Racial and Ethnic Variation in the Relationship Between Student Loan Debt and the Transition to First Birth

The present study employs discrete-time hazard regression models to investigate the relationship between student loan debt and the probability of transitioning to either marital or nonmarital first childbirth using the 1997 National Longitudinal Survey of Youth (NLSY97). Accounting for nonrandom selection into student loans using propensity scores, our study reveals that the effect of student loan debt on the transition to motherhood differs among white, black, and Hispanic women. Hispanic women holding student loans experience significant declines in the probability of transitioning to both marital and nonmarital motherhood, whereas black women with student loans are significantly more likely to transition to any first childbirth. Indebted white women experience only a decrease in the probability of a marital first birth. The results from this study suggest that student loans will likely play a key role in shaping future demographic patterns and behaviors.     

Transitions From Sexual Relationships Into Cohabitation and Beyond

Much research on cohabitation has focused on transitions from cohabitation to marriage or dissolution, but less is known about how rapidly women progress into cohabitation, what factors are associated with the tempo to shared living, and whether the timing into cohabitation is associated with subsequent marital transitions. We use data from the 2006–2013 National Survey of Family Growth to answer these questions among women whose most recent sexual relationship began within 10 years of the interview. Life table results indicate that transitions into cohabitation are most common early in sexual relationships; nearly one-quarter of women had begun cohabiting within six months of becoming sexually involved. Multivariate analyses reveal important social class disparities in the timing to cohabitation. Not only are women from more-advantaged backgrounds significantly less likely to cohabit, but those who do cohabit enter shared living at significantly slower tempos than women whose mothers lacked a college degree. In addition, among sexual relationships that transitioned into cohabiting unions, college-educated women were significantly more likely to transition into marriage than less-educated women. Finally, although the tempo effect is only weakly significant, women who moved in within the first year of their sexual relationship demonstrated lower odds of marrying than did women who deferred cohabiting for over a year. Relationship processes are diverging by social class, contributing to inequality between more- and less-advantaged young adults.     

Cohabitation and Marital Expectations Among Single Millennials in the U.S.

Cohabitation has surpassed marriage as the most common union experience in young adulthood. We capitalize on a new opportunity to examine both marital and cohabitation expectations among young single women in recently collected, nationally representative data (National Survey of Family Growth 2011–2015) (N?=?1467). In the US there appears to be a ‘stalled’ second demographic transition as single young adult (ages 18–24) women have stronger expectations to marry than cohabit and the vast majority expects to, or has, already married. Among young women expecting to marry, the majority (68%) expect to cohabit with their future spouse but about one-third expect to follow a traditional relationship pathway into marriage (to marry without cohabiting first). In addition, women from disadvantaged backgrounds report the lowest expectations to marry, but there is no education gradient in expectations to cohabit. Marriage expectations follow a “diverging destinies” pattern, which stresses a growing educational divide, but this is not the case for cohabitation expectations. Our results, based on recently collected data, provide insight into the contemporary context of union formation decision-making for the millennial generation.

     

Family Structure Transitions and Changes in Maternal Resources and Well-being

This article uses data from the Fragile Families and Child Wellbeing Study to examine whether family instability is associated with changes in perceived social support, material hardship, maternal depression, and parenting stress among mothers of young children. In addition to accounting for the number of transitions that a mother experiences during the first five years of her child’s life, we pay close attention to the type and timing of these transitions. We find that mothers who transition to cohabitation or marriage with their child’s biological father experience declines in material hardship and that those who transition to cohabitation or marriage with another man exhibit modest declines in both material hardship and depression. Mothers who exit cohabiting or marital relationships encounter decreases in perceived social support and increases in material hardship, depression, and parenting stress. Overall, our results suggest that both the type and, to a much lesser degree, the timing of family structure transitions may influence maternal well-being.     

Divorce,living arrangements,and material well-being during the transition to adulthood in rural Malawi

In this paper, we use longitudinal data to investigate how parental death and divorce influence young women’s own experience of divorce in Malawi, a setting where women marry relatively early and unions are fragile. We find that maternal death and parental divorce are positively associated with divorce for young women but, after controlling for socio-demographic and marital characteristics, only the association with maternal death remains statistically significant. Maternal and paternal death are both strongly associated with women’s post-divorce living arrangements, which in turn affects their material well-being. This finding suggests that divorcing at a young age shapes the subsequent life chances of women; although some women return to their parental home and may have the opportunity to reset the transition to adulthood, other women begin their 20s as head of their own household and with considerable material disadvantage.     

The negligible influence of premarital cohabitation on marital fertility in current danish cohorts, 1975

This paper studies the influence of premarital cohabitation on marital fertility by applying life table methods to data for cohorts of Danish women born in 1926–1955, collected in retrospective interviews made in 1975. For each five-year cohort, the data have been analyzed by duration of marriage or by duration since previous birth, for women who had no reported births before marriage. Our main empirical results are: (a) that women who married at age 15–19 had higher rates of marital first and second births than those married at ages 20–24, and (b) that premarital cohabitation had very little influence on births of these two first orders in our data.     

Return to Being Black, Living in the Red: A Race Gap in Wealth That Goes Beyond Social Origins

In the United States, racial disparities in wealth are vast, yet their causes are only partially understood. In Being Black, Living in the Red, Conley (1999) argued that the sociodemographic traits of young blacks and their parents, particularly parental wealth, wholly explain their wealth disadvantage. Using data from the 1980–2009 waves of the Panel Study of Income Dynamics, I show that this conclusion hinges on the specific sample considered and the treatment of debtors in the sample. I further document that prior research has paid insufficient attention to the possibility of variation in the association between wealth and race at different points of the net worth distribution. Among wealth holders, blacks remain significantly disadvantaged in assets compared with otherwise similar whites. Among debtors, however, young whites hold more debt than otherwise similar blacks. The results suggest that, among young adults, debt may reflect increased access to credit, not simply the absence of assets. The asset disadvantage for black net wealth holders also indicates that research and policy attention should not be focused only on young blacks “living in the red.”     

Cohabitation and marriage in the 1980s

Using cohabitation and marriage histories collected in 1985 from 23-year-old women and men, this study investigates the process of union formation, considering transitions from single life into cohabitation and marriage. The outcomes of cohabitation are also considered--both the dissolution of unions and the transformation of cohabiting unions into marriage. These data indicate that large proportions of men and women experience cohabitation fairly early in the life course. At the same time, many cohabiting unions are dissolved fairly quickly and numerous others are soon transformed into marriages. Thus even though cohabitation will be experienced by many, most people will continue to spend substantially more time in marital unions than in cohabiting unions.     

Socio-economic resources and first-union formation in Finland, cohorts born 1969-81

Social scientists generally agree that better individual economic prospects enhance the probability of marriage for men, whereas there are conflicting views with regard to women. Moreover, it is argued that cohabitation does not require as strong an economic foundation as marriage. The aim of this study, which was based on Finnish register data, was to find out how the socio-economic resources of young adults affect first-union formation, and whether the effects vary by sex or union type. The results show that high education, labour-force participation, and high income seem to promote union formation. The findings are similar for women and men, which is plausible given the comparatively gender-egalitarian societal context. Similar factors encourage entry into both union types, although the union-promoting effects of university-level education and stable employment are stronger in the marriage models, suggesting that long-term prospects are more important when marriage is contemplated.     

Effect of family structure on life satisfaction: australian evidence

How do family arrangements affect subjective well-being? We investigate this issue using data pooled from the IsssA and HILDA, both large, representative national samples of Australia (pooled n=38 447). Our regression analysis of cross-sectional and panel data examines how large are the differences in life satisfaction according to marital status and cohabitation. We find that women and men in formal marriages experience higher levels of life satisfaction than do people in other family arrangements. Moreover, both multiple tests in the cross-section, and tests controlling for prior happiness in the panel analysis, suggest that this is a causal relationship. Aggregating up the levels of life satisfaction generated by different marriage and cohabitation arrangements across a lifetime, suggests that a life-long marriage is the most satisfying. Early divorce followed by an enduring second marriage is little worse (because little time is spent outside the married state). But divorce without remarriage, or long lasting cohabitation without formal marriage, reduce the lifetime sum of subjective well-being by 4–12% for both women and men.     

Reassessing the link between premarital cohabitation and marital instability

Premarital cohabitation has been found to be positively correlated with the likelihood of marital dissolution in the United States. To reassess this link, I estimate proportional hazard models of marital dissolution for first marriages by using pooled data from the 1988, 1995, and 2002 surveys of the National Survey of Family Growth (NSFG). These results suggest that the positive relationship between premarital cohabitation and marital instability has weakened for more recent birth and marriage cohorts. Using multiple marital outcomes for a person to account for one source of unobserved heterogeneity, panel models suggest that cohabitation is not selective of individuals with higher risk of marital dissolution and may be a stabilizing factor for higher-order marriages. Further research with more recent data is needed to assess whether these results are statistical artifacts caused by data weaknesses in the NSFG.     

Cohabiting and marriage during young men’s career-development process

Using recently released cohabitation data for the male sample of the National Longitudinal Survey of Youth, first interviewed in 1979, I conducted multinomial discrete-time event-history analyses of how young men's career-development process affects both the formation and the dissolution of cohabiting unions. For a substantial proportion of young men, cohabitation seemed to represent an adaptive strategy during a period of career immaturity, whereas marriage was a far more likely outcome for both stably employed cohabitors and noncohabitors alike. Earnings positively affected the entry into either a cohabiting or marital union but exhibited a strong threshold effect. Once the men were in cohabiting unions, however, earnings had little effect on the odds of marrying. Men with better long-run socioeconomic prospects were far more likely to marry from either the noncohabiting or cohabiting state, and this was particularly true for blacks.     

The influence of parents’ marital quality on adult children’s attitudes toward marriage and its alternatives: Main and moderating effects

Drawing on a panel study of parents and children, we investigate linkages between parents' marital quality and adult children's attitudes toward a range of family issues, including premarital sex, cohabitation, lifelong singlehood, and divorce. We hypothesize that parents' marital quality will be negatively related to children's support for these behaviors in adulthood and that parents' marital quality will condition the intergenerational transmission of attitudes toward these issues. We find some evidence that parents' marital quality influences children's support for divorce and premarital sex. More important, our analyses show that parents' marital quality facilitates the intergenerational transmission of attitudes. Parents' attitudes toward premarital sex, cohabitation, and being single are more strongly linked to those same attitudes among their young adult children when parents' marital quality is high than when it is low.     

Gender, marital power, and marital quality in later life

This study uses data from the 1992 Health and Retirement Study to examine gender differences in marital power and marital quality among older adults and to assess whether there are gender differences in the correlates of marital quality and marital power in later life. Results show that women report lower marital happiness, marital interaction, and marital power than do men, on average. These differences persist even after controlling for a number of life-course events and transitions. Further, results show that gender differences are also evident in the relationship of employment, childrearing, caregiving, and health factors with marital quality and power.     

Education and Cohabitation in Britain: A Return to Traditional Patterns?

Cohabitation is sometimes thought of as being inversely associated with education, but in Britain a more complex picture emerges. Educational group differences in cohabitation vary by age, time period, cohort, and indicator used. Well‐educated women pioneered cohabitation in Britain in the 1970s and 1980s. In the most recent cohorts, however, the less educated have exceeded the best educated in the proportions ever having cohabited at young ages. But the main difference by education currently seems largely a matter of timing—that is, the less educated start cohabiting earlier than the best educated. In Britain, educational differentials in cohabitation appear to be reinstating longstanding social patterns in the level and timing of marriage. Taking partnerships as a whole, social differentials have been fairly stable. Following a period of innovation and diffusion, there is much continuity with the past.     

Pathways to educational homogamy in marital and cohabiting unions

There is considerable disagreement about whether cohabitors are more or less likely to be educationally homogamous than married couples. Using data from the National Longitudinal Survey of Youth, I reconcile many of the disparate findings of previous research by conducting a “stock and flow” analysis of assortative cohabitation and marriage. I find that cohabitors are less likely to be educationally homogamous than married couples overall, but these differences are not apparent when cohabiting and marital unions begin. Instead, the results suggest that differences in educational homogamy by union type are driven by selective exits from marriage and cohabitation rather than by differences in partner choice. Marriages that cross educational boundaries are particularly likely to end. The findings suggest that although cohabitors place greater emphasis on egalitarianism than married couples, this does not translate into greater educational homogamy. The findings are also consistent with a large body of research on cohabitation and divorce questioning the effectiveness of cohabitation as a trial marriage.     

Opportunities to Meet: Occupational Education and Marriage Formation in Young Adulthood

Explanations for the positive association between education and marriage in the United States emphasize the economic and cultural attractiveness of having a college degree in the marriage market. However, educational attainment may also shape the opportunities that men and women have to meet other college-educated partners, particularly in contexts with significant educational stratification. We focus on work—and the social ties that it supports—and consider whether the educational composition of occupations is important for marriage formation during young adulthood. Employing discrete-time event-history methods using the NLSY-97, we find that occupational education is positively associated with transitioning to first marriage and with marrying a college-educated partner for women but not for men. Moreover, occupational education is positively associated with marriage over cohabitation as a first union for women. Our findings call attention to an unexplored, indirect link between education and marriage that, we argue, offers insight into why college-educated women in the United States enjoy better marriage prospects.     

Educational attainment as a selective factor in marital status transitions in the United States

Data on marital status from the 1940, 1950, and 1960 censuses of the United States are organized to show (1) trends in percentages of men and women who were single, by age and education (grades of school completed); (2) relative education levels of husbands and wives for selected groups of couples in 1940 and I960 with comparisons for the two years; and (3) education levels of women in 1950 by marital status, controlling for age and year of entry into the 1950 marital status. The rate at which single persons married for the first time increased markedly during the decade of the 1940's but much less in the next decade. The 1940's increases occurred for both sexes at all educational levels and at all ages except the oldest. However, the rate of increase was greatest for both sexes in the ages from about 20 to 34 for women and 22 to S4for men (modal age for first marriage is 18 for women and 21 for men). The distribution of percents single by age was about the same in all three censuses for persons with elementary schooling.A trend toward smaller proportions of the single, both men and women, among young persons with college education continued for the entire twenty-year period, despite the lack of such a trend in the 1950's at other age and education levels. However, the available data on education of first-married husbands and wives indicate that the ratio of college-educated husbands to college-educated wives was higher in 1960 than in 1940. Part of the explanation may lie in the relatively high proportions of college-educated women found in the marital statuses "divorced" and "married more than once" in the 1950 Census, particularly at the younger ages and shorter durations; but the data are not adequate for a very satisfactory explanation. For the younger first-married for whom education of partners was cross-tabulated in 1940 and 1960, the proportions of college-educated persons were so much higher in 1960 than in 1940 that the proportions also increased of both husbands and wives at all educational levels who were married to college-educated partners. There was a marked decline in proportions of couples with only elementary schooling.Finally, based on data from the 1950 Census for women (15-59 years of age), the separated group included more with only elementary schooling, as did the widowed. Those remaining single and those married once usually included the highest proportions of college-educated women.     

Cohabitation History,Marriage, and Wealth Accumulation

This study extends research on the relationship between wealth accumulation and union experiences, such as marriage and cohabitation. Using data from the National Longitudinal Survey of Youth 1979, we explore the wealth trajectories of married individuals in light of their premarital cohabitation histories. Over time, marriage positively correlates with wealth accumulation. Most married persons with a premarital cohabitation history have wealth trajectories that are indistinguishable from those without cohabitation experience, with one exception: individuals who marry their one and only cohabiting partner experience a wealth premium that is twice as large as that for married individuals who never cohabited prior to marrying. Results remain robust over time despite cohabiters’ selection out of marriage, yet vary by race/ethnicity. We conclude that relationship history may shape long-term wealth accumulation, and contrary to existing literature, individuals who marry their only cohabiting partners experience a beneficial marital outcome. It is therefore important to understand the diversity of cohabitation experiences among the married.     

Changes in Cohabitation After the Birth of the First Child in Chile

In Chile, as in other Latin American countries, most children born outside of marriage are born to currently cohabiting couples. After having their first child, parents could marry, separate, or experience no change in union status. This paper explores changes in cohabitation that occur after the birth of the first child in Chile and analyzes how these changes might be associated with the birth of children and socioeconomic status. The data come from the New Chilean Family Survey, a small longitudinal survey administered to women after giving birth (n = 564). I use life tables and event history techniques to assess changes in respondent union status up to 4 years after the birth of the first child, and to study the transitions out of cohabitation. The results indicate that the unions in the sample are relatively stable, because less than 40 percent of cohabiters change status over the period of 4 years. However, marriage still appears to be a more stable type of union than cohabitation. Among cohabiters, there is evidence of a nonlinear relation between union stability and educational attainment, because the most stable unions are the unions of women with a high school diploma and not the unions of women who did not complete their secondary education. Having planned the first birth and the birth of an additional child seems to consolidate the cohabiting union, because these variables are not related to the entry into marriage, but they are related to lower risks of dissolution. These findings suggest that the Chilean case differs from the cases of Europe and the United States.