山西农村小额信贷机制研究

小额信贷是一种有效的扶贫方式,在世界范围内主要有四种发展模式,我国引进小额信贷模式之后大致有三种组织方式。山西省小额信贷的发展主要由各级农村信用社、小额信贷试点公司和邮政储蓄等机构进行,为农村经济发展起到了一定的积极作用,但是其中还存在一些风险与问题,防范风险及解决这些问题是当前山西省小额信贷发展中的首要问题。

Research on Shanxi Rural Micro-Credit Mechanism

Micro-credit is an effective way of helping the poor.On this there are four major development modes in the world,and there are three major modes of organization in China for micro-credit since the introduction of it into the country.In Shanxi Province,the development of micro-credit is mainly carried out by such establishments as the rural credit cooperatives at all levels,the pilot credit companies for the micro-finance and postal savings etc.These have played certain positive roles in the development of t...