For compassion or money? The factors influencing the funding of micro loans

Aided by the Internet, microfinance institutions have found new ways to expand the reach of financing entrepreneurial projects on a small scale. Using a unique data set of individual loans posted to Kiva.org, we explore the determinants of lenders’ nonprofit lending choices in the growing microfinance industry. We find that lenders make choices in purposive ways even in the absence of market interest rates, especially with respect to the demographic characteristics of borrowers and the uses of proposed funds. Hence, the results provide valuable new information about consumer choice in charitable giving and investment.     

Kiva's Flat,Flat World: Ten Years of Microcredit in Cyberspace

While microcredit has been widely praised as a new, powerful tool for enabling development and empowering the poor, this form of ‘development from below’ does not exist in a vacuum. Rather, microcredit programs are inseperable from a host of neoliberal political, cultural, and economic practices and projects. These contexts are, however, systematically missing from Kiva.org, the largest and most popular peer-to-peer microlending portal. Instead, Kiva.org presents a placeless perspective on development and poverty, where borrowers’ skin color, native dress, and picturesque backgrounds seem to vary, but the ‘fix’ of microcredit remains universal. This ‘flat’ approach is problematic for two reasons. First, Kiva.org naturalizes the financialization of poor people's disadvantage in the coercive form of debt. Second, lenders are encouraged to channel their desire to help alleviate poverty through Kiva.org's lending portal based on an illusory sense of connection, transparency and beneficence in lending, thus potentially displacing other forms of less problematic development aid and intervention.     

Factors impacting donors’ intention to donate to charitable crowd-funding projects in China: a UTAUT-based model

The new and increasingly popular tool of crowd-funding is widely used by non-profit organizations in China to raise money online for their charitable projects. In order to use this tool effectively, it is essential to understand donors’ motivations for supporting charitable projects. This study investigates the impact of performance expectancy (PE), effort expectancy (EE), social influence (SI), facilitating conditions (FC), sense of trust, and experience expectation on donors’ intention to donate to charitable crowd-funding projects, using a research model based on the Unified Theory of Acceptance and Use of Technology model. Empirical data were collected through a survey, and structural equation modeling was used to analyze 316 responses from users of the Tencent charitable crowd-funding platform in China. The results indicate that SI, sense of trust, EE, and PE significantly affect donors’ intention to donate to charitable crowd-funding projects. The impact of FC and experience expectation on donors’ intention is also positive; however, it is not very strong. Finally, this paper presents suggestions for how to increase users’ intention to donate money on charitable crowd-funding platforms.     

Japanese Citizen Participation in International Development Aid

With data from the 2006 Japanese General Social Survey, this study examines factors associated with citizen participation in international development aid (IDA). In line with the literature on correlates of charitable giving of time and money, it finds that structural positions of individuals, measured by their demographic, socioeconomic and social network characteristics, are associated with the probability of citizen participation in IDA. Moreover, the study shows that variables such as English skills, measured by the ability and opportunity to use English, and the level of endorsement of Official Development Assistance projects significantly and positively predict IDA participation status. Implications of these findings are discussed for future research on charitable giving for international development in Japan and, to a lesser extent, elsewhere.     

Does Who Decides Really Matter? Causes and Consequences of Personal Financial Management in the Case of Larger and Structural Charitable Donations

We study causes and consequences of financial management in households in the specific case of charitable giving. We test hypotheses using couples in the Giving in the Netherlands Panel Study (n = 1,101). We find that more relationship specific investments lead to deciding on charitable giving as one economic actor. Furthermore, we find that the partner with the highest relative educational resources has most decision making power over charitable donations. Separately deciding couples are smallest charitable donors. Households in which the male partner decides are largest charitable donors when only larger and more structural donations are considered. This can be explained by their more conservative religious denomination.     

Canadian Leapfrog: From Regulating Charitable Fundraising to Co-Regulating Good Governance

The regulation of charitable fundraising is no longer just about the regulation of fundraising but about good governance, and increasingly involves co-regulatory regimes which blend elements of self- and state regulation. Canada??s charitable sector has undertaken a bold experiment in creating a comprehensive certification system for good governance, including fundraising, which reframes the target of regulation from the informed donor to the well-performing charity and has the ambitious goal of building a community of practice for self-improvement. At the same time, the federal government has introduced new guidance on fundraising that not only outlines accepted cost to revenue ratios but also specifies standards of good governance. It is an open question as to whether this new self- and state regulation will remain as dual systems or evolve into a hybrid co-regulatory regime in which government integrates sector certification into its own risk management.     

Doing Good and Feeling Well: Exploring the Relationship Between Charitable Activity and Perceived Personal Wellness

In this exploratory study into the relationship between participation in charitable activity and self-reported measures of personal wellness, social exchange theory was used to model factors that operationalize socioeconomic variables as costs, religious orientation and charitable orientation as rewards, and wellness as profit. Structural equation modeling was applied to data from the 2004 General Social Survey, including the Module on Altruism, to measure the effects, both direct and indirect, and infer knowledge from the results. Results suggest the indication of a relationship between charitable behavior and personal wellness is valid. Specifically, those who are more charitable and those with an enhanced religious orientation exhibit greater wellness. Results also indicate that charitable orientation acts as a mediating variable between income, education, religiosity, and wellness.     

Projected sustainability of innovative social programs

This study is an exploratory examination of the projected sustainability of more than 100 projects funded by the Australian government. Using data collected by the body that evaluated the projects and data from a government database, it examines the predictors of various forms of sustainability. Findings show that some two thirds of the project leaders who expected their programs to continue after the expiration of the initial funding expected them to continue with the same activities and target population; almost half envisioned them diversifying to new activities, target groups, or locations. Auspice organization involvement increased the expectation that the project would be continued, project effectiveness decreased that expectation, and diversity of initial funding became less important as other sources of support and sustainability were taken into consideration.     

The History Mystery

Two social studies methods instructors created an assignment that places teacher candidates in leadership roles in partnerships with community organizations to plan and implement projects to increase student learning. This article outlines the project requirements, past project results, and student reflections on the collaborative effort. It provides evidence of the success and effectiveness of collaborative projects at increasing student learning, providing opportunities for leadership, and challenging students to become involved in community issues.     

Engaging Children in Meaningful Charity: Opening-up the Spaces within Which Children Learn to Give

This paper presents qualitative evidence from an in-depth, participative action research project with 150 children aged 4–8 years old, exploring their experiences, perceptions and preferences regarding charitable giving. Most children positively engage in charitable giving through home, school and their community; however, less than 20% are aware of the cause area they are being asked to support, and most have little decision-making in their giving. Children’s willingness to engage increases when they critically examine the cause area and are facilitated to lead on giving decisions, often resulting in increased and sustained efforts to support cause areas that matter to them.     

Altruism from the house: the impact of home equity on charitable giving

This paper exploits the dramatic increase in house prices in early 2000 and the panel nature of the data to investigate the effect of home equity on charitable giving. Using the Panel Study of Income Dynamics from 2001 to 2007, we find that a 10% increase in home equity increases a household??s contributions to charity by almost 1%. This is in contrast to the effect of non-housing wealth, which we estimate to be one tenth the magnitude. Our results are consistent with the consumption literature that reports a distinct effect of housing wealth that is significantly larger than that of financial wealth.     

Investigating the Implementation of Charitable Choice

Abstract

This paper reports on a project to investigate the implementation of charitable choice in TANF-funded job services in Indiana, Massachusetts, and North Carolina. A number of issues needed to be addressed in the course of the research project. State-level government responses to charitable choice were found to vary widely, making comparisons across states difficult. In Indiana, job training providers and clients were also interviewed. For providers, a major research issue was the assessment of the degree to which they were faith-based and the impact of this. To measure the impact of provider faith orientation on clients, a pre-and post-service study was designed. Providers were to administer the tests, but in many cases failed to do so correctly, thereby limiting the utility of the results. Finally, during the last year of the study, the state changed its funding priorities, thereby altering the provider system. A number of the providers changed their programs or stopped providing services, thereby dropping out of the delivery system. The paper considers the impact of these difficulties on the ability of research to make contributions to the discussion of charitable choice.     

Hispanic charitable giving: An opportunity for nonprofit development

In 2003, the U.S. Census Bureau indicated that Hispanics had become the largest U.S. minority group. Representing 14 percent of the population, more than forty million Hispanics currently live in the United States and are a growing source of charitable giving. This study uses a national probability sample (n = 3,261) to examine variables that may influence Hispanic charitable giving in the United States to private nonprofit organizations. Logistic regression analyses indicated that Hispanics were eight times more likely to donate to human service organizations when using payroll deduction. In addition, Hispanics who were solicited for a donation by telephone were twice as likely to make a donation to educational organizations as Hispanic donors not solicited by phone. Volunteerism was also a predictor of Hispanic charitable giving. U.S. demographic trends and this study's findings suggest that nonprofit leaders, including those responsible for fundraising in private nonprofit organizations, need to be aware of the opportunities for Hispanic charitable support.     

Recovering from Illness or Recovering your Life? Implications of Clinical Versus Social Models of Recovery from Mental Health Problems for Employment Support Services

Although valuable research has been undertaken in the United States little is yet known about the processes engaged in by supported employment projects for people with mental health problems. The study reported here explored these processes using semistructured interviews with employment project clients, their project workers and workplace managers. Of five projects involved in the research, two exemplified radically different approaches, one implicitly underpinned by a clinical model of recovery and the other by a social recovery model. In this article we draw on data from the seven cases studied from these projects to describe the two approaches and to consider their strengths and limitations. We conclude that approaches based on the social recovery model hold more promise, although such approaches would be enhanced through greater liaison with mental health professionals. In addition, funding structures are required that take account of job retention rates, rather than placement rates alone.     

Regulation of US Charitable Solicitations Since 1954

A major shift in the climate for the solicitation of charitable donations in the United States occurred in the second half of the twentieth century. Starting with legislation passed by the Legislatures of New York and Massachusetts in 1954 and eventually including 40 largely similar laws in force today, state governments grew to playing a predominant part in the regulation of appeals for public support for charitable activities. State regulators, voluntary oversight and advocacy groups, accounting standards-setting bodies, and the data-collection activities of the Internal Revenue Service all influenced the development of the body of regulations which now shape the process of seeking support for nonprofits?? work. This article summarizes the effect of earlier innovations in the field of fundraising and then examines the interplay of public and private actors in the course of the creation of the present regulatory climate.     

Über kulturelle Einbettung und strukturelle Innovationspotentiale von Projekten

A focus on culture provides a behind-the-scenes view of daily actions resulting from patterns established through structures and leadership concepts. The more complex, the more capable of making decisions, the more self-referential the units are, the more important corporate culture becomes for communication within projects and with their environments. Corporate culture – whether planned or random, functional or dysfunctional – develops wherever communication and collaboration happen regularly. Companies can use projects in a special way to create different cultures and thus to initiate change more successfully. In this process, corporate culture stands for the perspective on the whole including all its differences. The project leader has the special responsibility of relating different cultures to each other while considering and managing the project and its environments as a sensible whole.     

Zur Bedeutung von mikropolitischer Kompetenz für den Aufstieg von Frauen in Führungspositionen – am Beispiel der Handlungsfelder Unternehmenskultur und Selbstdarstellung

The appropriation of micro-political competence affects the promotion of women into executive positions in a positive way. Evidence for this conclusion was found in the intervention study ??Micro-politics??. The study involved a research approach of Micro-politics-Coaching that was carried out on 30 female junior managers. As an introduction to the topic this contribution presents the Micro-political Competence Model (MCM) that was developed during the research project. The importance of micro-political competence for a successful carrier development is explained, based on the relevant action fields ??corporate culture?? and ??impression management??.The results of the research are made explicit by presenting two example cases of the coaching intervention study and by structuring the empirical evidence along the MCM. The conclusion clarifies why micro-political competence can be viewed as a partial area of carrier development competence and moreover provides implications for consultancy practice, for enterprises and for science.     

The Family Tribute in Charitable Bequest Giving

The propensity for charitable bequest giving is much lower than for current charitable giving. Some nonexperimental evidence suggests that this difference may be due to the relatively greater importance of family benefit considerations in charitable bequest giving than in current charitable giving. To test this concept experimentally, the effects of a family–charity conflict reduction message (that is, a reminder of family connections to a cause and an opportunity to make a tribute gift) are measured for both current and bequest giving. For those with family connections to a cause, the message generated increased interest in charitable bequest giving but not in current charitable giving. This result provides experimental support for previous suggestions regarding the special role of family considerations in charitable bequest giving. Managers may profitably consider the use of tribute messages to encourage bequest, but not necessarily current, charitable giving. Such messages were effective at increasing bequest intentions for all organization types and demographic groups tested, especially where the tribute was in honor of an ascendant such as a mother, grandmother, grandfather, or uncle.     

Project beneficiary participation and behavioural intentions promoting project sustainability: The mediating role of psychological ownership

It is of great importance that development projects (especially those projects that target improving the livelihood of rural communities) continue to deliver their intended benefits over their intended economic life—we call this “project sustainability.” Applying an experimental design, our study reveals that active involvement of project beneficiaries during the needs assessment and planning stages has a significant positive influence on the behavioural intentions of the project beneficiaries toward project sustainability. Our study also finds that psychological ownership plays a mediating role in the relationship between project beneficiary participation and project sustainability. Implications for project sustainability and directions for future research are discussed.     

An Analysis of the Peer Effects in Charitable Giving: The Case of Taiwan

The purpose of this study was to utilize the data from the Survey on Family Income and Expenditure in Taiwan to investigate the influence of peer effects on the behavior of charitable giving. Based on the definitions of the reference group in this study, the estimation results suggested that peer effects on households' decisions on both whether to make charitable giving and how much to contribute were quite modest. The study also found that the price elasticity and the income elasticity of charitable giving in Taiwan were larger than those in the U.S., which may partially explain the low ratio of charitable giving to GDP in Taiwan. The earthquake in 1999 substantially increased the amount of charitable giving though its effect diminished after sometime.