Investments in Marriage and Cohabitation: The Role of Legal and Interpersonal Commitment

Cohabiters have been shown to invest less in their relationship than married couples. This study investigated the role of legal and interpersonal commitment by examining heterogeneity within marital and cohabiting unions. Going beyond the dichotomy of cohabitation versus marriage, different union types were distinguished by their level of legal and interpersonal commitment, followed by an assessment of their association with joint investments (specialization, having children together, purchasing a home). Using panel data from The Netherlands (N =2,362), the authors found considerable heterogeneity within marital and cohabiting unions. Joint investments increased as interpersonal commitment increased, with cohabiters without marriage plans investing the least and couples who directly married without prior cohabitation investing the most. The relationship between investments and legal union types was less straightforward and often challenged expectations, prompting the authors to elaborate on alternative explanations for their findings.     

The Role of Cohabitation in Asset and Debt Accumulation During Marriage

Research has found that married individuals who cohabited only once before marriage with their future spouse (i.e., “spousal cohabiters”) have a distinctive financial advantage: they accumulate more wealth over time than individuals who married without ever cohabiting (i.e., “directly married”). Using the National Longitudinal Survey of Youth 1979 and growth curve models, the present study attempts to identify the source of spousal cohabiters’ wealth advantage. We find that marriage is associated with gains for financial and nonfinancial wealth, increasing home equity, and decreasing debt over time. Spousal cohabiters begin marriage with more debt than the directly married. Conditional on education, income, and other key factors, spousal cohabiters pay down their debt faster and generate greater home equity over time thereby accumulating more wealth than the directly married. This pattern of financial behavior among spousal cohabiters explains some, but not all, of their financial advantage over married persons who never cohabited prior to marrying. Given the increasing prevalence of cohabitation among young adults, these results offer important insights into the long-term economic outcomes associated with premarital cohabitation.     

Premarital Cohabitation and Marital Dissolution: An Examination of Recent Marriages

An ongoing question remains for family researchers: Why does a positive association between cohabitation and marital dissolution exist when one of the primary reasons to cohabit is to test relationship compatibility? Drawing on recently collected data from the 2006–2008 National Survey of Family Growth, the authors examined whether premarital cohabitation experiences were associated with marital instability among a recent contemporary (married since 1996) marriage cohort of men (N = 1,483) and women (N = 2,003). They found that a dichotomous indicator of premarital cohabitation was in fact not associated with marital instability among women and men. Furthermore, among cohabitors, marital commitment prior to cohabitation (engagement or definite plans for marriage) was tied to lower hazards of marital instability among women, but not men. This research contributes to our understanding of cohabitation, marital instability, and broader family change.     

Age at Coresidence,Premarital Cohabitation,and Marriage Dissolution: 1985–2009

Does the age at which premarital cohabitors moved in together explain why they have been found to have an increased risk of marital dissolution? Explanations for the increased risk of marriage dissolution among those who marry young center on marital role preparation; for premarital cohabitors, many, if not most, of these roles began at the onset of cohabitation, not marriage. Analyses of the 1995, 2002, and 2006–2010 waves of the National Survey of Family Growth (N = 7,037) revealed that age at coresidence explained a substantial portion of the higher marital dissolution risk of premarital cohabitors. In comparisons standardized by age at coresidence, the difference in risk of marital dissolution between premarital cohabitors and those who married without prior cohabitation (“direct marriers”) was much smaller than in comparisons standardized by age at marriage, and in some models this difference was not significant. Selection into direct marriage and premarital cohabitation was also examined.     

Relationship Quality in Marital and Cohabiting Unions Across Europe

In this study, the authors used data from the first wave of the Generations and Gender Survey to investigate relationship quality among currently married and cohabiting individuals ages 18 to 55 (N = 41,760) in 8 European countries (Bulgaria, France, Germany, Hungary, Norway, Romania, Russia, and The Netherlands). They expected to find fewer differences between cohabitation and marriage in countries where cohabitation is widespread. Controlling for a range of selection characteristics of respondents and their partners (e.g., common children, union duration, and education), the analyses showed that in all countries cohabiters more often had breakup plans and were less satisfied with their relationships than individuals who married. This cohabitation gap in relationship quality was largest in Russia, Romania, and Germany, which indeed were among the countries in the current sample where cohabitation was least prevalent.     

Marriage Rituals as Reinforcers of Role Transitions: An Analysis of Weddings in The Netherlands

Using a nationally representative survey of married couples (N = 572) in The Netherlands, I analyze three characteristics of the contemporary western marriage ceremony: (a) whether couples give a wedding party, (b) whether couples have their marriage consecrated in church, and (c) whether couples go away on a honeymoon. Hypotheses are developed arguing that marriage ceremonies reinforce role transitions in two complementary ways: They reduce uncertainty about the new roles that people will occupy, and they provide approval for norm‐guided behavior. Multivariate analyses support the hypotheses. Elaborate marriage ceremonies are more common among couples for whom the transition to marriage is more drastic, and traditional values in the social context of the couple go hand in hand with a more elaborate marriage ceremony.     

Predicting marital satisfaction using prepare: a replication study*

This study clearly replicated the previous findings which demonstrated the predictive validity of PREPARE. Like the previous study, this longitudinal study was a 3-year follow-up of 179 couples who took PREPARE during their engagement. As in the initial longitudinal study, PREPARE predicted, with about 80% accuracy, couples who got divorced from those that were happily married. Also, the same linear trend in PREPARE scores was found (highest to lowest scores): happily married, unhappily married, cancelled/delayed marriage, and separated/divorced. This study further indicates the importance of the premarital period as the foundation for marriage and the ability of PREPARE to identify high-risk premarital couples who could benefit from premarital counseling. Premarital counseling could potentially help these high risk couples develop a more satisfying marriage.     

PREDICTING MARITAL SUCCESS WITH PREPARE: A PREDICTIVE VALIDITY STUDY

In order to determine the predictive validity of the premarital inventory PREPARE, this study assessed the utility of PREPARE inpredicting marital success. A 3-year follow-up study was conducted with 164 couples who took PREPARE during their engagement. As hypothesized, it was found that satisfied couples scored significantly higher on the inventory than dissatisfied couples, divorced couples, and couples who cancelled their marriage. It was also hypothesized and found that dissatisfied married couples did not differ significantly from couples who cancelled their marriage or those who divorced. Using discriminant analysis, it was found that the PREPARE scores from 3 months before marriage could predict with 80–90% accuracy which couples were separated and divorced from those that were happily married. These findings not only demonstrate the predictive validity of PREPARE, but its potential utility in identifying high-risk couples who could benefit from more intensive premarital counseling.     

A Study of Commitment and Relationship Quality in Sweden and Norway

The Scandinavian countries are often cited as examples of countries where cohabitation is largely indistinguishable from marriage. Using survey data from Norway and Sweden (N = 2,923) we analyzed differences between cohabitors and married individuals in relationship seriousness, relationship satisfaction, and dissolution plans. Our analyses reveal that cohabitors overall are less serious and less satisfied with their relationships and are more likely to consider ending their current relationships than are married respondents. The views of cohabitors who report that they intend to marry their current partners within 2 years, however, differ much less from those of married respondents than cohabitors with no marriage plans. This finding suggests that even in Scandinavia cohabitors are a heterogeneous group.     

How Does Premarital Cohabitation Affect Trajectories of Marital Quality?

We investigate the link between premarital cohabitation and trajectories of subsequent marital quality using random effects growth curve models and repeated measures of marital quality from married women in the NLSY‐79 (N = 3,598). We find that premarital cohabitors experience lower quality marital relationships on average, but this is driven by cohabitors with nonmarital births. Premarital cohabitors without nonmarital births report the same marital quality as women who did not cohabit before marriage. Nonmarital childbearing is more strongly associated with lower subsequent marital quality for White women than for Black or Hispanic women. Marital quality declines at similar rates for all couples regardless of cohabitation or nonmarital childbearing status. These findings are robust to numerous alternative model specifications.     

Unique Characteristics of Cohabiters Seeking Therapy

There is limited information on cohabiters presenting for therapy. The authors examined the characteristics of 143 married and 54 cohabiting, young (m = 30.39), Caucasian, couples presenting for therapy. We hypothesized that cohabiters presenting for therapy would be more satisfied and committed than married couples and that they would be similarly emotionally differentiated. We conducted a repeated‐measures MANOVA to test the hypothesis. Significant effects between partners and between dyads were found, indicating a difference between clients based on relationship status. Cohabiting clients presented earlier in their relationship and were more satisfied and committed. Cohabiting male partners were less emotionally reactive. Without the institutionalized rules of marriage, cohabiting couples may perceive threats to their relationship earlier than married couples.     

Shared Beliefs and the Union Stability of Married and Cohabiting Couples

Cohabiting couples and couples who cohabit prior to marriage have less stable relationships than married couples who did not cohabit, and these differences in stability may be linked to different processes within the relationships. This research examines the similarity of partners’ beliefs about the division of household labor using the National Survey of Families and Households (N = 1,039), finding that couples who do not share beliefs about the division of household labor are more likely to end their union. Cohabiting couples have a particularly high likelihood of ending the union when the two partners hold widely divergent views about whether housework should be shared, suggesting that cohabiting and married couples may have different responses to dissimilarity between the partners.     

Individualized Marriage and the Integration of Resources

In individualized marriages, spouses maintain independence in their relationship. In individualized marriages, do married couples manage their money in pooled accounts or do they keep separate accounts? We answer this question with the 2002 International Social Survey Programme (N = 18,587;31 country contexts) and examine how variation in the individualization of marriage is related to variation in resource integration within marriage. We make two contributions. First, we found that individualization matters. When couples understood and practiced individualized marriage, they were more likely to keep their money separate. The presence of individualized approaches to marriage and individualized alternatives to marriage within a country were also related to a higher likelihood of couples keeping money separate. Second, we found that integrating resources remained a constitutive part of marriage. Despite trends toward individualization and growing alternatives to marriage, most married couples continued to pool their money.     

Financial Integration and Relationship Transitions of Young Adult Cohabiters

Despite increasing rates of pre-marital cohabitation, the majority of research on household financial practices in the United States has focused on married couples. This study explored ways young adult cohabiters (N = 691) financially combined their lives and the associations with subsequent relationship outcomes. Results indicated cohabiters were intertwining credit histories and bank accounts, and acquiring assets such as purchasing homes together. Sharing a mortgage was associated with an increased likelihood of marriage, whereas joint credit card accounts increased the odds of dissolution. Cohabiters with an intent to marry were much more likely to start integrating their finances prior to marriage. This study sheds light on the heterogeneous ways that a recent cohort of young adult couples manages their finances and navigates relationships.     

The transition to marriage

Cohabitation has often been viewed as easing the transition to marriage. The question is therefore asked, what characterizes relationships in which couples live together for an extended period of time prior to marriage, then decide to marry, and within two to three years are divorced? Four groups were interviewed (cohabitated/married; cohabitated/married/divorced; dated/married; dated/married/divorced) with the hope of analyzing the differences or similarities in the marital transitions made by individuals within these groups. The total sample consisted of 40 respondents who were given an in-depth, face-to-face interview. It was found that the degree of congruence between dyad members regarding perceptions and expectations surrounding marriage and marital life was an important factor in the success with which couples were able to make the marital transition.     

Are Gay and Lesbian cohabiting couples really different from heterosexual married couples?

Both partners from gay and lesbian cohabiting couples without children were compared longitudinally with both partners from heterosexual married couples with children (N at first assessment = 80, 53, and 80 couples, respectively) on variables from 5 domains indicative of relationship health. For 50% of the comparisons, gay and lesbian partners did not differ from heterosexual partners. Seventy‐eight percent of the comparisons on which differences were found indicated that gay or lesbian partners functioned better than heterosexual partners did. Because the variables that predicted concurrent relationship quality and relationship stability for heterosexual parents also did so for gay and lesbian partners, I conclude that the processes that regulate relationship functioning generalize across gay, lesbian, and heterosexual couples.     

Generosity and the Maintenance of Marital Quality

This study examined whether generosity in marriage was associated with marital quality. The authors conceptualized generosity as a type of relationship maintenance behavior and used data from the new Survey of Marital Generosity (a national survey of married couples, N = 1,365 couples and 2,730 total participants). They found that generosity—defined here as small acts of kindness, displays of respect and affection, and a willingness to forgive one's spouse his or her faults and failings—was positively associated with marital satisfaction and negatively associated with marital conflict and perceived divorce likelihood.     

The Timing of Cohabitation and Engagement: Impact on First and Second Marriages

Using a multistate sample of marriages that took place in the 1990s, this study examined associations between premarital cohabitation history and marital quality in first (N = 437) and second marriages (N = 200) and marital instability in first marriages (intact N = 521, divorced N = 124). For first marriages, cohabiting with the spouse without first being engaged or married was associated with more negative interaction, higher self‐reported divorce proneness, and a greater probability of divorce compared to cohabiting after engagement or marriage (with patterns in the same direction for marital positivity). In contrast, there was a general risk associated with premarital cohabitation for second marriages on self‐reported indices of marital quality, with or without engagement when cohabitation began.     

Premarital Cohabitation,Husbands' Commitment,and Wives' Satisfaction with the Division of Household Contributions

Abstract

Recent research suggests that cohabiting men with plans to marry do more housework than those without plans to marry. Building on mis finding and drawing from commitment theory, we asked whether premarital cohabitation history and husbands' commitment were associated with satisfaction with the division of household contributions in marriage (N = 171 couples). There were no significant effects of cohabitation history (i.e., whether the couple started cohabiting before planning marriage versus after planning or not until marriage) on satisfaction with the division of household contributions during the early years of marriage. However, husbands' dedication was associated with wives' levels of satisfaction with the division of household contributions, even after controlling for marital adjustment and wives' own dedication. The practical implications of these links between men's commitment and women's satisfaction with the division of household contributions are discussed.     

The Relationship Between Cohabitation and Marital Quality and Stability: Change Across Cohorts?

The relationship between premarital cohabitation and marital dysfunction was examined with a total sample of 1,425 spouses in two U.S. marriage cohorts: those married between 1964 and 1980 (when cohabitation was less common) and those married between 1981 and 1997 (when cohabitation was more common). Spouses in both cohorts who cohabited prior to marriage reported poorer marital quality and greater marital instability. When selection factors for cohabitation and subsequent marital instability were included in the statistical model, cohabitors in both cohorts continued to exhibit poorer marital quality and greater marital instability. These findings lend stronger support to an experience of cohabitation perspective than to a selection perspective as an explanation for why couples who cohabit before marriage tend to have more troubled relationships.