The “American Dream” in Poor Urban Neighborhoods: An Analysis of Home Ownership Attitudes and Behavior and Financial Saving Behavior

Abstract

The desire for home ownership and saving to accumulate wealth are two hallmarks of the “American Dream” that are typically associated with middle class values. Much urban research has suggested that continual exposure to neighborhood poverty has produced attitudes and behavior that differ dramatically from these values. In this study, we examined whether residents in poor urban areas embraced these tenets of the American Dream. Based on the Urban Poverty and Family Life Survey of Chicago, logistic and multivariate analyses were used to assess the relationship of neighborhood poverty, race/ethnicity, household economics, and social variables to attitudes and behavior about home ownership and saving. The effects of “ghetto poverty” and neighborhood poverty “tipping points” were evaluated. Findings showed varying effects of race / ethnicity, neighborhood poverty, and social indicators depending on whether attitudes or behavior were under consideration. We also found that household economic status consistently was better in explaining participation in these tenets of the American Dream than variables that directly measure neighborhood poverty.     

Race,poverty, and markets: urban inequality after the neoliberal turn

Classic scholarship on the problem of urban inequality tends to highlight the absence of “the market” and the correspondingly problematic and inadequate role of the state in poor communities. This article explores how the relationship between markets and urban poverty has shifted in recent decades. Scholars have become increasingly attentive to the growing influence of market logics and privatization—core features of “neoliberal” change—in areas such as housing, education, federal policy, local politics, employment, and social services. I discuss how this recent work adds to our understanding of how markets shape urban disadvantage. I also argue that—given the rising influence of market logics in city governance—urban scholarship stands to benefit from a deeper engagement with insights from the field of economic sociology. Building bridges between the two subfields, I argue, will help to specify what markets mean in the lives of the urban poor, and also can bring issues of race and poverty to the attention of economic sociologists.     

Economic Restructuring,Gender, and Informal Work: A Case Study of a Rural County1

Abstract This paper combines three issues that have previously been considered separately: economic restructuring, gender, and participation in the informal economy. Drawing on two complementary data sets of interviews with the residents of a rural county, the paper first suggests that the participation in the informal economy is extensive. The second major finding is that households whose members have held on to “good” work in the formal economy participate in the informal economy in a different way than do households whose members are less fortunate. Third, the paper demonstrates that participation in the informal economy is highly differentiated by gender. Finally the intersections among location in the formal economy, gender, and informal economic activities are discussed.     

Irregular Migration and Informal Economy in Southern and Central‐Eastern Europe: Breaking the Vicious Cycle?

The flexible and cheap labour that European “post‐industrial” economies are in need of is often facilitated by undeclared labour. The undocumented migrant, from his/her part, relatively easily finds work that suits his ‐‐ at least initial ‐‐ plans. What lies behind this nexus between irregular migration and informal economy? To what extent can this nexus be attributed to the structural features of the so‐called “secondary”, as opposed to “primary”, labour market? And how does migration policy correlate with this economic context and lead to the entrapment of migrants in irregularity? Finally, can this vicious cycle of interests and life‐strategies be broken and what does the experience of the migrants indicate in this respect? This paper addresses these questions via an exploration of the grounds upon which irregular migration and the shadow economy complement each other in southern Europe (SE) and central and Eastern Europe (CEE) (two regions at different points in the migration cycle). In doing so, the dynamic character of the nexus between informal economy and irregular migration will come to the fore, and the abstract identity of the “average” undocumented migrant will be deconstructed.     

Pressures towards and against formalization: Regulation and informal employment in Mozambique

The informal economy accounts for the bulk of employment in many emerging economies. Regulation theory suggests that all economic activity is characterized by a complex combination of formal and informal regulation. Looking at the case of Mozambique, this article explores the pressures towards and against formalization, and the forms regulation can take, drawing on qualitative research based on in‐depth elite interviews and observation. The findings highlight how the State's role in promoting formalization of the informal economy is ambivalent; its approach incorporates both “progressive” elements, which focus on the modernization of regulations and institutions, and “conservative” elements, which inhibit this process of change.     

Rules or No Rules? Three Strategies for Engagement with Young People in Mandated Services

A qualitative study of 61 youth receiving mandated services (child welfare, mental health, probation) or services where there were no alternatives (residential care for homeless youth) explored worker-client relationships from the perspective of young people themselves. Findings suggest three different but related roles played by workers that successfully engage adolescent clients: (1) “Informal supporters” de-professionalize their role and flatten hierarchies, emphasizing empathy and enforcing few rules; (2) “Administrators” enforce rules that are in the child’s best interest but do so with little emotional engagement; and (3) “Caregivers” who hold reasonable expectations and impose structures but are flexible in their negotiations with youth when rules were broken. While youth spoke most positively about their workers when they acted as informal supporters, a deeper analysis of the data showed that youth also engaged well with workers who enforced rules when those rules were necessary for the child’s safety, applied flexibly, age-appropriate, and fit with cultural norms. Use of all three approaches to youth engagement may help workers create better therapeutic relationships with youth receiving mandated services.     

Caron in‐network with Aetna

Caron Treatment Centers is an in‐network provider for Aetna, effective Oct. 1, the Pennsylvania‐based program announced last week. “The COVID‐19 pandemic is taking a toll on the mental health of Americans,” said Doug Tieman, CEO and President of Caron Treatment Centers. “Unfortunately, isolation and anxiety make addiction worse, and we are already seeing a spike in substance use and substance use disorders. It's imperative that families have access to affordable, high‐quality, life‐saving treatment programs and support services.” The expansion of in‐network insurance relationships is among several recent moves by Caron to make treatment more accessible. Caron is also an in‐network provider with Highmark and the Blue Card program, which covers persons entitled to benefits as a member of any other Blue Cross and/or Blue Shield plan licensed by the Blue Cross Blue Shield Association, Independence Blue Cross, AmeriHealth Administrators, Independence Administrators, UPMC, Blue Cross Blue Shield, Employer Groups of Penn Medicine and Tower Health. “Accessing quality substance use disorder treatment has always been difficult for many families,” continued Tieman. “With more than 20 percent of the treatment sector reducing or closing services and programs as a result of the pandemic, it's even more difficult. This in‐network agreement with Aetna allows their members to access Caron at a time when they are needed the most.”     

Problematizing the “informal sector”: 50 years of critique,clarification, qualification,and more critique

Since its coining in 1971, the concept of the “informal sector” has been used to draw scholarly, political, and philanthropic attention to hundreds of millions of workers who lack basic labor protections. But as the term proliferated, so too did its detractors. Critics claim that the label of “informal” homogenizes the world's poor and distorts understandings of the sources of and solutions to their economic woes. What are the origins of the concept's contradictory nature? What strategies have scholars used to increase the likelihood that it will be used to illuminate and uplift, rather than to distort and denigrate? This article analyzes how scholars have resignified and retheorized the informal economy in response to five conceptual challenges: stigmatization, definitional fuzziness, homogenization, an either/or fallacy, and the presumption of “formalization” as the solution. Such efforts have preserved the concept's analytic potency and political relevance. In the longer term, however, a true testament to the concept's value would be if it outlives its own utility; that is, if it mobilizes enough recognition and resources to the invisibilized majority of the world's workers that scholars and state bureaucrats no longer feel the need to lump them together under a misleading catchall label.     

The Impact of Hukou Status on Migrants' Employment: Findings from the 1997 Beijing Migrant Census1

This article uses new data to analyze whether the 1990s brought a change in terms of migrants' access to urban jobs. The November 1997 “Beijing Migrant Census” provides a unique data set that enables a quantitative assessment of non‐locally registered migrants' access to the formal sector, and more specifically to “white‐collar” occupations. The results show that a university degree and a nonagricultural registration status are both means of increasing access to employment in the formal sector. The “formal” sector is defined as employment with five types of large, relatively stable employers — government organizations, state‐owned enterprises, joint ventures, shareholding enterprises, and enterprises owned/invested in by foreign, Hong Kong, or Taiwanese capital (San Zi). White collar jobs, in particular, are only available to migrants with a university degree, with hukou status having a limited relative effect. This article shows that qualified migrants are penetrating the formal job market while the majority of migrants are still taking low level jobs in the informal sector. This dichotomy represents a recent change that could reflect a new stream of migrants and/or more open urban employment. At the same time, the continuing segregation or marginalization of most migrants is clearly evident from the data.     

Conceptualisations of fatherhood and socio-contextual dynamics influencing father involvement in informal settlements in Durban,South Africa

Many men living in informal settlements are unemployed and many do not live with their children. Nevertheless, these men can play a critical role in their children’s lives. In this paper, we explore the extent to which fathers in informal settlements manage or aspire to do this. We explore how they appreciate the social and familial role of “the father” and how they seek to translate these ideas into actions. Findings are based on three FGDs and 19 IDIs with young men in two informal settlements in South Africa. In this setting, father involvement is predicated on financial provision, yet lack of economic opportunities for men condemns them to the undesirable status of “failed fathers.” Men’s involvement in childcare is contested with some men supporting father involvement that goes beyond financial provision. Notions of traditional masculinity, praise and recognition by community, and the view that looking after your own child is tantamount to looking after your own future, are factors that enhance father involvement. Unemployment or precarious work, alcohol abuse, gender ideologies, and maternal and cultural gatekeeping are socio-contextual dynamics that undermine father involvement. For interventions to be effective in promoting father involvement, they should address critical context-specific issues.     

The Moral Economy of Neoliberalism: How Voters Use Neoliberal Ideology to (De)Legitimate Undocumented Worker Access to Labor Markets

Neoliberalism is prevalent in American life. While researchers have documented the use of neoliberal ideology in institutional and macrolevel policy contexts, they have yet to investigate how voters use neoliberal ideology to legitimate their position on economic policy. I use data from semi‐structured interviews with 85 Tucsonans about why they voted the way they did on Proposition 202 (2008): “Arizona Stop Illegal Hiring”—which sought to reregulate undocumented worker labor market access—to address this gap. I found evidence of two distinct neoliberal ideological legitimations: “fair market competition” and “individual responsibility.” Furthermore, I use these data to shed light on the debate over whether neoliberalism spans partisan affiliation or converges with American conservatism. I found that voters across party lines who supported the measure paired neoliberal legitimations with conservative legitimations. We can interpret this bipartisan use of neoliberal ideology as evidence of a neoliberal “moral economy”—or consensus about the moral principles in which market action is embedded. Evidence of this moral economy indicates that moral principles from neoliberal ideology are simultaneously bipartisan and converge with American conservatism. These findings suggest that there could be a broader moral consensus among voters concerning the legitimacy of anti‐immigration economic policies.     

Patterns of Informal Job Matching across the Life Course: Entry‐Level,Reentry‐Level,and Elite Non‐Searching*

The character and outcomes of informal job matching vary at different stages during people's lives. This is illustrated through an examination of non‐searchers—people who get their jobs without searching thanks to receiving unsolicited information about job openings. Examining data from the 1979 cohort of the National Longitudinal Survey of Youth, I identify three distinct patterns of non‐searching. Early in the work career, “entry‐level” non‐searchers acquire their first few jobs often while still in school. During the mid‐career, “reentry‐level” non‐searchers tend to be women with little work experience who have been out of the labor market taking care of family responsibilities. Finally, “elite” non‐searchers tend to be male, highly experienced in their field, with very short gaps between employment. All three lack an economic urgency to get a job, but only the elite non‐searchers match prevailing assumptions of non‐searchers as the best connected and most advantaged workers. These findings highlight the importance of incorporating a life course perspective into the study of informal job matching.     

Getting is Giving: Time Banking as Formalized Generalized Exchange

This article applies principles of the social exchange framework of social psychology to the social phenomenon of time banking. A “time bank” is an organization that facilitates the giving and receiving of services among its members by allowing them to provide a service, such as an hour of tutoring, in exchange for a “time credit,” which can then be redeemed for receipt of a service, such as an hour of yard work. Empirical research on time banking has focused on its ability to build community and its place within the sharing economy as a form of “connected consumption.” We build on these lines of thought by examining the practice of time banking as a formalized version of generalized exchange. Generalized exchange is a prosocial type of social exchange in which benefits are repaid indirectly, sometimes referred to as “paying it forward.” We discuss how two of time banking's most commonly cited benefits, building social capital and empowering members, can be better understood through this lens of generalized exchange. We then identify two specific motivational issues that time banks face and use a social exchange perspective to propose a possible solution under a framework we refer to as getting is giving.     

Informal employment: Two contested policy issues

This article addresses two contested issues of crucial importance to policy, namely: formal labour regulations as a cause of informal employment, and so‐called “voluntary” informal employment. The authors provide theoretical overviews on both issues and an extensive survey of empirical studies on the effects of formal labour regulations on informal employment. The article closes with observations on the relevance of the ILO's four decent work objectives for informal employment and economic development, with particular emphasis on the significance of – and potential for – organizing workers in the informal economy.     

Uneasy sanctuary: Homeless campers living on rural public lands*

An ethnographically informed, illustrated discussion based on research conducted by the author. From 1990 through August 1996 the author had informal discussions with over 300 homeless “non‐recreational” campers who were staying on public lands in the Pacific Northwest. The author applies an original preliminary grounded topology generated from these interviews to compare and contrast the ways in which homeless campers describe their lives and represent their personal choices regarding using public lands, and utilizes photographs to illustrate her research findings. The author has identified three major categories of homeless campers: “voluntarily nomadic, “ “economic refugees, “ and “separatists.”     

Policing in Johannesburg after apartheid

This paper traces the genealogy of the “double paradigm shift” that transformed policing in Johannesburg after apartheid: from public to private and from reactive to proactive. The emergence of a market for residential security services led to the growth of a private security industry and a reconfiguration of urban governance. Responding to a growing demand for “proactive” security services, private security companies have recently begun innovating with new approaches to preventative security. These companies operate in a liminal zone of questionable legality, targeting poor black men as potential criminals to be excluded from the neighbourhoods of their clients.     

Effects of urbanism,race, and class on happiness and physical health

The joint effects of urbanism, race, and socioeconomic status on self reported health and happiness are studied. Relationships of “neighborhood fear” and unemployment with health and happiness are also studied within different urban/rural race‐class categories. It is hypothesized that 1) lower socioeconomic status (SES) blacks residing in central cities will report the poorest health and lowest happiness and 2) “neighborhood fear” and unemployment will be most strongly related to health and happiness among central city lower SES blacks. The sample is pooled data from the 1972–1983 National Opinion Research Center (NORC) General Social Surveys. Findings indicate that urbanism has a modest negative relationship to happiness, but low SES urban blacks are not uniquely low in happiness. Contrary to the central city hypothesis, neighborhood fear is most strongly related to health among suburban blacks with less than high school or high school graduation attainment. A relative deprivation explanation is advanced. Unemployment negatively relates to the happiness of blacks and whites in a variety of urban‐SES‐race categories.     

“I Stay by Myself”: Social Support,Distrust, and Selective Solidarity Among the Urban Poor

Significant debate exists about whether the black urban poor rely on each other for support. Currently, two perspectives dominate: the pervasive solidarity perspective, which asserts that support is widespread in poor, black communities, and the distrust‐individualism perspective, which claims that, in these communities, pervasive distrust undermines social cohesion and people use individualistic strategies for solving problems. Based on fieldwork in an African American public housing development, I present the concept of selective solidarity, which suggests that social life in these communities is neither as cohesive nor as individualistic as what past perspectives suggest. With selective solidarity, people rely on one another for support but selectively choose exchange partners, restricting exchange networks. Selective solidarity helps us understand how people manage sentiments of distrust while developing strategies for coping with material deprivation. Findings also have implications for the study of urban poverty. While my informants frequently stated that they “stay by themselves,” which implies individualism, they actually have meaningful exchange relationships. I argue that this contradiction suggests that they have multiple frames for approaching social life. We must consider such frames to avoid drawing misinformed conclusions, such as that the urban poor do not have supportive relationship when in fact they do.     

Kaiser Permanente's Manifesto 2005 Demonstration

Summary

In 1996, the eight-million member Kaiser Permanente HMO adopted a vision statement that said by 2005 it would expand its services to include home- and community-based services for its members with disabilities. It funded a 3-year, 32-site demonstration that showed that it was feasible to link HMO services with existing home-and community-based (HCB) services and that members appreciated the improved coordination and access. This private-sector project showed that devolution can produce innovative and feasible models of care, but it also showed that without federal financial and regulatory support, such models are unlikely to take hold if they are focused on “unprofitable” populations, for example, those who are chronically ill, poor, and/or disabled.     

Trans‐Local Communities in the Age of Transnationalism: Bosnians in Diaspora

Today, Bosnians represent one of the newly emerging and the most widely dispersed diasporic communities from the Balkans. There are large communities of Bosnians living in almost every European country, as well as throughout North America and Australia. Most were displaced during the 1992–1995 Bosnian war, in which 2.2 million people were forced to leave their homes, 1.6 million of whom looked for refuge abroad. In contrast with, and in response to, the enforced displacement, many members of the Bosnian diaspora have retained strong family and other “informal” social ties with both Bosnians in other countries and those still living in Bosnia and Herzegovina (BiH, or Bosnia). Such ties – focused on preservation of cultural memory and performance of distinct local identities – form the basis of the global network of the Bosnian diaspora and its link with the original home (land). In this paper, I briefly outline the links and networks that constitute diaspora, and then go on to explore the extent to which recent scholarly literature is able to “capture” the uniqueness and complexity of the Bosnian diasporic communities in Australia, the United States (U.S.) and Europe. Finally, I attempt to define the concept of “trans‐localism” and how it is (per)formed, and suggest that the predominantly “transnational” conceptual framework within the migration studies needs to be expanded to include “trans‐local” diasporic identity formation among displaced Bosnians and similar diaspora groups.