| 影响农户林权抵押贷款需求因素的实证分析——基于浙江省遂昌县农户调查 |
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| 引用本文： | 高鑫,许宇鹏,石道金.影响农户林权抵押贷款需求因素的实证分析——基于浙江省遂昌县农户调查[J].北京林业大学学报(社会科学版),2011,10(4):65-71. |
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| 作者姓名： | 高鑫 许宇鹏 石道金 |
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| 作者单位： | 浙江农林大学经济管理学院 |
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| 基金项目： | 国家社会科学基金项目“南方集体林区农户林权抵押贷款需求行为研究”(09BJY009) |
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| 摘 要： | 利用2010年在浙江省遂昌县9个行政村抽取的200户农户调查数据,分析了影响农户林权抵押贷款需求行为的各种因素,运用Probit模型验证了各影响因素与农户林权抵押贷款需求的关系。研究表明,影响农户林权抵押贷款需求的主要因素包括户主年龄、借款用途、劳动力人数、家庭支出和林业收入占家庭总收入的比重等因素。针对调查过程中发现的问题,提出了政策建议。
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| 关 键 词： | 农户 林权抵押贷款 信贷需求 Probit模型 |
Empirical Analysis of Factors Affecting Farmers' Demand of Forestry-right Mortgage Loan: Based on a Survey of Farmers in Suichang County of Zhejiang Province |
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| GAO Xin,XU Yu-peng,SHI Dao-jin.Empirical Analysis of Factors Affecting Farmers' Demand of Forestry-right Mortgage Loan: Based on a Survey of Farmers in Suichang County of Zhejiang Province[J].Journal of Beijing Forestry University Social Sciences,2011,10(4):65-71. |
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| Authors: | GAO Xin XU Yu-peng SHI Dao-jin |
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| Institution: | GAO Xin,XU Yu-peng,SHI Dao-jin(School of Economics and Management,Zhejiang A&F University,Lin'an,311300,P.R.China) |
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| Abstract: | This paper analyzes the factors affecting farmers' demand of forestry-right mortgage loan,and uses the Probit model to test the relationship between every factor and farmers' demand of forestry-right mortgage loan.The research is based on the survey of randomly selected 200 farmers in 9 villages in Suichang county of Zhejiang province in 2010.Results show that the main influencing factors of farmers' demand of forestry-right mortgage loan include age of the head of household,usage of the loan,number of labo... |
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| Keywords: | farmer forestry-right mortgage loan credit demand Probit model |
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