发展金融控股公司所面临的风险及其化解

混业经营是金融业发展的必然趋势 ,但由于我国的主客观条件尚不成熟 ,分业经营就成为目前比较现实的选择。而金融控股公司则是商业银行等金融机构克服分业的不良影响 ,逐步走向混业经营的中间环节 ,然而 ,这中间又充满着种种隐患。因此 ,风险的防范及化解就成为本文讨论的主要问题。

Risks and Their Dissolutions in Developing Financial Holding Companies

Mixed operation is the absolute trend for the development of banking industry.However,due to China's immaturity of the subjective and objective conditions,separate operation becomes the current practical choice while financial holding companies become the intermediate links in the approaches toward overcoming the bad effects of separate operation and gradual change to mixed operation for such financial institutions as commercial banks.Nevertheless,there are various hidden troubles in the intermediate links.So protection and dissolution of the risks has become the top question of this article.