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改革和完善我国农村金融经营机制
引用本文:柴继欣.改革和完善我国农村金融经营机制[J].江西农业大学学报(社会科学版),2009,8(2):60-63.
作者姓名:柴继欣
作者单位:河南农业大学,文法学院,河南,郑州,450002
摘    要:我国现行的农村金融经营机制存在着"服务功能整体弱化、信用社产权不清晰和治理结构不完善、机构功能定位不明确、金融管制过严、农业保险滞后"等问题,制约着农村经济进一步发展.为此,深化农村金融体制改革,促使产权清晰,完善金融服务体系,加强金融监管,适当放开贷款利率,引导和发展民间金融等,最大限度地满足农民对金融服务的需求,以推动农村经济持续、健康地发展.

关 键 词:农村金融  银行  经营机制

On the Reform and Improvement of China's Rural Financial Management Mechanism
CHAI Ji-xin.On the Reform and Improvement of China's Rural Financial Management Mechanism[J].Journal of Jianxi Agricultural University :Social Sciences Edition,2009,8(2):60-63.
Authors:CHAI Ji-xin
Institution:College of Literature and Law;He'nan Agricultural University;Zhengzhou 450002;China
Abstract:China's present rural financial management mechanism is now facing a series of difficulties including poor services,excessive control over finance and obscure property rights and weak management system of credit associations and so on.In order to deepen the reform of rural financial system,it is time to clarify the property rights,perfect financial service system,strengthen financial supervision and management,provide proper guidance for the development of folk finance and so on.Only in this way will farmer...
Keywords:rural finance  bank  management mechanism  
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