A Case Study of Mortgage Refinancing Discrimination: African American Intergenerational Wealth*

A case study approach is taken to examine differences between African Americans and white Americans in their respective approval/denial rates for home mortgage refinancing. Data from a regional banking institution is used for the case analysis. These data indicate that African Americans are significantly more likely to be turned down for mortgage refinancing than their white American counterparts. We suggest that refinance discri‐mination is one contributing factor to the continuing wealth or net worth gaps between blacks and whites. The inability to access the potential capital resident in one's home impedes the ability of African Americans to transmit advantage from one generation to the next.     

“It's Hardly Fair to Bring a Child Into the World With the Way Things Look…”: Anomie,Mistrust, and the Impact of Race,SES, and Gender

This article examines the impact of race, socioeconomic status (SES ), and gender on subjective outlook using anomie and general mistrust as indicators. Specifically, this study addresses the following questions: (1) How do African Americans and whites compare with respect to anomie and mistrust? (2) Do racial differences in anomie and mistrust vary by SES ? (3) Do African American women have higher levels of anomie and mistrust than whites and African American men? and (4) Are African Americans becoming more or less trusting and anomic over time? Using data from the General Social Survey (GSS) (1972–2014), the analysis reveals significant racial differences in social outlook as measured by anomie and mistrust. African Americans indicate higher levels of both anomie and mistrust than whites even after controls for SES and the other variables. The racial gap in anomie and mistrust increases with increases in SES . Being African American and female is associated with higher levels of anomie but not mistrust. African American mistrust decreases relative to whites over time. More affluent African Americans’ anomie levels slightly increase relative to similar whites over time. Explanations using the “rage of a privileged class” and “intersectionality” ideas are evaluated.     

Self-Perceived Physical Attractiveness,Self-Esteem,Race, and Gender

Abstract

African American self-perceptions of physical attractiveness are found to be higher than white self-perceptions, while there is no difference by race in the correlation between self-perceived attractiveness and self-esteem. Controlling for self-perceived attractiveness, African Americans have lower self-esteem than whites, suggesting that African American perceptions of physical attractiveness, mirrored in the slogan “Black is Beautiful,” may have contributed to the disappearance over the past forty years of the gap between African American and white self-esteem. Self-esteem is more strongly related to self-perceived physical attractiveness for females than males, particularly among whites.     

Does an Immigrant Background Ameliorate Racial Disadvantage? The Socioeconomic Attainments of Second‐Generation African Americans1

Although there is a growing literature on the socioeconomic circumstances of the second generation, this issue has not been systematically considered for African Americans. To help fill this research gap, we investigate the extent to which the socioeconomic attainments of second‐generation African Americans differ from mainstream (i.e., third and higher generation) African Americans. Using data from the Current Population Survey and the 2000 Census, our results indicate that the schooling and wages of second‐generation African Americans consistently exceed those of third‐ and higher generation African Americans. Our findings also reveal that second‐generation African Americans do at least as well as whites in terms of years of schooling, but wage differentials differ significantly by gender. Second‐generation African‐American women earn wages that are at least as high as comparable white women, but second‐generation African‐American men earn wages that are, on average, about 16% less than measurably comparable white men. While no one theoretical perspective can account for all these results, they nonetheless indicate the continuing significance of racial disadvantage for African‐American men, including those with an immigrant background.     

Expanding Boundaries of Whiteness? A Look at the Marital Patterns of Part‐White Multiracial Groups

Using a boundary perspective (Alba and Nee 2003 ), I examine the marital behavior of three self‐identified multiracial groups: black/whites, American Indian/whites, Asian/whites. With a focus on marriage with whites, I assess whether the boundaries of whiteness are expanding to include these part‐white multiracial groups. Marrying whites at a large scale may signify that part‐white multiracial Americans are in the process of being accepted as “white.” At the same time, due to differences in the racial identity experiences of multiracial groups, marital patterns may differ by racial combination. Based on analysis of 2008–2012 American Community Survey data, I find that the majority of all three groups are married to whites, suggesting that most members in these groups are on the path to whiteness. On the other hand, multinomial logistic regression analysis demonstrates that American Indian/whites and Asian/whites are more likely than black/whites to have a white spouse, relative to spouses of another race/ethnicity. Moreover, separate regression analyses by multiracial group reveal gender differences in their likelihood of marrying whites for black/whites and Asian/whites. These results indicate racial stratification in the marriage market among part‐white multiracial Americans, with further stratification by gender for some groups.     

Racial differences in DSM diagnosis using a semi-structured instrument: the importance of clinical judgment in the diagnosis of African Americans

Schizophrenia is diagnosed more frequently among African Americans while mood disorders are identified more often among whites. Such findings have raised serious questions about the accuracy of clinical judgment. This article analyzes data on 665 African American and white psychiatric inpatients using a semi-structured diagnostic instrument. The paper explores the relationship of patient race to schizophrenia, schizoaffective disorder, major depression, and bipolar disorder. The paper also explores the extent to which patient race is related to the manner in which clinicians link individual symptoms to diagnoses. Results indicate some significant race differences in diagnosis remain even when a semi-structured instrument and DSM criteria are used, whites, were more likely than African Americans to receive a diagnosis of bipolar disorder and less likely to be diagnosed with schizophrenia. There were no race differences in major depression. Some patterns of symptom attribution differed by race. The results are consistent with previous sociological research showing that patient race is related to diagnosis even when standardized diagnostic criteria are used. These findings underscore the importance of clinical judgment within the context of cross-race and cross-ethnic diagnosis. Clinical training programs must reduce ethnocentric bias by teaching the appropriate use of the socio-cultural information necessary to employ DSM-IV's Cultural Formulation.     

Psychological distress among black and white Americans: differential effects of social support, negative interaction and personal control

This study examines the relationships among social support, negative interaction, financial strain, traumatic events, personal control, personality, and psychological distress among African American and white adults. These analyses: (1) test the overall adequacy of various models (i.e., main, mediator, and artifactual effects) of these effects, (2) examine the role of social support and negative interaction within the context of financial strain and traumatic events, and (3) verify possible indirect effects of social interaction on distress by assessing their impact on personal control. Data from The National Comorbidity Survey were used to examine these relationships using structural equation modeling techniques. Findings indicated different models of these relationships for African Americans and whites. Overall, personal control mediated the relationship between negative interaction and psychological distress. For whites, negative interaction was an overall stronger predictor of distress and contributed to the impact of financial strain and traumatic events on psychological distress. Among African Americans, social support was a stronger predictor of distress. The findings suggest that the underlying models of these relationships are different for African Americans and whites.     

Linking race and well-being within a biopsychosocial framework: variation in subjective sleep quality in two racially diverse older adult samples

Differential life experiences associated with race may critically affect the balance between physical and psychological well-being. This study investigated an age-related and disease-related symptom, restless sleep, among older African American and white members of two sociodemographically matched cohorts, community-dwelling older adults and older adults with chronic renal failure undergoing maintenance dialysis therapy. Sleep behaviors reflect age-dependent and disease-dependent homeostatic and circadian state regulation but are also socioculturally patterned. As hypothesized, restless sleep was significantly more characteristic of the older adults in the chronic disease cohort. With non-renal health conditions, depressed mood, perceived health, medication use, and sociodemographic variables controlled, however, African Americans were significantly less likely than whites in the chronic disease cohort to report restless sleep. African American and white patients differed in their expression of public and private religiousness, which in turn were associated, respectively, with depressed mood and restless sleep complaint. In addition, we suggest that differences for African American and white patients in the environmental exposure of chronic dialysis therapy, including African Americans' greater social integration within the dialysis treatment setting, contributed to their being less at risk than their white peers for subjective perception of sleep decay, a marker of overall well-being.     

Latinos/as and White Racial Frame: The Procrustean Bed of Assimilation

When North American slavery was established in the 1600s, an interpretive perspective was developed that sought to justify the institution of African American slavery. This composite perspective, a "white racial frame," was later extended by whites to other racial groups such as Latinos/as. This racial frame, which has become white "common sense," includes important racial stereotypes, understandings, images, and inclinations to act. Various forms of this racial framing exist among different U.S. racial groups, but a strong white racial frame has prevailed because whites have long had the power and the resources to impose this reality. A hegemonic situation occurs when people of color consent in various ways to this white racial framing and common sense. This acceptance varies. We discuss four forms of consent to white racial framing that appear in our in-depth interviews in a national sample of Latinos/as. Three forms reference Latinos: acceptance of elements of the racial frame, active enactment of the racial frame, and internalized violence. The fourth use of racial framing is directed by Latinos at African Americans.     

Status variations in stress exposure: implications for the interpretation of research on race, socioeconomic status, and gender

Life events checklists have been the predominant method for estimating variations in stress exposure. It is unknown, however, whether such inventories are equally meaningful for estimating differences in exposure between men and women, African Americans and whites, and those in lower and higher socioeconomic categories. In this paper, we employ a wider range of measures of stress--recent life events, chronic stressors, lifetime major events, and discrimination stress--to examine the extent to which these dimensions collectively yield conclusions about status variations in stress exposure that are similar to or different from estimates based only on a life events checklist. Our analyses of data collected from 899 young men and women of African American and non-Hispanic white ancestry suggest that status differences in exposure to stress vary considerably by the measure of stress that is employed. Although women are more exposed to recent life events than men, males report more major events and discrimination stress than females. Our results also reveal that life event measures tend to substantially under-estimate differences between African Americans and non-Hispanic whites in exposure to stress. A similar pattern also holds for socioeconomic status. When stress is more comprehensively estimated, level of exposure profoundly affects ethnic differences in depressive symptomatology, accounting for almost half of the difference by socioeconomic status but contributing little to the explanation of the gender difference in distress. The implications of these findings for the debate over the relative mental health significance of exposure and vulnerability to stress are discussed.     

Military Service as a Factor in the Economic Progress of African American Men: A Post-Draft Era Analysis

The earnings of African American males have increased in real terms over the past 50 years, but there still are marked differences in their progress relative to either whites or Asian Americans. This gap has been linked to differences in levels of education and other human capital issues. It has been hypothesized the military service serves as a buffer to adverse labor market characteristics. This paper examines the role of military service on the post-service wages of African American males in the post-draft era.     

Gender Differentials in Intermarriage Among Sixteen Race and Ethnic Groups

This paper examines gender differences in out-marriage rates in the United States among 16 race and ethnic groups. Among most groups of Asian Americans, females are more likely to marry whites than are their male counterparts, the reverse of the pattern among African Americans discussed by Merton (1941). We find some Hispanic-American groups in both camps. We explore whether the greater contact between white U.S. military personnel in Asian countries explains the pattern of Asian white marriages. We also introduce a new statistical approach that facilitates comparisons across multiple race and ethnic groups. Data from the 1% sample of the 1990 Census are analyzed in this study.     

Segregation and Mortality: The Deadly Effects of Racism?

Elevated rates of mortality for African Americans compared to whites, coupled with the persistence of high levels of racial residential segregation, have directed attention to the structural manifestations of racism as potentially important pathogens for health. Using national mortality and census data for 1990 and a measure of black social isolation from whites, we examine the association between residential segregation and mortality in 107 major U.S. cities. Our analyses revealed that black social isolation tended to predict higher rates of mortality for African American males and females, although the strength of the association varied by cause of death. Socioeconomic deprivation explained a modest part of this association for black males but not for black females. Our analyses also found that a positive association between social isolation and mortality was more pronounced, for both blacks and whites, in cities that were also high on the index of dissimilarity. These findings highlight the need for research to identify the specific mechanisms and processes that link residential environments to adverse changes in health status.     

Anger in black and white: race, alienation, and anger

Using data from the 1996 General Social Survey and the 1973 Chicago Crowding Study, we test the hypotheses that African Americans feel and express more anger than whites, that sense of control (versus powerlessness) lessens anger and mistrust increases anger, and that these indicators of alienation affect anger differently for African Americans and whites. We find that when age and gender are controlled, African Americans neither feel nor express more anger than whites, despite having a lower average sense of control and higher mistrust. This is partly because the effects of sense of control and mistrust on anger differ by race. Sense of control reduces feelings of anger and anger expression more for African Americans than whites. Mistrust increases feelings of anger for whites, but not African Americans. The results provide further evidence that, in the stress process, social structural location may moderate the effects of "detriments" and "resources" on emotional upset.     

A COMPARATIVE PERSPECTIVE ON RACIAL RESIDENTIAL SEGREGATION:

This article takes a first step to compare the residential segregation of blacks and Asians from whites in American and Canadian cities. The analysis is based on census data from 404 American and 41 Canadian cities. African Americans in the United States experience a higher level of residential segregation than Asians in U.S. cities. On the other hand, blacks in Canada experience the same low level of segregation as Asians. To explain the different experiences of blacks in the United States and Canada, a multivariate model is proposed and tested. The results reveal several patterns. First, African Americans are consistently obstructed much more than Asian Americans by their proportion in the city. In contrast blacks in Canada are not. Second, the residential segregation patterns of African Americans are affected strongly by the labor market and strucutral changes of the economy in the city. However, the structural change of the economy in the city has a very weak effect on the level of residential segregation of Asian Americans, black Canadians, and Asian Canadians.     

The status of race in public sector work: Implications for emotion management and job satisfaction

ABSTRACT

African Americans consistently report lower levels of job satisfaction relative to whites. Using survey data from 1,456 public service employees, we examine whether racial disparities in job satisfaction are related to how African Americans and whites manage their emotions while at work. We contend that race acts as a master status within the workplace that locates African Americans in a subordinate social position to whites and may contribute to greater emotion management effort and greater work-related consequences. The results indicate that, together with traditional indicators of job satisfaction, extensive emotion management efforts of African Americans explain their lower levels of job satisfaction relative to whites.     

PARENTAL ABSENCE DURING CHILDHOOD AND DEPRESSION IN LATER LIFE

Long-term consequences of parental absence during childhood for adult depression are examined using 1987–1988 National Survey of Families and Households data. Whites and African Americans, male and female, separated from a parent score higher on a measure of depression than those raised in continuously intact families. Hispanic males and females show no such differences. All reasons for parental absence (divorce, death, out-of-wedlock birth, and others) relate to elevated depression in one or another group. Educational attainment and current marital status mediated a moderate proportion of the estimated effect for whites and African American females.     

Race,Class, and Support for the Welfare State*

Two competing approaches to the study of African Americans—the race and class perspectives—have dominated attempts to explain their views on contemporary issues. To examine the race versus class debate, this study uses African Americans' views on government spending for five social welfare concerns: (1) improving and protecting the nation's health, (2) solving the problems of big cities, (3) halting rising crime rates, (4) dealing with drug addiction, and (5) improving the nation's education system. Data from the 1972–1990 General Social Surveys are used to compare middle-class blacks with both working-class blacks and whites and middle-class whites in terms of their support for government spending for those five social welfare issues. Examining group means, we found no significant difference between the two black classes but a significant difference between the black middle class and the white middle class on support for government spending in all areas except halting the rising crime rates (where there were no significant differences among the four groups). Similarly, using logistic regression analysis we found that race continued to have a significant effect on support for spending even after controlling for class, year, age, gender, education, income, and occupational prestige. In respect to social welfare spending, the results indicate support for the race, as opposed to the class, perspective; that is, race is better than class for predicting African American attitudes on government spending.     

Asian American Identification with African Americans,Latinos, and Whites: The Roles of Discrimination and Self-Identified Skin Tone

ABSTRACT

Using a sample of up to 1,208 Asian Americans, we examine the effects of skin tone on perceived commonality with African Americans, Latinos, and whites. Overall, we find that Asian Americans are more likely to identify with whites than with African Americans or Latinos. When we account for skin tone, we find that Asian Americans with a medium skin tone experience increased odds of perceiving a commonality with African Americans and Latinos. While we expected the relationship between skin tone and perceived commonality to be mediated by experiences of discrimination, this was not the case. We conclude that Asian Americans occupy a position toward the top of the black-white binary and the oppressive racial hierarchy that exists within the United States. Like previous scholars, we suggest that Asian Americans can use their relative standing to disrupt the oppressive racial hierarchy. However, we recognize that whites, holding a position at the top of the racial hierarchy, must also be responsible for dismantling it.     

Covering the Dawsons: Racial Variation in Newspaper Framing of Urban Crime

This article uses newspaper coverage of a case from Baltimore, Maryland, to explore racial variation in the rhetorical framing of urban crime. In October 2002, seven members of the Dawson family were murdered in a house fire. The murders became an expression of Baltimore’s character and the lives of its residents. After analyzing 206 newspaper articles about the case, we find stark differences in the way the case, its causes, and its consequences are presented to readers. Newspapers with primarily white audiences—both “mainstream” and “alternative” papers—present the case as a horrific, singular instance, placing responsibility on the perpetrator. In contrast, articles in African American newspapers offer a complex web of explanation, calling attention to the structural inequalities and disparate access to state resources. Whereas white newspaper portray the Dawson family as martyrs in the drug war, black newspapers position the family as part of a wider of community of African Americans who are victims of slack policing, racial discrimination, and negligent social policy. We argue that these rhetorical differences are more than cosmetic. Rather, they provide a framework for better understanding the relationship between the press and policy makers. Differences in coverage of the case also contribute to our understanding of why blacks and whites have fundamentally different understandings of race in the United States.