退休年龄与养老金支付

退休年龄由各国各地人口的平均寿命以及劳动力供求状况所决定 ,它对养老金的支付有重要影响作用。在人口老龄化日益加剧、劳动力供应日益困难的当今社会 ,不少国家和地区都做出了推迟退休年龄以维持养老基金平衡的政策选择。中国城镇职工退休年龄是几十年前规定的 ,在人口平均寿命不断增长、养老保险制度日益成熟的今天 ,也存在着推迟退休年龄的社会需求和可能条件。文章通过对养老保险制度赡养率、被动率的分析 ,提出了按男女有别、分步到位的原则推迟职工退休年龄的政策建议 ,文章还就一些地区大批办理职工提前退休的做法对养老金支付造成的压力进行了分析

Retiring Age and the Payment of Pension

The retiring age is determined by the average life span of population of the whole country and the conditions of labor's supply and dem and.It has a great effect on the payment of pension.Today,due to the aging of po pulation and the difficulties of supply of labor,many countries and regions have made a choice of putting off the retiring age in order to maintain equilibrium of the funds of pension.The retiring age of the Chinese workers was stipulated t ens years ago.With the increase of average life span of population and the incre asingly perfection of the system of the aged insurance,there are necessity and p ossibility of putting off the retiring age in China.Through the analyses of the support rate and the passive rate,the paper put forward a policy suggestion of p utting off the retiring age on the principle of males and females should be trea tment differently,and reaching the final position step by step.It also analyses the pressure caused by the worker's retirement ahead of time.