The determinants of worry over chronic health condition for rural couples

This study investigates the determinants of chronic health conditions that worry the member of rural couples who serves as the household financial manager. A sample of 1,115 rural couples from the NC-182 regional research project Family Resource Utilization as a Factor in Determining Economic Well-Being of Rural Families is used. The logit analysis finds that the probability of having a condition that worries the financial manager increases if she or he is middle aged or older, is not employed, and has external Locus of Control. This probability also increases when the dissatisfaction with the resources available to handle a financial emergency increases and the more often the financial manager does not have money to pay for the doctor.Preparation of this research was supported in part by the Minnesota Agricultural Experiment Station project 52–056 and the Minnesota Extension Service. Data were collected in conjunction with the cooperative regional research project NC-182, Family Resource Utilization as a Factor in Determining Economic Well-Being of Rural Families. Cooperating states are Arizona, California, Illinois, Indiana, Iowa, Kansas, Michigan, and Minnesota.Her current research interests include the economic well-being of various family forms. She received her Ph.D. from University of Illinois.Her current research interests include family financial management and consumer bankruptcy. She received her Ph.D. from the University of Missouri.Her current research interests include issues concerned with family stress management including financial stress. She received her Ph.D. at Michigan State University.Her current research interests include economic and environmental well-being for families and individuals with emphasis on the impact of environmental regulations on economic well-being. She received her Ph.D. from University of Illinois.His current interests include economic well-being of rural families. He was a research assistant for Dr. Bauer before receiving his Ph.D. degree in Agriculture and Applied Economics, University of Minnesota, St. Paul, MN.     

Differences in consumption patterns of single-parent and two-parent families in the United States

Different patterns of single-parent and two-parent families in six major expenditure categories are examined using the 1989 Consumer Expenditure Survey. Comparisons are made of the influence of permanent income, family size, region, race, gender, age, and education of the head of the family on the expenditure categories. The results show that with the exception of expenditures on shelter, the two groups differ significantly in their consumption patterns.1991 Visiting Professor at the Family Economics Research Group, Agricutural Research Service, U.S. Department of Agriculture. Current research interests include consumption economics and time-use allocation.Current research interests include the economic status of American households.     

Relationships between marital quality,social, and familial interactions by residential location: Implications for human service professionals

Gerontological literature is reviewed concerning the factors contributing to marital quality of later life couples. Data are presented which compare the marital quality of older couples residing in a retirement facility and elderly couples living in the community-at-large. The couples' interactions with friends and frequency of visits with children are examined in terms of the relationship between these variables and marital quality of the subjects. Implications for practice are discussed.Ellie Brubaker is Associate Professor of Sociology at Miami University, Oxford, Ohio. Dr. Brubaker holds a Ph.D. in Social Work from the Ohio State University. Her current research is in the area of social service delivery to older families.Linda Ade-Ridder is Assistant Professor in the Department of Home Economics and Consumer Sciences and an associate of the Family and Child Studies Center at Miami University in Oxford, Ohio. Dr. Ade-Ridder received her Ph.D. in Marriage and Family Living at the Florida State University in 1983. Her current research is being conducted on the roles of women, including women in older marriages and eating disorders in women.     

Building family functioning scales into the study of at-home income generation

This article describes testing of scales designed to measure the ways family members interact in a personal subsystem. The scales are intended to complement data about the managerial subsystem of a family and are to be used in conjunction with a regional research project focused on home-based work. The article includes conceptual underpinnings, construction of measures, and results of factor analysis of the measures administered. Suggestions for use of a family functioning scale in the context of a household that has a member working at home are explored in the final section.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture, and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont.Her research interests include measuring household production, at-home income generation and rural families. She received her Ph.D. in Family and Consumer Economics from the University of Missouri-Columbia.Her research is primarily in poverty and divorce and the economic well-being of women and children. She received her Ph.D. from Oregon State University.Her research interests include entrepreneurship, especially as it relates to women and to international development. Her Ph.D. is from Cornell University.     

Wife's role in monthly insurance expenditures

This study investigates the wife's role in monthly insurance expenditures of couples who have been married almost 13 years. Although previous research has shown that husbands dominate decisions about insurance, this study indicates that wives are involved in monthly expenditures for insurance. A wife's involvement is greater if she is less sex-role traditional, if her earnings are lower, if her husband's earnings are lower, if her husband's parents shared financial roles, if she perceives that net worth increased over the past 3 years, if she expects finances to be worse off in 3 years, and if she has a high school diploma or less. Involvement also increases with increases in number of children. Further research is essential in enhancing women's economic well-being.This study was a part of Project No. 60-0362 of the Agricultural Experiment Station, College of Agriculture, University of Illinois at Urbana-Champaign. University of Illinois Survey Research Laboratory services were used in preparation of the data tapes. The author wishes to thank Lauren J. Leach for assistance with data preparation.Vicki Schram Fitzsimmons is Assistant Professor, Division of Family & Consumer Economics, University of Illinois, 905 S. Goodwin Avenue, Urbana, IL 61801. Her research areas include family financial management, economic well-being, and household production. She received her Ph.D. from the University of Illinois.     

Work patterns and marital status change

The impact of marital status changes on the lives of adults and children has increased importance as marriage, divorce, and remarriage have become more frequent patterns of family composition change. These events can often be predicted by the family members involved so that they may be accompanied by changes in labor market activity prior to the events themselves. The study reported here uses panel data to examine the labor market activity changes that precede marital status changes. Women who become divorced increase hours of work in the year or two before the divorce occurs, and women who become remarried decrease hours of work in the year of the remarriage and thereafter. For men there seems to be little change in labor supply during these years. However, hours of housework for men do seem to change.This research has been supported by the United States Department of Agriculture through the New York Agricultural Experiment Station under Southern Regional Project S-206. The data utilized in this work were made available in part by the Inter-University Consortium for Political and Social Research. The data were originally collected by James N. Morgan, et al. The contents of this article do not necessarily reflect the view of the Inter-University Consortium or the institutions with which the researchers are affiliated. We wish to especially thank Robert Avery for his helpful comments throughout this research and Veronica Abel for her able research assistance.Jennifer L. Gerner is Associate Professor, Department of Consumer Economics and Housing, 137 Martha Van Rensselaer Hall, Cornell University, Ithaca, NY 14853. Her research interests include the economics of the family and family organization. She received her Ph.D. from the University of Wisconsin. Catherine Phillips Montalto is a Ph.D. candidate in the Department of Consumer Economics and Housing, Cornell University, Ithaca, NY 14853. Her research interests include the economic behavior of households. W. Keith Bryant is Professor and Chair of the Department of Consumer Economics and Housing, 117D Martha Van Rensselaer, Cornell University, Ithaca, NY 14853. He received his Ph.D. from Michigan State University.     

Time use satisfaction of wives: Home,farm, and labor force workload

Factors related to time spent in work roles are investigated for a sample of 685 wives living on family farms in seven southern and midwestern states. Data were collected in a comprehensive mail survey. Results show that variables reflecting management are the most important predictors of wife's time use satisfaction. Wife's satisfaction is also significantly related to her education and nonfarm employment. Conclusions indicate that, although wives on family farms experience work-role overload relative to their husbands, they are satisfied with their time contributions to the home/farm situation.Jeanne L. Hafstrom is Associate Professor, Consumer Sciences Division, University of Illinois, 161 Bevier Hall, 905 So. Goodwin, Urbana, IL 61801. She received her Ph.D. from the University of Illinois. Her current research interests include economic well-being and the quality of life.MaryAnn Paynter is Assistant Professor and Family Economics Extension Specialist, Consumer Sciences Division, University of Illinois, 547 Bevier Hall, 905 So. Goodwin, Urbana, IL 61801. She received her Ph.D. from Pennsylvania State University. Her current research interests include family resource management strategies.This study was part of S-191 Regional Research Project Farm Wife's External Employment, Family Economic Productivity and Family Functioning, and Project No. 60-0366 supported by the Agricultural Experiment Station, College of Agriculture, University of Illinois at Urbana-Champaign.     

Female-headed households in nonmetropolitan areas: Housing and demographic characteristics

This article describes selected demographic and housing characteristics of nonmetropolitan female-headed households. It compares nonmetropolitan female householders with the average U.S. household, including regional differences. Female heads are older and more likely to have members in poor health than U.S. households on average. Female heads are also more likely to be in poverty and to experience housing poverty. Although the female householders do not suffer from space and quality problems, housing affordability is a problem. Most female heads live in owned, single-family dwellings and are more likely to live in mobile homes than the average U.S. household. This research was funded under the auspices of the U.S. Department of Agriculture, Cooperative State Research Service, and the experiment stations in Idaho, Indiana (Purdue University), Iowa, Minnesota, Missouri, Nebraska, and New York (Cornell University). Also supporting the research were East Carolina University, Illinois State University, Kansas State University, and Western Michigan University. The authors thank Mary Ann Horvath and Roxanne Miller for their assistance in preparing the figures and document. She received her Ph.D. from Oklahoma State University. Her work includes research in housing and the economic well-being of women. She received her Ph.D. from The Ohio State University. Her research interests include housing and neighborhood assessment and women and public policy issues.     

Home-based employment: Historical and current considerations

The purposes of this article are threefold. First, there is a brief review of current and historical research on home-based business with special emphasis on female home-based employment and the impact of such employment on family life. Second, a conceptual model for family work activities is advanced. Finally, concepts related to home-based employment that could be used to frame and describe the empirical study are specified.This article reports results from the Cooperative Regional Research Project, NE-167, entitled At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont.Her research interests include measuring household production, at-home income generation, and rural families. She received her Ph.D. in Family and Consumer Economics from the University of Missouri-Columbia.Her research interests include home-based business and consumer behavior. She received her Ph.D from Virginia Polytechnic Institute and State University.Her research interests include consumer behavior and family economic issues. She received her Ph.D. from Virginia Polytechnic Institute and State University.     

Time allocation of one- and two-parent mothers

Using data from one- and two-parent households with two children in rural and urban areas of California, this study analyzes time allocation decisions in market work, household work, and leisure activities among single and married mothers. Results of the seemingly unrelated regression procedures indicate that family structure affects time in household work but not market work or leisure activities. Of the socio-demographic variables, only day of the week explains time allocation to household work, market work, and leisure activities among single and married mothers.This research has been supported by the United States Department of Agriculture through the Georgia Agricultural Experiment Station under Southern Regional Project S-206.Teresa Mauldin is an Assistant Professor and Carol B. Meeks is an Associate Professor in the Department of Housing and Consumer Economics, the University of Georgia, Athens, GA 30602. Dr. Mauldin received her Ph.D. from The Ohio State University and is interested in time use, economic well-being of individuals and families, and family structure. Dr. Meeks also received her Ph.D. from The Ohio State University and her research interests include time use, family structure, and economic aspects of housing.     

Predictors of out-of-pocket medical expenditures in low-income households

From a sample of low-income households, out-of-pocket medical expenses are found to average about $25 per month. For each household, these expenses vary with annual income, type of insurance for medical care, priority of medical expenses, ethnicity, and number of ill family members. Expenses are reported for households with different socioeconomic characteristics and composition. Multiparticipation in insurance programs is shown. Fourteen percent of the survey participants say they have no insurance, public or private. Thirty-three percent participate in Medicaid.Flora L. Williams is an Associate Professor in Consumer Sciences and Retailing at Purdue University, West Lafayette, IN 47907. She received her Ph.D. from Purdue University and includes family economic well-being, and financial problems and expenditures among her research interests.Amy Hagler received her M.S. from Purdue University in Consumer Sciences and Retailing.Mary Pritchard is an Associate Professor in the Department of Human and Family Resources at Northern Illinois University, DeKalb, IL 60115-2854. Her Ph.D. was earned at Purdue and her areas of research focus on family economic well-being and economic socialization of adolescents.Marshall A. Martin is a Professor of Agricultural Economics at Purdue University. His research addresses agriculture and food policy, and economic assessment of emerging agricultural technology.William C. Bailey is an Assistant Professor of Marketing at the University of Indianapolis, 1400 E. Hanna Avenue, Indianapolis, IN, 46227-3697. He received his Ph.D. from Texas Tech University and focuses his research on economic psychology and health care cost.     

Time and time again: Implications of time perception theory

This article explores the integration of time perception theory from various root disciplines related to family resource management. It includes anthropological models of time perception and sociological and psychological concepts related to time measure and usage. Examples of issues appropriate to the exploration of time use in the home and instrumentation that may assist in its understanding and measurement are included.This research was supported in part by Lincoln University Cooperative Research.Alma J. Owen is Associate Professor and Small Farm Family Program Leader for Lincoln University Cooperative Extension, 900 Moreau Drive, Jefferson City, MO 65101. Her research interests include measuring household production, at-home income generation, and rural families. She received her Ph.D. in Family and Consumer Economics from the University of Missouri-Columbia.     

The effect of homemaker's employment status on children's time allocation in single- and two-parent families

This study compares the effect of homemaker's employment status on children's time allocation in single- and two-parent families. Specifically under investigation is the effect of living in a family in which the mother is employed professionally, employed non-professionally, or not employed outside the home on older child's time allocated to household work, school work, and recreation in single- and two-parent families. Age and sex of older children and constraints on their time, such as school attendance, are controlled for in the analysis. The data are from a California study. A two-step multiple regression procedure is used. The effect of homemaker's employment status on older child's time allocated to household work, school work, and recreation is not found to differ by family structure. Homemaker's employment status does not explain a significant amount of variance in older child's time allocation.Rosemary J. Key is Assistant Professor, Department of Consumer Economics and Housing, Cornell University, 103 Martha Van Rensselaer Hall, Ithaca, New York 14850. Her research interests include substitutability between family members' time in household production, and sequencing techniques used in household production activities. She received her Ph.D. from The Ohio State University.Margaret Mietus Sanik is Associate Professor, Department of Family Resource Management, The Ohio State University, 1787 Neil Avenue, Columbus, Ohio 43210. Her research interests include time use among family members and household production. She received her Ph.D. from Cornell University.     

Assessing the causal relationship among communication,money management practices,satisfaction with financial status,and satisfaction with quality of life

The purpose of the study reported here is to assess the causal relationship among communication, money management practices, satisfaction with financial status, and quality of life. The data used were collected in 1986 through personal interviews. The sample size is 123 interviewees, and the unit of analysis is the household's money manager. Results show that the money managers who are more knowledgeable about financial matters, and those who are highly indebted, communicate more about money matters and report more money management activities. Satisfaction with financial status is caused mainly by economic factors (net worth and savings). The demographic factors that influence satisfaction with quality of life are marital status and household size. Satisfaction with quality of life is also predicted by income and satisfaction with financial status.This research was supported by the Iowa Agriculture and Home Economics Experiment Station Project No. 2773 (Journal paper No. 13123).Dr. Olive Mugenda is a senior lecturer Lecturer at Kenyatta University, P. O. Box 62337, Nairobi, Kenya, East Africa. Dr. Tahira K. Hira is a Professor, Department of Family Environment, Iowa State University. Dr. Alyce M. Fanslow is a Distinguished Professor, Department of Family and Consumer Sciences Education, Iowa State University, Ames, IA 50011.Drs. Mugenda and Fanslow received their Ph.D. degrees from Iowa State University, Dr. Hira received her Ph.D. degree from the University of Missouri, Columbia.Dr. Mugenda's research is in family financial management areas. Dr. Hira's research focuses on factors influencing satisfaction with households' financial status and consumer bankruptcy. Dr. Fanslow's research interest includes financial management education.     

The effects of child support guidelines: An analysis of the evidence in court records

Court records from four Ohio counties were used to compare child support orders before and after promulgation of federally mandated guidelines in 1987. There was no significant change in probability of Court Ordered Child Support. Amount Ordered in constant dollars increased between 1985 and 1987–88. Variables influencing Court Ordered Child Support differed post-guidelines. Years Married, Attorney for Both and Attorney for Wife were significant in both years. Number of Children, Rural, and Wife's Motions were significant in 1987–88. Variables affecting amount ordered also differed after adoption of the guidelines. Wife Contested, Husband's Motions, Defendant and Plaintiff no longer were significant in 1987–88. Years Married and Payment by Father were significantly related to Amount Ordered in 1985 but not in 1987–88. Number of Children, Expenses Paid, and Number of Assets were significantly related to Amount Ordered in both years.Salaries and research support were provided by state and federal appropriations to the Ohio Agricultural Research and Development Center, and by the Department of Family Resource Management, and The Office of Research and Graduate Studies, The Ohio State University.Kathryn Stafford is Associate Professor, Department of Family Resource Management, 1787 Neil Avenue, Columbus, OH 43210-1295. Her research interests include household management and time use. She received her Ph.D. from Cornell University.Golden Jackson is Assistant Professor, Department of Family Resource Management, 1787 Neil Avenue, Columbus, OH 43210-1295. Her research is primarily in the area of the economic effects of divorce. She received her Ph.D. from The Ohio State University.Sharon Seiling is Assistant Professor and Extension Specialist in Family Resource Management, Department of Family Resource Management, 1787 Neil Avenue, Columbus, OH 43210-1295. Her research is on the impact of family change, especially divorce, on access to housing and overall financial well-being. She received her Ph.D. from Cornell University.     

The relation of economic factors to perceived stress in mobile families

The purpose of this research is to examine the relationship between objective and subjective measures of economic well-being, amount of and satisfaction with control, and perceived stress level of subjects, who have relocated with their families within the past year. Both males and females indicate more stress if their financial condition is worse following the move than before, if their employment status is not satisfying, and when they have little control over their lives and are not satisfied with their level of control. Stress is negatively related to satisfaction with the specific aspects of economic situation studied for both males and females with limited exception.Peggy S. Berger received her Ph.D. from Pennsylvania State University. She is an Associate Professor in the Department of Consumer Sciences, Colorado State University, Fort Collins, CO 80523. Her research interests include socioeconomic issues related to geographic mobility and to gender, and work and family issues.Judith Powell received her Ph.D. from Oklahoma State University. She is a Professor of Child and Family Studies, and Head of the Department of Home Economics, University of Wyoming, Laramie, WY 82071. Her research interests include parent-child relations and effects of relocation on families.Alicia Skinner Cook received her Ph.D. from Arizona State University. She is a Professor in the Department of Human Development and Family Studies at Colorado State University, Fort Collins, CO 80523. Her research interests include grief and loss issues, family stress, and adjustment to relocation.     

Domains explaining the life quality of dairy farm couples

The purpose of the study reported here is to identify domains which explain the life quality of dairy farm husbands and wives. A further purpose is to identify domains which would explain life quality when the domain unique to farming is deleted. One hundred sixteen dairy farm couples were interviewed in 1986, when a financial crisis in agriculture had reached the western states. The analysis is done by stepwise regression. Satisfaction with farm work is an important explanation of husbands' and wives' life quality. When farm work is omitted from the equations, satisfaction with self is among important domains explaining life quality.Research reported in this paper was partially funded by the Utah Agricultural Experiment Station, Utah State University, Logan, UT.Norleen M. Ackerman received her Ph.D. from Michigan State University. She is an Assistant Professor, Department of Home Economics and Consumer Education, Utah State University, Logan, UT 84322-2910. Her research interests include the well being of farm families, consumer information, and consumer purchase behavior.Glen O. Jensen received his Ph.D. from Utah State University. He is a Professor in the Department of Family and Human Development, Utah State University, Logan, UT 84322-2905. His research interests include the rural family, teen pregnancy, and marriage enrichment.DeeVon Bailey received his Ph.D. from Texas A & M. He is an Associate Professor, Department of Economics, Utah State University, Logan, UT 84322-3530. His research interests include economic issues related to farm families, agricultural marketing and farm efficiency.     

Time demands on families: Is there a bottom line?

As families continue to adapt to interpersonal and marketplace pressures, time available for household production is becoming scarce. The purpose of the study reported here is to explore the utility of regional economic analyses in determining minimal levels of household production as measured in terms of time. The results provide a minimum family time required in the long term of approximately 35 hours per week and a short term requirement of 2 hours per week. Theoretical frameworks used in family science are integrated in the discussion to explain these findings.Pamela N. Olson is an Assistant Professor in the Department of Counseling and Family Studies, University of New Mexico, Albuquerque, NM 87131. Her current research interests are family member time-use and families in debt. She completed her Ph.D. at Oregon State University.James J. Ponzetti, Jr. received his Ph.D. from Oregon State University. He is currently an Assistant Professor in Family Studies in the Department of Home Economics, Central Washington University, Ellensburg, WA 98926. His current research interests include divorce, loneliness, and family planning.Geraldine I. Olson is Associate Professor and Graduate Program Director, Family Resource Management, College of Home Economics, Oregon State University, Corvallis, OR 97131. She completed her Ph.D. at The Ohio State University and current research interests include family member time-use, assessing managerial activities, and factors which influence the substitution of marketplace goods with household production.     

Stress in two-generation farm and ranch families

Family relations and economic issues may predict stress in two-generation farm families. Marital adjustment, length of time married, income satisfaction, and number of household dependents are examined as predictors of stress for each family member (i.e., separately for each member) using multiple regression analyses. The model is significant for fathers with marital adjustment, length of time married, and income satisfaction significantly contributing to fathers' stress. The model is not significant for mothers, sons, or daughters-in-law; but income satisfaction is significantly related to stress for mothers. Implications for researchers and practitioners are discussed.Support for this research was provided by the Montana Agricultural Experiment Station Grant No. MONB00266 and is part of the AES Western Regional Project W-167.Stephan M. Wilson is an Associate Professor in the Department of Family Studies and is the Director of the Center for Kentucky Children & Families Research, University of Kentucky, 107 Erikson Hall, Lexington, Kentucky 40506-0050. His research interests include family stress, rural families, parent-adolescent relations, and adolescent development. He received his Ph.D. from the University of Tennessee, Knoxville in 1985.Ramona Marotz-Baden is a Professor, Department of Health and Human Development, Montana State University, Herrick Hall, Bozeman, MT 59717. Her research interests include family stress, work and the family, retirement and succession in family-owned business, and dual-earner families. She received her Ph.D. from the University of Minnesota in 1970.David Holloway is the Outreach Coordinator for Aspen Crest Hospital, 1970 East 17th Street, Suite 119, Idaho Falls, ID 83404. His interests include marriage and family therapy, parent-child relations, and family development through the lifespan. He received his M.S. in Marriage and Family Therapy from Montana State University in 1987 and M.Ed. in Guidance and Counseling from the University of Idaho in 1985.     

Friendships in late life: A rural-urban comparison

This study examines the friendship patterns of older adults living in rural and urban areas. The sample consisted of 132 urban adults and 126 rural adults, 65 years of age and older. Respondents were randomly selected and interviewed in their own homes. While both groups were involved in joint social activities and helping behaviors with their friends, there was a distinction in the type of involvement according to geographical location.Karen Roberto is Assistant Professor and Coordinator of the Gerontology Program at the University of Northern Colorado. Her current research interests include women's health issues in aging and older people's involvement with informal support networks. Dr. Roberto holds a Ph.D. in Human Development from Texas Tech University.Jean Pearson Scott is Associate Professor in the Department of Human Development and Family Studies at Texas Tech University. Dr. Scott earned her Ph.D. from the University of North Carolina at Greensboro and is currently conducting research on Alzheimers Disease in the family and the rural elderly.This is a revised version of a paper presented at the Families and Close Relationships: Individuals in Social Interaction Conference, Lubbock, TX, February, 1982.This study was supported by a grant from AARP Andrus Foundation and the Institute for University Research, College of Home Economics, Texas Tech University, Lubbock, Texas 79409.