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我国开展住房抵押贷款证券化的需求与障碍分析
引用本文:曲万成,王春峰.我国开展住房抵押贷款证券化的需求与障碍分析[J].西安电子科技大学学报(社会科学版),2014(2):6-11.
作者姓名:曲万成  王春峰
作者单位:天津大学管理与经济学部,天津300072
基金项目:国家自然科学基金项目(71271146)
摘    要:开展住房抵押贷款证券化对于我国金融改革和经济社会可持续发展具有重要的现实意义和战略意义。本文分析了我国住宅市场发展的基本概况和核心问题,提出了我国构建住宅政策性金融体系的必要性。在此基础上,分析了我国开展住房抵押贷款证券化的需求和存在的障碍。

关 键 词:住房抵押贷款证券化  需求分析  障碍分析

The Analysis of the Requirements and Obstacles for Carrying out Mortgage Backed Securitization in China
QU WANCHENG,WANG CHUNFENG.The Analysis of the Requirements and Obstacles for Carrying out Mortgage Backed Securitization in China[J].Journal of Xidian University (Social Sciences Edition),2014(2):6-11.
Authors:QU WANCHENG  WANG CHUNFENG
Institution:(College of Management and Economics, Tianjin University, Tianjin, 300072,China)
Abstract:Mortgage backed securitization has important practical significance and strategic significance for the financial reform and the sustainable development of economy and society in China. This paper analyzes the basic overview and core problem for the development of housing market, and proposes the necessity for building the financial system of housing policy. On this basis, we analyze the requirements and obstacles for carrying out mortgage backed securitization in our country.
Keywords:mortgage backed securitization  requirements analysis  obstacles
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