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中国推行住房抵押贷款证券化的必要性及操作构想
引用本文:段明华.中国推行住房抵押贷款证券化的必要性及操作构想[J].河南社会科学,2001,9(6):71-73.
作者姓名:段明华
作者单位:信阳师范学院学术交流中心,河南 信阳 464000
摘    要:本文针对目前中国商品房“相对过剩”的现象,分析其原因,论述了在中国推行住房抵押贷款证券化的必要性,并借鉴外国的成功经验,为中国住房抵押贷款证券化提出了操作构想。

关 键 词:住房抵押贷款  资产证券化  住房消费  操作构想
文章编号:1007-905X(2001)06-0071-03
修稿时间:2001年10月10

On the necessity and operating conception that China pursues house mortgage loan negotiable securitilization
DUAN Ming,hua.On the necessity and operating conception that China pursues house mortgage loan negotiable securitilization[J].Henan Social Sciences,2001,9(6):71-73.
Authors:DUAN Ming  hua
Abstract:The text expounded the necessarity that pursues house mortgage loan negotiable securitilization in the light of the phenomenon of Chinese commodity apartment at present, put forward the operating conception for Chinese house mortgage loan negotiable securitilization at the base of using the successful experience of USA for reference.
Keywords:house mortgage loan  capital securitilization  operating conception of the honse consumption  
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