| 我国居民储蓄分流问题研究——基于发展储蓄替代型证券的新视角 |
| |
| 引用本文： | 熊鹏.我国居民储蓄分流问题研究——基于发展储蓄替代型证券的新视角[J].南京工业大学学报(社会科学版),2004,3(4):37-41. |
| |
| 作者姓名： | 熊鹏 |
| |
| 作者单位： | 南京大学,商学院,江苏,南京,210093 |
| |
| 基金项目： | 国家社科基金项目[NO.04BJL027]. |
| |
| 摘 要： | 近几年来,我国城乡居民储蓄存款高速增长,放款数量却没有明显增加,由此产生的存贷倒挂形成了严重影响我国宏观经济健康发展的银行体系"黑洞".因此,如何合理、有效地进行居民储蓄分流成为我们面临的紧迫任务.本文对我国居民储蓄分流的现状和存在的问题进行了比较深入的剖析,并且从推动我国储蓄替代型证券的发展的崭新视角,提出了解决我国居民储蓄分流问题的对策性建议.
|
| 关 键 词： | 银行体系"黑洞" 居民储蓄分流 储蓄替代型证券 |
| 文章编号： | 1671-7287(2004)04-0037-05 |
| 修稿时间： | 2004年5月13日 |
A Research upon Residents' Deposits Distribution in China |
| |
| Xiong Peng.A Research upon Residents' Deposits Distribution in China[J].Journal of Nanjing University of Technology(Social Science Edition),2004,3(4):37-41. |
| |
| Authors: | Xiong Peng |
| |
| Abstract: | In recent years,the residents' deposits in China have been showing a tendency to grow at top speed all the time, while the huge resident savings have formed the banking "black hole", which has greatly affected the sound development of macro- economy in China. Therefore, how to carry out a reasonable split - flow of residents' deposits has become an urgent task. With a deep analysis of the current situation and existing problems in Chinese residents' deposits distribution, this paper proposes advancing the development of the securities substituting saving to deal with the problems mentioned. |
| |
| Keywords: | banking "black hole" residents' deposits distribution the securities substituting saving |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
