Income Security During Sickness Absence. What Do British Middle‐classes Do?

Income maintenance during sickness absence is an under‐researched field within social policy analysis, and yet it is conducive to exploring the interplay between statutory, corporate and private forms of income protection. Drawing on original qualitative interview data, the article shows that British middle‐class couples largely ignore or dismiss public provision, which is due to a relatively low level of sickness benefits, but also based on misconceptions about social rights and the role of employers as mandatory (and voluntary) sick pay providers. Despite a considerable degree of mistrust, mortgage‐related private sickness insurance mattered to some extent, although this does not necessarily reflect policyholders’ strategic choices vis à vis current household needs for income security. Other potential sources of income replacement, such as savings, are relied on much less. In general, the analysis shows a heavy middle‐class reliance on, and strong confidence in, employer‐based sickness pay. This finding may be contrasted with questions about the sustainability of voluntary corporate provision, as well as its capacity to provide income security for the workforce as a whole.     

The state of the German social insurance state: Reform and resilience

At the core of the German system of welfare provision stand social insurance schemes whose central role contributes to Germany being labelled a social insurance state. In recent decades, Germany has been experiencing major social policy reforms that are often evaluated as paradigm changes. These changes have been reflected in analyses that sometimes even questioned common classifications of the German welfare state. The article sheds light on recent developments that have affected the German system of social insurance. It focuses on four aspects of social insurance: benefits, financing, governance, and coverage. Although confirming many earlier analyses of reforms in detail and sharing assessments of changes such as retrenchment and marketization, the article nevertheless stresses that social insurance remains structurally intact and that the work–welfare nexus underlying welfare provision has been reinterpreted but not surrendered.     

Australian Social Security Appeals

Early developments in the Australian system of provision for poor people led first to voluntary charitable assistance and then to a more generalized system of social security. A national scheme of old age pensions came in only in 1908; and social assistance schemes, as well as demogrants for defined statuses have gradually spread throughout the Australian Commonwealth. Specific provisions to meet crisis situations remain the responsibility of individual States. There are strong discretionary elements in the whole system. The arrangements for appeals against administrative decisions, and the reviews of these arrangements recently made, are then examined critically.     

Voluntary affiliation to Peru's individual accounts pension system

One important aspect in the design of social protection is coverage. In Peru, as in most Latin American countries, social security coverage is mandatory only for workers in the formal sector. This article investigates the determinants of voluntary affiliation to Peru's individual accounts pension system. It is found that married males with more than high-school level education living in high income households and with other family members already affiliated to the individual accounts pension system have a higher likelihood of voluntary affiliation. Although the results suggest that family-based safety nets might be substitutes for voluntary participation in the individual accounts pension system, nonetheless, extending pension coverage and addressing poverty remain as challenges for government involvement.     

Dynamic social security: A framework for directing change and extending coverage

The developmental path of social security organizations has typically been one of incremental but steady adaptation in order to realize improvements in organizational performance and desired social security programme outcomes. In the evolving context of ageing society and globalization, there is increasing pressure for further and more rapid adaptation. To this end, this article proposes a unifying framework for action to help all social security organizations better realize improvements in performance and desired programme outcomes. This proposed framework is called "dynamic social security". By seeking to link social security organizations' aspirations and actions more closely and positively with those of economies and society, the aim is to help better realize, at least, a basic level of social security for all.     

China's health insurance system in transformation: Preliminary assessment, and policy suggestions

As long ago as the 1980s, in tandem with its gradual implementation of market economy reforms, the Chinese central government also began to introduce changes in the field of social security as part of a move away from the dominant principle of state provision towards a greater espousal of the insurance principle. For demographic reasons, but also in an effort to get the private sector to pay a greater share of the cost, the intention was that future social security should be shaped in a way which combined universal, pay-as-you-go basic provision with individually funded supplementary provision. While the first half of the 1990s saw the establishment of a broadly uniform system of basic pensions, the 1998 attempt to introduce a general system of basic health insurance has not yet proved comprehensively successful, even for the population of the towns and cities, despite the success of pilot projects. This article, based on wide-ranging field studies, seeks to assess progress to date and future prospects for success, from a Chinese and an international perspective. Consideration is given to the situation of both the urban and rural populations.     

Reforming social security in economies in transition: Problems and policies in the former Soviet Republic of Moldova

In the Republic of Moldova, as in other former Soviet republics, a great deal of pressure has been put on the social security system by the removal of general consumer subsidies and their replacement with targeted compensation payments (assistance). The growth of assistance needs has made it difficult to reform earnings-related pension provision along "insurance" lines. There have also been adverse developments in the labour market. Large-scale open unemployment has not emerged, but insurance contributions are not being paid. Some of the measures which have been adopted to deal with the resulting financial crisis are counterproductive for the development of a social security system compatible with a market economy.     

Social security reforms in China: issues and prospects

The phenomenal success of China's market-oriented economic reforms since the 1980s has rendered the traditional employment-based social security system increasingly inadequate and inefficient. For decades, the Chinese government has been trying to develop a more pluralistic, effective and affordable social security system which will be compatible with both a thriving market economy and a flagging socialist political structure. While the emerging system is still struggling with a variety of operational problems, the entry of China into the WTO is looming as a formidable challenge to this social security system. This presentation outlines the recent reforms of the social security system undertaken by the Chinese government, and assesses the effectiveness of the results in meeting the challenge. Here, social security reforms focus on the retirement and unemployment insurance schemes and the social assistance program.     

China’s social security response to COVID-19: Wider lessons learnt for social security’s contribution to social cohesion and inclusive economic development

China has adopted an array of special social security measures in response to the spread of the COVID-19 virus, to mitigate the downside social and economic impacts caused by the pandemic. Measures include the reduction, exemption and deferral of social security contributions by employers, the extension of benefits coverage for employees, and the provision of more accessible e-services by social insurance agencies. The article points out that a preliminary assessment of those measures would suggest that they have played a key role in supporting social cohesion and in stabilizing the economy. In a critical manner, the article compares the measures adopted in China with those of other countries, and identifies how China could learn from international practice and experience. Finally, and based on recent Chinese experience, the article presents proposals that seek to improve the longer-term contribution made by the Chinese social security system to realize the goals of social cohesion and inclusive economic development. As set out in China’s Social Insurance Law of 2010, the social security system should not only support a fair sharing of benefits of development, but also promote social harmony and stability.     

The General Agreement on Trade in Services (GATS): What's in it for Social Security?

This article explores the implications of the World Trade Organization's General Agreement on Trade in Services (GATS) for social security. It examines what bearing the GATS has, or will have, on social security policy and administration and what the effects might be. These questions are explored through a review of legal, political and policy issues relating to the status of social security within the GATS and the consequences of applying the Agreement's provisions to social security. The discussion distinguishes between the supply of social security services on the one hand and access to and use of social security services on the other hand. It also distinguishes between substantive questions regarding the scope of the GATS and procedural issues regarding governments' scheduling practices. I argue that although the GATS does not yet have a direct material bearing on social security policy and provision, it may do so in the future. However, it is too early to ascertain what the nature or magnitude of the effects might be. More generally, the discussion highlights the difficulties of securing multilateral cooperation among countries with different levels of "development", strategic interests and priorities, and social security systems.     

Voluntary Leaders in Voluntary Welfare Agencies

The voluntary sector is an increasingly important component of our system of welfare provision. This paper focuses on voluntary leaders of welfare agencies in the voluntary sector; the chairpersons of governing bodies. It draws on a study carried out in an outer metropolitan borough with a socially mixed population. The characteristics of chairpersons and the background to their involvement are described. It appears that most are drawn in to their agencies and in to the role of chairperson more by chance than through positive commitment to a cause, but that, once in post, they rise rapidly to the challenge. Leadership of the local voluntary sector is found to be part of a wider commitment to community benefit and to collective provision of welfare. Some implications of the findings for the development of voluntary sector welfare agencies and for social policy are discussed.     

中国养老保障制度发展展望

本文在描述我国城乡养老保障制度框架及主要保障政策的基础上,分析了现行城乡养老保障制度的运行情况。从建立覆盖城乡养老保障制度的角度,可以发现现制度存在的问题,包括城乡社会保障发展失衡、群体差距大、制度缺失、制度碎片化和被人为分割、政府责任不清等。本文提出了建立城乡无保障居民老年补贴制度、完善城镇职工基本养老保险、改革机关事业单位退休养老制度、建立农村养老保险等方面的建议。     

Retirement and health benefits for Mexican migrant workers returning from the United States

In the absence of a bilateral agreement for the portability and totalization of social security contributions between the United States and Mexico, this article examines the access to pension and health insurance benefits and employment status of older Mexican return migrants. We find that return migrants who have spent less than a year in the United States have a similar level of access to social security benefits as non‐migrants. Return migrants who have spent at least a year in the United States are less likely to have public health insurance or social security benefits, and could be more vulnerable to poverty in old age. These results inform the debate on a bilateral social security agreement between the United States and Mexico to improve return migrants' social security.     

论土地保障与社会保障的性质和关系

当前我国农村缺乏完善的现代社会保障服务体系,以及土地天然地提供了一种综合性保障的事实,被一些学者解读为土地具有社会保障功能。他们认为,在当前农村政策政策背景下可以借助土地经营权流转等方式构建农村社会保障体系,这暗含着土地实际肩负着农村的部分社会保障职能和农民进入社会保障门槛需要以放弃土地权利为代价两个观点。土地的天然保障功能与社会保障之间具有异质性,土地流转带来的保障作用与社会保障之间同样具有异质性。应当尽量排除土地因素在农村社会保障建设中的作用,在“去土地化”的路向上似乎更有助于农村社会保障事业的发展。     

Social security reforms in Kenya: Towards a workerist or a citizenship‐based system?

With social security provisions in Kenya remaining under‐reported in the more recent literature, this overview covers recent reforms in key areas of the country's social security system. In the health sector and in old‐age pension provision social security is still mainly workerist (biased toward those in formal employment), and attempts to expand coverage have had limited effect only – cash transfer programmes, for instance, have been expanded but in practice they do not universally cover the entitled categories. Thus, although the Kenyan social security system now has a considerable pro‐poor social assistance component it remains biased toward those in formal employment, to the benefit of the highest income quintile.     

Singapore: social development, housing and the Central Provident Fund

The high rates of economic growth and significant improvements in standards of living recorded in East-Asian nations such as Singapore in recent decades has attracted increasing attention from social policy scholars in the industrial countries. Many believe that the experiences of these countries offer useful lessons for the Western welfare states. This article examines social security and housing policies in Singapore and shows how both were an integral part of a wider commitment to promote economic development. The article suggests that Singapore provides a good example of a developmentalist approach to social welfare that successfully harmonises economic and social objectives.     

Informal Economic and Social Security in Sub-Saharan Africa

Most people think that there is no social security in sub-Saharan Africa, whereas a theoretical statutory social security is foreseen in quite a few African States. Since the 1960s, the first formal social security provision in French-speaking sub-Saharan Africa was established mainly in the field of health services. Nevertheless, the situation is different in reality. The coverage rate is less than 10 per cent of the workforce. The majority of the population are excluded because they work in the informal sector. Formal social security systems are usually based on a labour-centred view, which is founded on formal employment and thus employment contracts. Legal restrictions, such as the exclusion of several categories of employees, and administrative and financial problems are primarily responsible for the low coverage rate. This situation has induced informal sector workers to create their own "safety nets". The integration of these existing informal social security schemes in a broader, pluralist approach to sub-Saharan social security seems necessary.     

Micro‐pensions in India: Issues and challenges

This article aims to fill a gap in the social security literature on India by examining the role of micro‐pensions. The analysis suggests that because of the heterogeneity of the target population, micro‐pension products — with microfinance institutions (MFIs) as the main, but not only sponsors — should be voluntary and portable and permit experimentation in their design and in the delivery of services. Accordingly, decentralized micro‐pension schemes that operate within an appropriate regulatory framework and according to sound governance practices are deemed more fitting for the Indian context than centralized schemes with limited flexibility. The article discusses two case studies of recently‐initiated micro‐pension schemes in India, which reveal the need for rigorous analytical research on the micro‐pension sector, particularly concerning the structuring of pay‐out options and innovative delivery mechanisms. The article concludes that micro‐pensions have the potential to be one of the most useful components in India's multi‐tiered social security system, and should be encouraged.     

Trends in Social Security in East Africa: Tanzania, Kenya and Uganda

As elsewhere in the world and in Africa in particular, social security in the member countries of the East African Community (Kenya, United Republic of Tanzania, and Uganda) has long been provided through voluntary assistance under the traditional extended family system. Later, and more specifically after independence in the early 1960s, when the region had a major increase in the number of employees in the formal sector — both public and private — who were mainly located in urban centres, formal social security schemes started to gain recognition among employed workers. Thus over the years, the urban population became increasingly detached from rural communities where the traditional extended family system was most effective. In addition, their general standards of living rose to such levels that if they ceased to earn employment income for one reason or another their livelihood could not be sustained through the extended family system. The above social security development trends have resulted even today in societies examining and determining ways to improve social protection beyond the formal sector so as to ensure arrangements are put in place for a large part of the working population to be provided with social security insurance during their working life and after retirement.     

Has Social Security Become Irrelevant?

In recent years, it has often been asserted that social security has become irrelevant to contemporary economic and social realities. This claim has been accompanied by proposals for the abolition of social security and its replacement with commercial provision. In some countries, social security has already been extensively privatized. Instead of dismissing the claim that social security has become irrelevant, this article examines the views of social security's critics. It suggests that steps need to be taken to address their challenge and ensure social security's long-term survival.