also faces many challenges.