Perceived risk associated with apparel purchasing in discount stores

Consumer discount store patronage preferences for apparel are investigated using the concept of perceived risk. Apparel items are assigned a type and level of risk: low social, low economic; high social, low economic; and high social, high economic. Females (N=222) responding to a mail survey rate their willingness to purchase each item in a discount store on a scale ofprefer to buy, may buy, ornever buy. Results suggest that consumer preference for purchasing in discount stores declines more sharply when economic risk increases than when social risk increases.Teresa A. Summers is Associate Professor of the School of Human Ecology, Textiles, Apparel Design and Merchandising at Louisiana State University, Baton Rouge, LA 70803. She received her Ph.D. from Texas Woman's University. Her research interest includes rural/urban consumer responses to changes in the marketplace.Frances C. Lawrence is Professor of the School of Human Ecology, Family, Child, and Consumer Sciences at Louisiana State University, Baton Rouge, LA 70803. She received her Ph.D. from Florida State University. Her research interests include family financial decision-making and family time use.Janice L. Haynes is Assistant Professor of the School of Human Ecology, Textiles, Apparel Design and Merchandising at Louisiana State University, Baton Rouge, LA 70803. She received her Ph.D. from Texas Woman's University. Her research interest includes retail patronage of specialized consumer market segments.Patricia J. Wozniak is Associate Professor of the Department of Experimental Statistics at Louisiana State University, Baton Rouge, LA 70803. She received her Ph.D. from the University of Wisconsin-Milwaukee. Her research interests include survey methodology and rural families.     

Perceived stress among nonmetropolitan Utah residents

This article examines relationships between perceived stress and variables such as life events, differential economic satisfaction, health problems, and sociodemographic characteristics among respondents in three nonmetropolitan areas in Utah. The three most predictive factors related to perceived stress are economic satisfaction, life events experienced, and religion. The analysis shows an inverse partial relationship between perceived stress scores and economic satisfaction, and a positive partial relationship between the number of life events and perceived stress. Non-Mormons report higher levels of stress than Mormons. A positive but weak relationship is observed between stress and household size. Weak inverse relationships are observed between stress and a measure of household unemployment, income, and respondent's sex.Richard S. Krannich received his Ph.D. from Pennsylvania State University. He is an Associate Professor of Sociology, and Director of the Institute for Social Science Research on Natural Resources, Utah State University, Logan, UT84322-0730. His research interests include rural development processes, community change, and social responses to natural resource developments.Pamela J. Riley received her Ph.D. from Washington State University. She is currently an Associate Professor, Department of Sociology, Utah State University, Logan, UT 84322-0730. Research interests include rural family stress, the impacts of tourism on developing countries, and social aspects of on-farm water management.Ann Leffler is an Associate Professor of Sociology and Director of the Liberal Arts and Sciences Program, Utah State University, Logan, UT 84322-0730. Research interests include nonmetropolitan family stress. She received her Ph.D. from the University of California at Berkeley.     

Time demands on families: Is there a bottom line?

As families continue to adapt to interpersonal and marketplace pressures, time available for household production is becoming scarce. The purpose of the study reported here is to explore the utility of regional economic analyses in determining minimal levels of household production as measured in terms of time. The results provide a minimum family time required in the long term of approximately 35 hours per week and a short term requirement of 2 hours per week. Theoretical frameworks used in family science are integrated in the discussion to explain these findings.Pamela N. Olson is an Assistant Professor in the Department of Counseling and Family Studies, University of New Mexico, Albuquerque, NM 87131. Her current research interests are family member time-use and families in debt. She completed her Ph.D. at Oregon State University.James J. Ponzetti, Jr. received his Ph.D. from Oregon State University. He is currently an Assistant Professor in Family Studies in the Department of Home Economics, Central Washington University, Ellensburg, WA 98926. His current research interests include divorce, loneliness, and family planning.Geraldine I. Olson is Associate Professor and Graduate Program Director, Family Resource Management, College of Home Economics, Oregon State University, Corvallis, OR 97131. She completed her Ph.D. at The Ohio State University and current research interests include family member time-use, assessing managerial activities, and factors which influence the substitution of marketplace goods with household production.     

Domains explaining the life quality of dairy farm couples

The purpose of the study reported here is to identify domains which explain the life quality of dairy farm husbands and wives. A further purpose is to identify domains which would explain life quality when the domain unique to farming is deleted. One hundred sixteen dairy farm couples were interviewed in 1986, when a financial crisis in agriculture had reached the western states. The analysis is done by stepwise regression. Satisfaction with farm work is an important explanation of husbands' and wives' life quality. When farm work is omitted from the equations, satisfaction with self is among important domains explaining life quality.Research reported in this paper was partially funded by the Utah Agricultural Experiment Station, Utah State University, Logan, UT.Norleen M. Ackerman received her Ph.D. from Michigan State University. She is an Assistant Professor, Department of Home Economics and Consumer Education, Utah State University, Logan, UT 84322-2910. Her research interests include the well being of farm families, consumer information, and consumer purchase behavior.Glen O. Jensen received his Ph.D. from Utah State University. He is a Professor in the Department of Family and Human Development, Utah State University, Logan, UT 84322-2905. His research interests include the rural family, teen pregnancy, and marriage enrichment.DeeVon Bailey received his Ph.D. from Texas A & M. He is an Associate Professor, Department of Economics, Utah State University, Logan, UT 84322-3530. His research interests include economic issues related to farm families, agricultural marketing and farm efficiency.     

Family structure and housing consumption: A study of Chinese families in Taiwan

This study focuses on variations in types of family structure and patterns of housing consumption in a rapidly developing society. Extended families in Taiwan, in comparison with single-person households and nuclear families, tend to increase aggregate household income, foster homeownership, and consume more housing space.A version of this paper was presented at an annual meeting of Sociology of Housing, Santa Fe, New Mexico, October, 1986. The author wishes to thank the Bureau of Statistics and the Directorate General of Budget, Accounting and Statistics, Republic of China, for their permission to use Taiwan's 1984 Household Income and Expenditure Survey data. Computer analyses performed by Ms. Su-jen are gratefully acknowledged.Dr. Chi is an Associate Professor in the Department of Consumer Economics and Housing at the New York State College of Human Ecology, Cornell University, Ithaca, NY 14853-4401. He received his Ph.D. from Brown University in 1972. His current interests include housing, health, and changing family structure.     

The factors affecting a family's plan to change its financial situation

This study investigates the factors involved in changing a family's financial situation for 485 Midwestern households. High income families and those with high home equity levels have a smaller gap between their standards and levels of consumption. High income families are more satisfied with their financial situations than low income families. Those families with a large gap between their standards and levels of consumption are more dissatisfied with their financial situations. Older heads of households have higher satisfaction with their financial situations and are less likely to plan to change them. Large families are less satisfied with their financial situations than small families and are more likely to plan to change them.Sharon M. Danes is Assistant Professor and Family Resource Management Extension Specialist, Family Social Science Department, University of Minnesota, 275F McNeal Hall, 1985 Buford Avenue, St. Paul, MN 55108. Dr. Danes received her Ph.D. from Iowa State University and her current research interests include family management and family financial management.Earl W. Morris is Associate Professor, Department of Design, Housing, and Apparel, University of Minnesota, 368B McNeal Hall, 1985 Buford Avenue, St. Paul, MN 55108. Dr. Morris received his Ph.D. from Cornell University. His current research interests include rural housing.     

Using a computer simulation game to teach family time use concepts

A computer simulation game designed to give students insights into family time use concepts has been used in an introductory family resource management class at Ohio State University and other universities. The game allows for planning for time use changes over the family life cycle. The game can give students insights into economic and sociological models of time use. It is possible that future versions of the game could be used in family counseling.His research interests include derivation of optimal decision-making rules for families and family financial management.Her research interests include financial management over the life course including financial ratios, baby boomers, and retirement. She received her Ph.D. in 1993 from The Ohio State University in Family Resource Management.His research interests include the time trade-offs made between couples, financial planning over the life cycle, and the interaction of time and money between families and their home-based businesses. He received his Ph.D. in 1993 from The Ohio State University in Family Resource Management.     

Stress in two-generation farm and ranch families

Family relations and economic issues may predict stress in two-generation farm families. Marital adjustment, length of time married, income satisfaction, and number of household dependents are examined as predictors of stress for each family member (i.e., separately for each member) using multiple regression analyses. The model is significant for fathers with marital adjustment, length of time married, and income satisfaction significantly contributing to fathers' stress. The model is not significant for mothers, sons, or daughters-in-law; but income satisfaction is significantly related to stress for mothers. Implications for researchers and practitioners are discussed.Support for this research was provided by the Montana Agricultural Experiment Station Grant No. MONB00266 and is part of the AES Western Regional Project W-167.Stephan M. Wilson is an Associate Professor in the Department of Family Studies and is the Director of the Center for Kentucky Children & Families Research, University of Kentucky, 107 Erikson Hall, Lexington, Kentucky 40506-0050. His research interests include family stress, rural families, parent-adolescent relations, and adolescent development. He received his Ph.D. from the University of Tennessee, Knoxville in 1985.Ramona Marotz-Baden is a Professor, Department of Health and Human Development, Montana State University, Herrick Hall, Bozeman, MT 59717. Her research interests include family stress, work and the family, retirement and succession in family-owned business, and dual-earner families. She received her Ph.D. from the University of Minnesota in 1970.David Holloway is the Outreach Coordinator for Aspen Crest Hospital, 1970 East 17th Street, Suite 119, Idaho Falls, ID 83404. His interests include marriage and family therapy, parent-child relations, and family development through the lifespan. He received his M.S. in Marriage and Family Therapy from Montana State University in 1987 and M.Ed. in Guidance and Counseling from the University of Idaho in 1985.     

The relation of economic factors to perceived stress in mobile families

The purpose of this research is to examine the relationship between objective and subjective measures of economic well-being, amount of and satisfaction with control, and perceived stress level of subjects, who have relocated with their families within the past year. Both males and females indicate more stress if their financial condition is worse following the move than before, if their employment status is not satisfying, and when they have little control over their lives and are not satisfied with their level of control. Stress is negatively related to satisfaction with the specific aspects of economic situation studied for both males and females with limited exception.Peggy S. Berger received her Ph.D. from Pennsylvania State University. She is an Associate Professor in the Department of Consumer Sciences, Colorado State University, Fort Collins, CO 80523. Her research interests include socioeconomic issues related to geographic mobility and to gender, and work and family issues.Judith Powell received her Ph.D. from Oklahoma State University. She is a Professor of Child and Family Studies, and Head of the Department of Home Economics, University of Wyoming, Laramie, WY 82071. Her research interests include parent-child relations and effects of relocation on families.Alicia Skinner Cook received her Ph.D. from Arizona State University. She is a Professor in the Department of Human Development and Family Studies at Colorado State University, Fort Collins, CO 80523. Her research interests include grief and loss issues, family stress, and adjustment to relocation.     

Coping with economic stress: Implications for helping professionals

This article suggests methods for educational and service application of the research generated from the regional project, W-167, Coping with Stress: Adaptation of Nonmetropolitan Families to Socioeconomic Changes. Similarities among families studied as well as differences among state projects are highlighted. Suggestions for application center on strategies for educating rural families directly, providing information to those who work with rural families, and developing support systems conducive to the rural environment.Randy R. Weigel received his Ph.D. from Iowa State University. He is currently Home Economics Program Leader and Assistant Professor, Department of Home Economics, University of Wyoming, Laramie, WY 82071. His interests include ranch and farm stress, applying research-generated information, and rural family life development.     

Predictors of out-of-pocket medical expenditures in low-income households

From a sample of low-income households, out-of-pocket medical expenses are found to average about $25 per month. For each household, these expenses vary with annual income, type of insurance for medical care, priority of medical expenses, ethnicity, and number of ill family members. Expenses are reported for households with different socioeconomic characteristics and composition. Multiparticipation in insurance programs is shown. Fourteen percent of the survey participants say they have no insurance, public or private. Thirty-three percent participate in Medicaid.Flora L. Williams is an Associate Professor in Consumer Sciences and Retailing at Purdue University, West Lafayette, IN 47907. She received her Ph.D. from Purdue University and includes family economic well-being, and financial problems and expenditures among her research interests.Amy Hagler received her M.S. from Purdue University in Consumer Sciences and Retailing.Mary Pritchard is an Associate Professor in the Department of Human and Family Resources at Northern Illinois University, DeKalb, IL 60115-2854. Her Ph.D. was earned at Purdue and her areas of research focus on family economic well-being and economic socialization of adolescents.Marshall A. Martin is a Professor of Agricultural Economics at Purdue University. His research addresses agriculture and food policy, and economic assessment of emerging agricultural technology.William C. Bailey is an Assistant Professor of Marketing at the University of Indianapolis, 1400 E. Hanna Avenue, Indianapolis, IN, 46227-3697. He received his Ph.D. from Texas Tech University and focuses his research on economic psychology and health care cost.     

Family/work roles' relation to perceived stress: Do gender and ethnicity matter?

This exploratory research examines whether gender and ethnic differences exist in family- and work-related variables that best predict perceived stress. The Anglo male (N=115) and female (N=199) and Mexican-American male (N=35) and female (N=85) respondents each had the roles of employee, spouse, and parent. Data were collected by mail questionnaire from state-classified employees at the three land-grant universities in Colorado, New Mexico, and Wyoming as part of Cooperative Regional Research Project W-167. Regression analysis indicates that role overload is a significant predictor of stress for Anglo males and females and Mexican-American females, thus providing some support for the role strain theory, which suggests that increasing the number of roles drains personal resources and may increase stress. Satisfaction with family roles enters regression equations as significant predictors for two sample groups. Other variables enter only one of the four regression equations; thus ethnicity and gender differences are found in the variables predicting perceived stress and should be considered in future research in this area. The research was funded by the Colorado, New Mexico, and Wyoming Agricultural Experiment Stations as part of Cooperative Regional Research Project, W-167, “Work, Stress, and Families.” Her research interests include issues related to balancing work and family and to family resource management. She received her Ph.D. from Pennsylvania State University. Her research interests include grief and loss issues and family support systems. She received her Ph.D. from Arizona State University. His research interest is minority families, and his Ph.D. is from Florida State University. Her research interest is Latino family functioning. Her Ph.D. is from New Mexico State University. His research interest is human resource development emphasizing ranching families. He received his Ph.D. from Iowa State University.     

The consequences of family crowding: A theoretical synthesis

This article reviews the literature on crowding in non-family and family settings, identifies flaws in past research, presents a model for the study of crowding, and outlines a theory of crowding. Although the focus of this analysis is on crowding within the family, the model and theory are applicable, in principle, to any context in which too many people live in too little space.Leonard Beeghley is Associate Professor, Department of Sociology, University of Florida, Gainesville, FL 32611. He received his Ph.D. from the University of California at Riverside. His research interest focuses on issues in stratification and theory development. The research reported here is the initial stage of an attempt at understanding the effect of crowding on families.Denise Donnelly is a Ph.D. candidate, Department of Sociology, University of Florida, Gainesville, FL 32611. Her current area of interest focuses on cross-cultural perspectives on women's status.     

Women's perceived stress and well-being following voluntary and involuntary relocation

This study investigated the relationship between voluntary and involuntary relocation and women's perceptions of stress and amount of control, as well as their satisfaction with personal well-being. Results indicated that involuntary movers felt significantly less control and had lower levels of satisfaction with the relationship with their spouses than did voluntary movers. Educational level and employment status were also explored in relation to the dependent variables. Women with high school/trade school education had significantly higher levels of perceived stress, feelings of less control, and lower levels of satisfaction with family life than women with more education.This paper was supported by the Colorado State University and University of Wyoming Experiment Stations and published as Scientific Series Paper No. 290.Paula P. Makowsky received her M.S. from Colorado State University. She is currently a Counselor, Catholic Social Services, Phoenix, AZ.Alicia Skinner Cook is a Professor, Department of Human Development & Family Studies, Colorado State University, Ft. Collins, CO 80523. Her research interests include grief and loss issues related to relocation. She received her Ph.D. from Arizona State University.Peggy S. Berger received her Ph.D. from Pennsylvania State University. She is an Associate Professor, Department of Consumer Science & Housing, Colorado State University, Ft. Collins, CO 80523. Her research interests include socioeconomic issues related to geographic mobility and to gender.Judith Powell received her Ed.D. from Oklahoma State University. She is a Professor, Child & Family Studies, and Head, Department of Home Economics, Division of Home Economics, University of Wyoming, Laramie, WY 82071. Her research interests include parent-child relations and effects of relocation on families.     

The effect of homemaker's employment status on children's time allocation in single- and two-parent families

This study compares the effect of homemaker's employment status on children's time allocation in single- and two-parent families. Specifically under investigation is the effect of living in a family in which the mother is employed professionally, employed non-professionally, or not employed outside the home on older child's time allocated to household work, school work, and recreation in single- and two-parent families. Age and sex of older children and constraints on their time, such as school attendance, are controlled for in the analysis. The data are from a California study. A two-step multiple regression procedure is used. The effect of homemaker's employment status on older child's time allocated to household work, school work, and recreation is not found to differ by family structure. Homemaker's employment status does not explain a significant amount of variance in older child's time allocation.Rosemary J. Key is Assistant Professor, Department of Consumer Economics and Housing, Cornell University, 103 Martha Van Rensselaer Hall, Ithaca, New York 14850. Her research interests include substitutability between family members' time in household production, and sequencing techniques used in household production activities. She received her Ph.D. from The Ohio State University.Margaret Mietus Sanik is Associate Professor, Department of Family Resource Management, The Ohio State University, 1787 Neil Avenue, Columbus, Ohio 43210. Her research interests include time use among family members and household production. She received her Ph.D. from Cornell University.     

Postponement of health care by widowed,divorced, and never-married older men

This longitudinal research investigated the relationship between marital status and postponement of health care, reasons for postponement of treatment, factors associated with delaying care, and changes in health care behavior over a decade among 375 unmarried older men.Almost 30% of the men had not sought care when their health warranted it. Postponement of care was not associated with marital status although reasons for foregoing care were related to marital status. Discriminant analyses indicated the importance of financial distress to postponing care. The models were more effective in discriminating health care decisions of the formerly married than of the never married.Pat M. Keith is Professor of Sociology at Iowa State University. She earned her Ph.D. in Sociology at St. Louis University. Her current research interests are in the areas of gender roles in later life and rural-urban differences in the elderly.Address reprint requests to the author at Iowa State University, Department of Sociology, Ames, IA 50011.     

Work and family: Understanding men's role evaluations

Analysis of data provided by a random sample (N=92) of married police officers was used to evaluate the effects of time constraints, job stress, family strengths, family structure, and social networks on men's role evaluations. These men had generally positive evaluations of their income provider, husband, father, and home care roles. Multivariate analysis showed complex relationships between work, family, and network conditions and men's evaluations of their roles. Commuting time, job stress, family strengths, number of children, kin available, friends available and contact with friends effected role evaluations. The centrality of family roles for these men and the patterns of personal gain they received did not support stereotypic images of men's family relationships.This is a revised version of a paper presented at the Annual Meeting of the National Council on Family Relations, November, 1985. I wish to thank Kuo-Liang Lin for his able assistance, and Robert A. Lewis and Fred Piercy for their helpful comments.Karen Altergott received her doctorate in Sociology from the University of Minnesota, and is currently Assistant Professor of Family Studies at Purdue University. Areas of research include family relations and social networks across the life course, comparative family studies, and family gerontology. Send correspondence to Dr. Altergott at Family Research Institute, 525 Russell Street, West Lafayette, IN 47907.     

Employment motivations of farm spouses

In the study reported here, reasons for working off the farm and reasons for not working off the farm are examined as a function of gender and socioeconomic characteristics. Women are significantly less likely than men to work off the farm to supplement farm income, and significantly more likely to work off the farm for personal reasons. A logistic regression analysis finds that men, those employed fulltime off the farm, and those with lower household incomes are most likely to cite economic reasons for working off the farm. Men are nearly twice as likely as women to cite time constraints as the primary reason for not working off the farm, while only women cite family responsibilities. Logistic regression reveals that men, those with higher household incomes, and those with livestock operations are most likely to cite lack of time as the primary reason for not working off the farm.Patricia J. Wozniak is Associate Professor in the Department of Experimental Statistics, Louisiana State University, Baton Rouge, LA 70803. Her research interests include family life and family economics, as well as the application of statistics to the social sciences. She received her Ph.D. in Psychology from the University of Wisconsin—Milwaukee.Kathleen K. Scholl is Senior Coordinator of the Economics Team of the Public Policy Institute at the American Association of Retired Persons, 1909 K Street NW, Washington, DC 20049. She received her Ph.D. from Purdue University.     

Family life cycle differences for shopping styles,information use,and decision-making

This article identifies shopping styles, information use, and decision-making differences by family life cycle stage in a purchase of a durable good. Data were collected using mailed questionnaires. The sample consists of 378 cases. Data are analyzed using factor analyses, analysis of variance, and cross tabulations. The shopping style factor indicates younger adults are brand conscious. The consumer factor indicates that people in older life cycle stages read more than people in younger life cycle stages. The inexperience factor indicates single parents, younger families, and younger adults are more inexperienced. The decision-making variable indicates that younger adults and single parents make decisions by themselves and younger families make decisions with their spouses. Reasons for purchases indicate that single parents do not own the product, older families are replacing, and retirees want new product characteristics.Leona K. Hawks is an Assistant Professor in the Department of Home Economics and Consumer Education, Utah State University, Logan, UT 84322-2910. She received her Ed.D. from Brigham Young University. Her current research interests include consumer decision-making and behavior.Norleen M. Ackerman is an Assistant Professor in the Department of Home Economics and Consumer Education, Utah State University, Logan, UT 84322-2910. She received her Ph.D. from Michigan State University. Her current research interests include consumer purchase behavior, family financial security, and life quality of farm families.     

Relationships between marital quality,social, and familial interactions by residential location: Implications for human service professionals

Gerontological literature is reviewed concerning the factors contributing to marital quality of later life couples. Data are presented which compare the marital quality of older couples residing in a retirement facility and elderly couples living in the community-at-large. The couples' interactions with friends and frequency of visits with children are examined in terms of the relationship between these variables and marital quality of the subjects. Implications for practice are discussed.Ellie Brubaker is Associate Professor of Sociology at Miami University, Oxford, Ohio. Dr. Brubaker holds a Ph.D. in Social Work from the Ohio State University. Her current research is in the area of social service delivery to older families.Linda Ade-Ridder is Assistant Professor in the Department of Home Economics and Consumer Sciences and an associate of the Family and Child Studies Center at Miami University in Oxford, Ohio. Dr. Ade-Ridder received her Ph.D. in Marriage and Family Living at the Florida State University in 1983. Her current research is being conducted on the roles of women, including women in older marriages and eating disorders in women.