选择“违约”行为的判据与影响因素分析

对“违约”行为效用模型分析的结果表明:加大对“违约”交易行为的惩罚力度、提高发现以及对“违约”行为实施惩罚的可能性、降低交易者选择“违约”行为收益的概率、较大的信用重构成本,可以对信用交易中的“违约”行为产生抑制作用。在“违约”成本较低的经营环境中,选择“违约”交易行为能够提高交易者的交易效用。

On Criteria and Affecting Factors for Choosing "Contract Breaching" Actions

Results of the analysis on the model of the effect of the "contract breaching" actions indicate that the strengthening of the force of the penalty against the "contract breaching" transaction actions,enhancement of the possibility for revealing and effecting the penalty of the "contract breaching" actions,reduction of the probability for the trader to choose the "contract breaching" actions to earn,and the higher credit reconstruction cost may exert an inhibition effect on the "contract breaching" actions in the credit transaction.In the operation environment where the "contract breaching" cost is lower,the choice of the "contract breaching" actions is able to enhance the transaction effectiveness of the trader.