Mutual benefit societies in Indonesia

We do not know when or how mutual benefit societies first appeared in colonial Indonesia, but there is evidence that they were part of the lives of at least some of the ordinary people in the towns and cities by the last quarter of the nineteenth century. By the 1910s they were common in workplaces and kampung, the often less than salubrious parts of the towns and cities where wage labourers and their families lived. Large numbers of people joined and some of them handled significant sums of money. For many people, they were an essential help in coping with daily life on small incomes with no capacity to save and with the ever-present threat of loss of work, sickness or death. The relationships between mutual benefit societies, labour unions political parties and other voluntary organizations which would contribute to Indonesian nationalism is of particular interest. Clearly, to be involved in, and to be seen to be involved in, mutual aid was important for all these urban organizations.¹     

‘The only place worth thinking about’: personal testimony and Irish and Scottish migrants in Australasia, 1921–61

ABSTRACT

In the late nineteenth century, in most industrialized countries, the coverage of social risks in general and the risk of sickness in particular came from four basic sectors with different weighting according to country: the state, the market, the traditional family network and solidarity among workers. Historians have shown that, across time, hospital systems tended to be created in developed countries where at least one of these public or private elements was prominent. Spain provides an excellent case study of how a country in Western Europe made modest progress with respect to its hospital system between the 1880s and 1930s in a context of low coverage capacity in all four of the areas that comprise the mixed economy of welfare. Changes to the hospital map occurred above all during the 1920s and 1930s with the emergence of new actors responding to new demands: companies that created hospitals for workplace victims; friendly societies; insurance companies; and medical specialists who set up clinics to attend to an emerging middle class. Despite this, the majority of the working population lacked hospital coverage due to the state’s inability to establish a health insurance scheme in a country with a predominance of agricultural workers.     

The mutual benefit movement in Chile from its origins to the present time (1853-1992)

The mutual benefit movement in Chile first appeared with the beginnings of industrialization and urbanization from the 1830s onwards. The first associations of urban workers emerged in 1853: this was followed by an initial period of expansion of mutual benefit activities until 1890. Almost all the urban trades were represented. During this period the mutual benefit movement was the principal organizing force for popular demands. From the 1890s onwards mutual benefit — linked with the workers'movement — grew rapidly and entered on a process of unification. Encouraging the development of the trade union movement, it took a leading part in determining the shape of the people's movements and maintained this role until 1924: this period marked the high point of mutual benefit activities in Chile. Mutual benefit organizations defended workers'demands and the boundaries between mutual benefit and trade union organizations were quite fluid. But the adoption of the social legislation and the support offered by certain leaders of the mutual benefit movement to the military dictatorship marked the beginning of the movement's decline. Efforts were then made to extend its scope of activities and unify the mutual benefit movement in Chile and in Latin America as a whole. The results of this were limited and the crisis continued after the Second World War. The 1973 coup d'état aggravated the situation still further. Today, with the virtual destruction of social security and its replacement by a system of private insurance schemes, one needs to ask whether the Chilean mutual benefit movement, which at one time was the principal form of popular organization, has a future.     

The role of mutuals and community-based insurance in social health protection systems: International experience on delegated functions

The institutional architecture for the provision of social health protection varies across countries, as do the actors and organizations involved. In some countries, mutual benefit societies and community-based health insurance organizations (CBHI) play a role in this area. In the 1990s, these were promoted particularly as a means of extending social security coverage, especially in sub-Saharan Africa. In the current context, the adoption of the 2030 Agenda for sustainable development, as well as renewed political will to realize universal coverage, has led to a questioning of the role of mutuals/CBHI. However, the literature on the roles they play in national social security systems remains limited. For this scoping review, 49 documents were analysed, covering 18 countries worldwide, focused on the delegation of functions to mutuals/CBHI in national social health protection systems. The results reveal the dynamics of the delegation of functions within social protection systems over time and their implementation processes. These provide areas for reflection that can inform policy processes.     

从自利到互利:中国股市文化转型的思考

股票市场和社会经济都是人性的一种演绎,即文化一人一制度的社会演化逻辑.互利原则是市场经济的基本原则,互利文化是股市的主流文化.中国股票市场的健康发展依赖于股市文化实现从自利到互利的文化转型,主要包括政府对股票市场功能定位从融资到投融资的转变、投资者从"博傻"行为者到价值投资者的转变、上市公司从"圈钱"型到责任型的转变等.股票市场的逐利必须以互利为前提,股票市场中的各参与主体才能实现多赢的博弈格局,才能实现股票市场的基本功能.     

The labour movement and mutual benefit societies: Towards an international approach

The comparative history of the mutualist and workers'movements shows up several notable points of convergence, from their beginnings up until the Second World War. They were branches of a common tree: tradesmen's and workers'guilds were more often than not at the origin of union and pre-union organizations and mutual aid societies. The two movements also developed in parallel over the course of the two industrial revolutions of 1780-1840 and 1880-1890. Despite this, their paths began increasingly to diverge. Setting out from the same essentially craft-based social milieu as the unions, the mutualist movement gradually took root among the lower-middle and middle classes, the civil service and the military. The mutualist ideology of a common good shared among the social classes was the antithesis of the prevailing ethos in the union movement, of which class struggle was the defining attribute. Finally, the aims of the two movements also diverged: on one hand the trade unionists, engaging in mass and sometimes violent action in support of immediate demands; on the other, the mutualists, working away at their necessarily long-term administrative tasks. From the last quarter of the nineteenth century on, therefore, the mutualist and workers'movements entered into a process of increasing diversification.     

China: developmentalism and social security

China began its social security reform when the market-oriented economy was first promoted in the late 1970s. Initiatives have been taken to replace the employer-based labour insurance model with a largely social insurance model. However, it is a mistake to argue that China is pursuing a neo-liberal agenda in its social initiatives. Instead, the state has played a major role in the process. Based on a developmental analysis, it is argued that the direction of change is generally encouraging. The emerging social insurance programme has the following advantages: it widens coverage, facilitates economic development, seeks a minimum entitlement, fosters social integration, and enhances individual participation and responsibility. The creation of an economically and socially viable social insurance programme will support the economic development of the country in the twenty-first century.     

Epistolary emotions: Exploring amorous hinterlands in 1870s southern Italy

Abstract

Drawing upon a chance find of a cache of love-letters penned by Italian women in the late nineteenth century, this article investigates an emotional landscape that is rarely documented in the archives: the amorous feelings of ordinary women. The writers were anonymous, literate and presumably fairly well-to-do women from various regions in the southern half of Italy. Each of them had an intensely emotional correspondence with a man who toured the provinces in his professional capacity as an equestrian artiste. We know much about the extent to which women were constrained in the nineteenth century, particularly in Mediterranean societies, but we know less about how they experienced and expressed their emotions within those constraints, or how those feelings and expressions reflected or circumvented prevailing cultural models. Ultimately, using a small but valuable sample of evidence, the article aims to show how sensitivity to emotions as an historical category can open new vistas on the subjective hinterlands of the past.     

Extending social security in developing countries: a review of three main strategies

The article discusses strategies to extend social security cover-age in developing and newly industrialised countries. The three major options are to extend social insurance coverage , to rely on mutuals or micro-insurance or to bring in social assistance in one form or another. Social insurance usually covers small population segments. Insiders are seldom willing to extend coverage to poorer groups, as poorer groups are usually higher-risk groups. Micro-insurance and mutual societies work pri-marily among people with similar risk profiles. Discretionary social assistance targets poorer groups, but is open to patronage and misuse. However, some social assistance designs are less open to misuse than others. Demogrants, i.e. benefits given to people in vulnerable social categories, are easy to administer and difficult to misuse. Whether or not a developing country provides such benefits can be considered an indicator of the willingness of the ruling elite to alleviate hardship among 'unproductive' population groups.     

女性主义社会工作的渊源和发展——对传统的批判及其专业性的重塑

女性主义起源于19世纪的法国,女性主义者透过实践诉求两性平权的社会,试图让女性从"父权制"中解脱出来。1970至1980年代开始,社会工作者将女性主义观点应用到实务工作中,从而产生了女性主义社会工作。女性主义社会工作通过对传统社会工作的批判,对其专业性进行了重塑,让实务者不仅使女性在能力建设、心理调适和社会支持等方面得到了提高,也使女性在宏观的社会关系变革中得到了发展。     

Trends in Social Security in East Africa: Tanzania, Kenya and Uganda

As elsewhere in the world and in Africa in particular, social security in the member countries of the East African Community (Kenya, United Republic of Tanzania, and Uganda) has long been provided through voluntary assistance under the traditional extended family system. Later, and more specifically after independence in the early 1960s, when the region had a major increase in the number of employees in the formal sector — both public and private — who were mainly located in urban centres, formal social security schemes started to gain recognition among employed workers. Thus over the years, the urban population became increasingly detached from rural communities where the traditional extended family system was most effective. In addition, their general standards of living rose to such levels that if they ceased to earn employment income for one reason or another their livelihood could not be sustained through the extended family system. The above social security development trends have resulted even today in societies examining and determining ways to improve social protection beyond the formal sector so as to ensure arrangements are put in place for a large part of the working population to be provided with social security insurance during their working life and after retirement.     

Informal workers and Kenya’s National Hospital Insurance Fund: Identifying barriers to voluntary participation

This article investigates the barriers to informal workers’ voluntary participation in Kenya’s national health insurance scheme – the National Hospital Insurance Fund. Based on primary data from both qualitative and quantitative methods, we find that the key determinants of enrolment include social factors, such as marital status, which create demand for insurance, and the role of informal workers’ associations that promote the voluntary uptake of health insurance and prevent default through contribution support. Participation barriers and reasons for inactiveness stem from the nature of informal work characterized by irregular earnings, which combine with apprehension about having to pay penalty charges for the late payment of premiums, inadequate levels of knowledge about health insurance schemes, institutional constraints such as complex registration procedures, as well as premium costs and poor-quality services, all of which discourage enrolment or the reactivation of lapsed membership. There is thus a need for health insurance schemes, such as Kenya’s National Hospital Insurance Fund, to educate informal workers on insurance services and protocols and to improve services to encourage uptake and reduce default behaviour.     

What Hindu Sati can teach us about the sociocultural and social psychological dynamics of suicide

By leveraging the case of Hindu sati, this paper elucidates the ways in which structure and culture condition suicidal behavior by way of social psychological and emotional dynamics. Conventionally, sati falls under Durkheim's discussion of altruistic suicides, or the self‐sacrifice of underindividuated or excessively integrated peoples like widows in traditional societies. In light of the fact that Durkheim's interpretation was based on uneven data, nineteenth century Eurocentric beliefs, and a theoretical framework that can no longer resist modification and elaboration, by reconsidering sati it is possible to sketch a new model that strengthens Durkheim's theory by making it more robust and generalizable. The following model is built on five principles. First, integration and regulation are not distinct causal forces, but overlapping contextual conditions. Second, to better explain the variation in suicidality across time and space, we must also pay attention to culture as it provides the underlying meanings of suicide that can increase the odds a person or class of persons become suicidal or are protected against suicidality. Third, structure still matters, but in many cases, the role power and power‐differentials play must be considered. Fourth, understanding why and how people choose suicide depends on incorporating identity and status processes. Fifth, because the expression of social emotions like shame are patterned by structural and cultural conditions, to understand how suicidality is socioculturally patterned we must further explore the link between identity/status, social emotions, and structure and culture.     

Extension of social insurance coverage to informal economy workers in China: An administrative and institutional perspective

This article reviews administrative issues in the context of decentralized social protection in China. In particular, what are the main obstacles to expanding social insurance coverage for workers in the informal economy? Over the last two decades, China has achieved remarkable progress toward universal social protection when this target was set as a national policy priority. However, the social insurance enrolment of informal economy workers still lags significantly behind. This article reviews the application of the International Labour Organization’s definition of informality in the Chinese context and overviews existing pension and health insurances in China. This article discusses the impact of China’s inter‐governmental fiscal relations and decentralized social protection in the multilevel government system. The article highlights that under a system of decentralized managed social insurance many informal economy workers choose to opt out of the system because of low benefits and high compliance costs. This result in deficits in social insurance coverage amongst informal economy workers.     

试论和谐社会的伦理原则与运行机制

构建和谐社会离不开两大系统,也就是社会系统和自然系统。自然系统受三大自然法则的约定即“共生共灭、互生互灭、此生彼灭”。社会系统受四大法则的约定即“共生共灭、共生共利、互生互利、互竞互长”。依据四大法则而引申出了和谐社会的八大社会伦理原则,即公平正义、共生共利、互生互动、互生互利、互生互享、互生互责、公平竞争、和谐发展。依据社会伦理的八大原则引申出了和谐社会的八大运行机制,即公平正义的社会秩序保障机制、社会生存环境的维权机制、社会生存与发展的动力机制、社会利益协调机制、社会利益分享机制、社会责任分担机制、社会公平竞争机制、社会和谐发展机制。     

Linking Community Initiatives to National Institutions: Ghana

The ILO has developed an innovative concept of global solidarity for social security — the Global Social Trust — which supports the development of national social protection systems through international financing. The concept is ready to be tested nationally and the present paper proposes a pilot project for Ghana. The paper considers the virtues and weaknesses of developing-country social security healthcare systems and community-based voluntary insurance schemes, their lack of informal sector coverage on the one hand and their financial disequilibria on the other. It outlines the socio-economic and macro-policy context of Ghana and the current health policy environment. It argues for a fusion of the social health insurance and mutual health organization concepts in Ghana, thus linking community initiatives to national institutions, enhancing coverage and the quality of services for all. The paper outlines a basic model that could apply to Ghana, its organizational structure, practical functioning, financing arrangements and expected outputs. In particular it seeks to develop a model for the cross-subsidization of insurance premiums for the poor. It describes a concept that would combine local ownership initiatives with national responsibility and financing, arguing for a truly interrelated network of social protection. The authors welcome feedback and comments from the wider social security audience.     

Social Class and Adolescents' Beliefs about Justice in Different Social Orders

We report on the justice beliefs of 4508 adolescents from 4 security societies in transition to market economies (i.e., Bulgaria, the Czech Republic, Hungary, and Russia) and from 2 opportunity societies (Australia and the United States). Using a multivariate analysis of variance (MANOVA), justice beliefs were examined as a function of type of society, social class, and gender. In the security societies, working-class teens wanted the state and schools to provide a safety net, while middle-class teens preferred that schools promote student autonomy and competition but also reported the most negative school climates of any group. In the opportunity societies, working-class youth believed success was based on individual merit, while middle class youth expressed more doubt about this connection .     

Mutual workers'insurance: A historical outline

This article focuses on the historical development of small workers'mutual insurance societies whose members manage the fund themselves. The article begins by describing the remarkable similarities in terms of characteristics and development of these societies in different places and periods. It then discusses various non-directly democratic competitors in the field of social insurance and forms of State intervention. Finally, the article attempts to explain why competition from the private sector and State interventions forced directly democratic societies to choose between bureaucratization, marginalization and disbandment.