WTO与中国的外资银行监管法律体制

中国入世后 ,按照开放银行业的承诺 ,对外资银行在经营业务和设立地域等方面的限制会逐步取消 ,这必将促进银行业服务市场的飞速发展。但是外资银行的大量涌入自然也会带来巨大风险 ,为了克服金融服务国际化的浪潮带来的弊端 ,需要我国建立并完善银行监管法律体系 ,以最低的监管成本将风险控制在最低水平 ,在为外资银行创造一个良好的竞争秩序的同时 ,保证我国金融政策得以实施 ,并保持稳定的金融秩序。

WTO and China's Foreign Bank Supervision

After China's accession to the WTO, according to the promise to open banking operations, the Chinese government will progressively wipe out restrictions of operational businesses and regions for foreign banks. It will enhance the rapid development of bank's market. But the rushing in of the foreign banks will surely bring tremendous risks. Therefore the government needs to set up and improve law system of banking in order to overcome the disadvantages to be brought about by the financial globalization. An order of fair competiton for foreign banks is to be created to put China's monetary policies into effect, to bring the possible risks under control at the least supervision cost.