Australian Baby Boomers Face Retirement During the Global Financial Crisis

This paper examines the impact in Australia of the global financial crisis on the baby boom cohort approaching later life. Data from national focus groups of people aged 50 to 64 years (N?=?73), conducted in late 2008, found widespread but variable concern and uncertainty concerning work and retirement plans and experiences. A national survey (N?=?1,009) of those aged 50 to 64 years in mid-2009 reported lower levels of financial satisfaction compared with other life domains; many planned to postpone retirement. Findings are interpreted in the context of policies and markets that differed significantly from those in the United States, notwithstanding the global nature of the financial crisis.     

Predicting End‐of‐Career Transitions for Baby Boomers Nearing Retirement Age

Retirement has traditionally been conceptualized as a point‐in‐time decision to physically and psychologically withdraw from the workforce on reaching a certain age. However, the expectations of older workers demonstrate a new retirement paradigm, with many more retirement trajectories. The purpose of this study was to examine actual career decisions being made by older workers and to understand sociodemographic factors that might differentiate their career trajectories. Data from the Health and Retirement Study (Juster & Suzman, 1995 ) were analyzed using multinomial logistic regression to compare 4 retirement trajectories (i.e., no retirement, full retirement, bridge employment, and encore career). Gender, age, education, marital status, health, and wealth differentially predicted the odds of pursuing each of the 4 retirement decisions. Career practitioners may use these results to help baby boomers make retirement decisions and provide them with appropriate education, guidance, and resources. Additional research is needed to examine other factors salient to each of the retirement trajectories.     

The Baby Boomer Effect: Changing Patterns of Substance Abuse Among Adults Ages 55 and Older

Between now and 2030, the number of adults aged 65 and older in the United States will almost double, from around 37 million to more than 70 million, an increase from 12% of the U.S. population to almost 20%. It was long held that, with only a few isolated exceptions, substance abuse simply did not exist among this population. In light of the impact of the baby boom generation, this assumption may no longer be valid. The authors examined admissions of persons 55 years and older (n = 918,955) from the Treatment Episode Data Set (1998–2006). Total admissions with a primary drug problem with alcohol have remained relatively stable over this time. Admissions for problems with a primary drug other than alcohol have shown a steady and substantial increase. Clearly, data from the Treatment Episode Data Set indicate a coming wave of older addicts whose primary problem is not alcohol. The authors suspect that this wave is led primarily by the continuing emergence of the baby boomer generation.     

Home-to-Job Spillover for Generation X,Boomers, and Matures: A Comparison

Home-to-job spillover, a source of stress for employed men and women, can be exacerbated by factors that deplete personal time and energy. Household responsibilities and caring for children or the elderly are stressors that may differentially impact employed adults based on lifecycle stage. The present study identified time, satisfaction, and demographic variables significantly associated with negative home-to-job spillover for three generational groups: generation Xer’s, boomers, and matures. Matures spent significantly more time caring for the elderly whereas boomers and generation Xer’s spent more time caring for children. Significantly more boomers reported home-to-job spillover, and there were more predictors of spillover for this group than for members of the younger or older generations. An erratum to this article can be found at .     

Alcohol Consumption Decisions in Korea

Data from the 1996 Korean Household Panel Study and a double-hurdle model were used to analyze alcohol consumption decisions in Korea. The Korean most likely to consume alcoholic beverages is a young male, and a college graduate. Among those who drink, being older, male, self-employed, or a farm or fishery worker were positively associated, and higher education levels were negatively associated with consumption level. The findings for gender and education were generally similar to those of studies using U.S. or Canadian data on alcohol consumption. The role of household level economic factors, family composition, and residence in alcohol consumption decisions appears to differ across cultures, however.     

The Factors Influencing Saving in a Matched Savings Program: Goals,Knowledge of Payment Instruments,and Other Behavior

This paper explores the saving behavior of the group of low-income households that have participated in the Australian Saver Plus matched savings program. The paper finds that a dynamic panel model represents a good technique for modeling the savings account balances of such participants. We find that, even after controlling for the unobservable individual response to the program incentive, the saving goal and education/financial literacy variables play a positive role in encouraging saving behavior. More importantly however, we find that programs such as Saver Plus are able to modify the saving behavior of individuals to the point where their prior behavior and their inherent attitude towards saving no longer play a significant role.

The consumer expenditures of elderly women: Racial,marital, and rural/urban impacts

This research, using data from the interview component of the 1990 Consumer Expenditure Survey (CES), examines the main and interaction effects of race, marital status, and residence on the economic well-being of women 65 years or older (N=3,205). Economic well-being is measured by total annualized expenditures of the household for goods and services. The first hypothesis is supported: race, marital status, and urban or rural residence each has a major effect on the economic well-being of older women after adjusting for the effects of age and household size. The characteristics of nonwhite, nonmarried, and rural are associated with lower economic well-being. The second hypothesis is not supported: race, marital status, and residence do not interact to produce differences in the economic well-being of older women. Both hypotheses are examined by analysis of covariance. The results show the economic diversity of older women and the persistent effects of race, marital status, and rural or urban residence on the economic well-being of older women regardless of age and household size. This research was conducted at the Agricultural Research Service, United States Department of Agriculture (Family Economics Research Group), Hyattsville, MD, July 1992, where Dr. Kivett was a Visiting Scientist at the time. Appreciation is expressed to the staff of the Family Economics Research Group for their technical assistance at all stages of the research. and 1992 Visiting Professor at the Family Economics Research Group, Agricultural Research Service, U.S. Department of Agriculture. Her current research interests include the family supports and relationships of older retired migrants. She received her Ph.D. from the University of North Carolina at Greensboro. Her current research interests include the economic status of elderly American households. She received her Ph.D. from the University of Maryland.     

Determinants of Retirement Timing Expectations in the United States and Australia: A Cross-National Comparison of the Effects of Health and Retirement Benefit Policies on Retirement Timing Decisions

Data from the U.S. Health and Retirement Study (N = 2,589) and the Australian Household Income and Labour Dynamics survey (N = 1,760) were used to compare the macro-level policy frameworks on individual retirement timing expectations for pre–baby boomers (61+ years) and early baby boomers (45 to 60 years). Australian workers reported younger expected age of retirement compared to the U.S. sample. Reporting poor health was more strongly associated with younger expected retirement age in the United States than in Australia. Cohort and gender differences in the United States were found for the effect of private health insurance on younger expected age at retirement. Our results draw attention to how cross-national comparisons can inform us on the effects of policies on retirement expectations among older workers.     

Expenditure Patterns of Divorced Single-Mother Families and Two-Parent Families in South Korea

This study examines differences in expenditure patterns between divorced single-mother families and two-parent families in South Korea. Data were obtained from 353 families living in Seoul: 51 divorced single-mother families and 302 two-parent families.Expenditure patterns are considered as the budget share of each given expenditure in addition to the elasticities of those expenditures. The budget shares for food consumed at home, shelter, and education of divorced single-mother families are substantially higher than those of two-parent families. Income elasticities of expenditures of divorced single-mother families for education and for apparel and shoes are more elastic than for two-parent families, while food eaten at home and entertainment are less elastic. The results of this study indicate that there are significant differences in the patterns of consumption expenditures between divorced single-mother families and two-parent families.     

Financial manager's perception of rural household Economie Well-Being: Development and testing of a composite measure

An index of Perceived Economic Well-Being is constructed using factor analysis and tested for reliability and validity. The index is composed of (a) perceived income adequacy, and satisfaction with (b) current total household income, (c) amount of money your family is able to save, (d) amount of current debt, (e) level of consumption, (f) amount of household net worth, and (g) resources available to meet a financial emergency. The index is used in regression analysis. Results show that financial managers perceive economic well-being more favorably if they are more satisfied with resources and with the current level of living, view the present financial situation as better compared to 5 years ago, save on a regular basis for goal(s), and have a higher income. Financial managers who report more frequent financial problems, worry more about where money would come from to pay bills, and more frequently make only minimum payments on charge accounts perceive economic well-being less favorably.Preparation of this research was supported in part by the Illinois Agricultural Experiment Station. Data were collected in conjunction with the cooperative regional research project NC-182, Family Resource Utilization as a Factor in Determining Economic Well-Being of Rural Families. Cooperating states are Arizona, California, Illinois, Indiana, Iowa, Kansas, Michigan, and Minnesota.He received his Ph.D. from the University of Illinois in 1991 with Dr. Fitzsimmons as advisor. His current research interest is economic well-being.She received her Ph.D. from the University of Illinois; her current research interests include gender roles, family financial management, and economic well-being.     

Gambling attitudes and beliefs associated with problem gambling: the cohort effect of Baby Boomers

Recreational and problem gamblers alike hold beliefs about gambling that are dysfunctional. These dysfunctional beliefs have been theorized to play a role in problem gambling behaviour. The current study sought to examine the effects of gambling attitudes and beliefs on problem gambling behaviour across three cohorts. A sample of 308 participants consisted of 101 individuals from Generation X, 139 from the Baby Boom cohort and 68 from the Silent Generation. Hierarchical multiple regressions showed that for Baby Boomers, higher scores on scales measuring beliefs about luck and illusions of control were associated with higher scores on measures of problem gambling than for the Silent Generation. Generation X’s higher scores on luck scales were associated with higher scores in problem gambling than the Baby Boom cohort. Attitudes associated with problem gambling did not differ among cohorts. These results suggest that while cohorts may not differ in types or levels of distorted beliefs, they differ in how such distortions relate to problem gambling. Future research should focus on determining whether such cohort effects are indicative of differences within the development and maintenance of problem gambling itself.     

高职院校学生绿色消费行为研究

通过对深圳职业技术学院学生的实证调查,发现高职院校大学生对绿色消费具有较高的认知度和很强的正面态度,但在绿色消费的水平上相对偏低,尤其在重复使用、分类回收以及环保选购方面。多元回归分析结果显示,绿色消费态度、是否具有中共党员身份对大学生绿色行为有着显著的影响。外部障碍因素如不便利、外部环境缺乏、生活习惯等会影响具有正面态度的高职院校大学生进行绿色消费。     

Infant Trafficking and Baby Factories: A New Tale of Child Abuse in Nigeria

Baby factories are new systematic abuse structures that are promoting infant trafficking, neo‐slavery and the exploitation of young women with unwanted pregnancies in Nigeria. Since this practice was first described in 2006, it has been growing rather than abating. This paper reviews the scientific literature, along with media reports, and critiques this phenomenon from a children's rights' perspective. Children born into baby factories are denied various civil rights. They also suffer abuse in the baby factories and as a consequence of being born in such places. This abuse can be classified into immediate and long term. Immediate abuse includes inadequate care and its repercussions, denial of birth registration, illegal adoption and murder. Long‐term or delayed abuse that they may be exposed to includes health‐related consequences, neglect, death, child labour, prostitution and other sexual abuse, organ trafficking and recruitment as child soldiers. Various factors are thought to drive the baby factory phenomenon which include poverty, high infertility rates and the profitability of local and inter‐country adoptions. Programmes directed at addressing the root cause of the problem are needed in order to eliminate infant trafficking. Also, clear laws that delineate inter‐country adoption and infant trafficking need to be enacted. Most importantly, baby factories need to be recognised as child trafficking routes. Copyright © 2015 John Wiley & Sons, Ltd.

‘New systematic abuse structures that are promoting infant trafficking, neo‐slavery and the exploitation of young women’

Key Practitioner Messages:

• A new type of child abuse and human trafficking that targets infants has emerged in Nigeria in what are described as ‘baby factories’.
• Baby factories are criminal entities that exploit young girls with unwanted pregnancies and the practice is growing.
• Children born in baby factories suffer a range of immediate abuses and are exposed to long-term abuses.
• Baby factories violate several articles in the Convention on the Rights of a Child.

‘Criminal entities that exploit young girls with unwanted pregnancies’

Citing Literature

Number of times cited: 5

• Olga B. A. van den Akker , Cross-Border Surrogacy , Surrogate Motherhood Families , 10.1007/978-3-319-60453-4_8 , (199-230) , (2017) . Crossref
• Olusesan Ayodeji Makinde, Clifford Obby Odimegwu and Stella O. Babalola , Reasons for Infertile Couples Not to Patronize Baby Factories , Health & Social Work , 42 , 1 , (57) , (2017) . Crossref
• Peter Sidebotham , Kneeling on Mung Beans , Child Abuse Review , 25 , 6 , (405-409) , (2017) . Wiley Online Library
• Olusesan Ayodeji Makinde, Olufunmbi Olukemi Makinde, Olalekan Olaleye, Brandon Brown and Clifford O. Odimegwu , Baby factories taint surrogacy in Nigeria , Reproductive BioMedicine Online , 32 , 1 , (6) , (2016) . Crossref
• Olusesan Makinde, Bolanle Olapeju, Osondu Ogbuoji and Stella Babalola , Trends in the completeness of birth registration in Nigeria: 2002-2010 , Demographic Research , 35 , (315) , (2016) . Crossref

Volume 25 , Issue 6 November/December 2016

Pages 433-443     

Differences in consumption patterns of single-parent and two-parent families in the United States

Different patterns of single-parent and two-parent families in six major expenditure categories are examined using the 1989 Consumer Expenditure Survey. Comparisons are made of the influence of permanent income, family size, region, race, gender, age, and education of the head of the family on the expenditure categories. The results show that with the exception of expenditures on shelter, the two groups differ significantly in their consumption patterns.1991 Visiting Professor at the Family Economics Research Group, Agricutural Research Service, U.S. Department of Agriculture. Current research interests include consumption economics and time-use allocation.Current research interests include the economic status of American households.     

Mental Imagery and Production of Hand Gestures While Speaking in Younger and Older Adults

Speech and conversational hand gestures were recorded during interviews of 23 younger (M = 21 years) and 19 older adults (M = 70 years). Three kinds of questions were used in order to activate either visual images, motor images, or no mental image (abstract topics). On average, the rate of gesture production did not differ in younger and older adults, but it was significantly influenced by imagery conditions. Gesture production was higher in the motor than in the visual imagery condition, and lowest in the abstract condition. A significant interaction between age and imagery conditions influenced the proportion of representational gestures, which were relatively less frequent in older adults, especially in the visual imagery condition. Content analysis of verbal responses showed that imagery values did not differ in younger and older adults, but that concrete words were less frequent in responses to abstract questions than in the two other conditions. The implications of these results concerning the mechanisms of gesture production and the age-related changes in conversational behavior are discussed.     

New Trends of Leisure Consumption in China

This paper described new trends of leisure consumption in China.     

Predictors of Holding Consumer and Mortgage Debt among Older Americans

Using data from the 2000 Health and Retirement Study (HRS), this study examined the probability of older Americans holding consumer and mortgage debt. The specific objectives of this study were to identify to what extent individuals aged 65 and over hold consumer or mortgage debt and to investigate factors that influence the probability of holding consumer or mortgage debt in old age. The results of logistic regression analysis indicated that older individuals who had larger households, had higher levels of education, were aged 65–74, were married, were Black, and were employed, were more likely to hold consumer or mortgage debt. This study concluded that holding one kind of debt is associated with probability of holding another kind of debt.     

Evaluation of Verbal Behavior in Older Adults

Approximately 5% of older adults have a dementia diagnosis, and language deterioration is commonly associated with this disorder (Kempler, 2005). Several instruments have been developed to diagnose dementia and assess language capabilities of elderly adults. However, none of these instruments take a functional approach to language assessment as described by Skinner (1957). The purpose of this study was to develop and evaluate a function-based assessment for language deficits of older adults. Thirty-one participants were categorized into a control group (n  =  15) and a dementia group (n  =  16) based on their score on the Dementia Rating Scale-2. Individuals with dementia performed significantly worse on the tact assessment than those without dementia. Participants from both groups performed better on measures of tacts than intraverbals or mands, even though topographically identical responses were required in these assessments. The data provide support for Skinner''s conceptualization of functionally independent verbal operants.     

The Use of Body Movements and Gestures as Cues to Emotions in Younger and Older Adults

Eighty-two younger and older adults participated in a two-part study of the decoding of emotion through body movements and gestures. In the first part, younger and older adults identified emotions depicted in brief videotaped displays of young adult actors portraying emotional situations. In each display, the actors were silent and their faces were electronically blurred in order to isolate the body cues to emotion. Although both groups made accurate emotion identifications well above chance levels, older adults made more overall errors, and this was especially true for negative emotions. Moreover, their errors were more likely to reflect the misidentification of emotional displays as neutral in content. In the second part, younger and older adults rated the videotaped displays using scales reflecting several movement dimensions (e.g., form, tempo, force, and movement). The ratings of both age groups were in high agreement and provided reliable information about particular body cues to emotion. The errors made by older adults were linked to reactions to exaggerated or ambiguous body cues.     

Spatial Practises and Preferences of Older and Younger People: Findings from the Finnish Studies

There are strong tendencies in urban segregation, not only according to social class, gender and ethnic lines but also according to age. This paper draws on the findings of three studies conducted in Lahti, Finland, to examine the intergenerational aspects of spatial practise. It is argued that people look at their environment through a generational gaze, such that different generations have different spatial preferences and practises. In this article, an age-friendly living environment refers to one that appeals not only to older people but to people of all ages. Age-friendly environments have no segregating borderlines, but rather enable the meeting and communication of different aged people and sustain age integration. As older and young people are most dependent on their living environments, the paper concentrates on their use of space and attachment to place. Our special focus is on recreational activities and places: How and where older and young people spend leisure time? What are their favourite places? What is the importance of nature and different kind of urban spots for them? On the basis of the differences and similarities found out in their spatial practises and preferences, our aim is to discuss age-friendly environments that appeal to different aged people. The study is based on qualitative and quantitative data and draws out implications for future age-diverse communities.