Predictors of Holding Consumer and Mortgage Debt among Older Americans

Using data from the 2000 Health and Retirement Study (HRS), this study examined the probability of older Americans holding consumer and mortgage debt. The specific objectives of this study were to identify to what extent individuals aged 65 and over hold consumer or mortgage debt and to investigate factors that influence the probability of holding consumer or mortgage debt in old age. The results of logistic regression analysis indicated that older individuals who had larger households, had higher levels of education, were aged 65–74, were married, were Black, and were employed, were more likely to hold consumer or mortgage debt. This study concluded that holding one kind of debt is associated with probability of holding another kind of debt.     

Sexual Functioning Following Elective Hysterectomy: The Role of Surgical and Psychosocial Variables

In this article, two studies were conducted to investigate the surgical and psychosocial correlates of women's post-hysterectomy sexual functioning. In Study 1, sexual functioning was measured in an online convenience sample of 65 women who had undergone elective hysterectomy. Results suggested that most women experienced improved sexual functioning after their hysterectomy. Women who underwent hysterectomy to treat endometriosis reported less improvement in sexual functioning as compared to women who had hysterectomies for other indications, and women who had abdominal hysterectomies reported less improvement in sexual functioning as compared to women who had vaginal hysterectomies. Sexual functioning post-hysterectomy was associated with psychosocial variables, particularly body esteem and relationship quality. In Study 2, sexual functioning was investigated at two time points three to five months apart in a sample of 14 women who reported developing sexual problems following their elective hysterectomies. Results suggested that, among women suffering from post-hysterectomy sexual dysfunction, sexual pain and difficulty with orgasm increased over time.     

Chapter 7: Legal Changes and the Role of Fathers: Swedish Experiences

No abstract available for this article.     

Two Sides of the Same Coin? The Differing Roles of Assets and Consumer Debt in Marriage

This study examines whether assets and consumer debts relate to change in marital satisfaction and conflict in opposing ways or in independent ways. It also tests whether these relationships are direct or mediated. Using a nationally representative longitudinal sample, the results indicate that assets and consumer debt influence change in marital outcomes in mostly independent rather than complementary ways. Consistent with prior literature, assets work indirectly by decreasing feelings of economic pressure. Consumer debt, however, directly predicts changes in marital conflict, even after controlling for variables in the family stress model. Debts also act indirectly by decreasing depression once economic pressure is included in the model. This unexpected suppressor effect suggests that the meaning of debts may not be straightforward.     

Racial Disparities in Drug Court Graduation Rates: The Role of Recovery Support Groups and Environments

There are more than 3,000 drug courts in the United States, and research has demonstrated that, in some drug courts, African American participants are less likely to graduate than their White counterparts. Quantitative studies have documented the problem, but qualitative studies are needed to develop an in-depth understanding of this phenomenon through participants’ experiences. This qualitative study asked African American participants (n = 31) about their lived experiences in drug court to develop insight into the factors that might contribute to racial disparities in drug court outcomes. African Americans had favorable views toward both mandated and natural recovery support groups, and they felt that participating in these support groups increased their likelihood of graduating drug court. Conversely, African Americans felt that a barrier to graduating drug court was their environments, mainly risk factors posed by family, neighborhoods, and peers. Implications for drug court practice are discussed.     

The Role and Effects of Efficacy in Socioeconomic Development and Foreign Direct Investment: A Comparative Study of South Korea and Singapore

Abstract

There is a sizable amount of research and explanation concerning the rapid and sustainable development of newly industrialised countries (NIC) in Asia. This article seeks to create a deeper understanding of the relationships between the governmental sector, the economic sector, and the social sector in the Asian political arena. As such, it will explain how policies pursued in selected countries could have impacted the economies of the so-called ‘tiger’ or ‘dragon’ countries. In addition, the study will show how governmental efficacy is connected with socioeconomic development by means of comparing, as exemplars, South Korea and Singapore, in the period 1960–2007. The investigated period experienced heightened socioeconomic development in South Korea and Singapore. Stressing the historical evolution of socioeconomic development, the researcher accordingly focused on social, political, and economic outcomes in their relationship with the factor of macroeconomic stability and the varying amounts of foreign direct investment in the two nations. This study looks to create a deeper understanding of the role of government efficacy and socioeconomic development in an Asian context in which government efficacy and political development and institutions have played important roles in creating stable and continuous social and economic development. This idea of government efficacy and political development has helped to strengthen the capacity of governments to adapt and adjust their political agency’s capability to achieve political goals and sustainable socioeconomic development. South Korea has created institutions that are simpler than complex organisations and may lack autonomy and coherence. In contrast, Singapore has created complex and autonomous institutions with strong coherence. The findings in the outcomes section explain the different historical developments of South Korea and Singapore.     

Child Sexual Abuse and the Superfluous Association with Negative Parenting Outcomes: The Role of Symptoms as Predictors

The purpose of this study was to investigate the relationship between child sexual abuse and high‐risk maternal parenting indicators and the extent to which maternal depression and self‐perceived parenting competence influence that relationship. Using path analysis, results indicate maternal depression and parenting sense of competence mediate the relationship between child sexual abuse and outcome variables. Post hoc analyses indicated that child sexual abuse was significantly associated with decreased parenting sense of competence, controlling for depression. These results highlight that the pathways for increased risk in parenting outcomes for child sexual abuse survivors may be indirect and associated with beliefs of their own sense of competence and depression as opposed to a direct association with sexual abuse itself. Implications are discussed.     

Consumer bankruptcy and default: The role of individual social capital

In this paper, we empirically assess the role of individual social capital on personal bankruptcy and default outcomes in the consumer credit market. After controlling for a borrower’s risk score, debt, income, wealth, and legal and economic environments, we find that default/bankruptcy risk rises and then falls over the lifecycle, while a borrower who owns a home or is married has a lower risk of default/bankruptcy. Moreover, a borrower who migrates 190 miles from his “state of birth” is 17% more likely to default and 15% more likely to file for bankruptcy, while a borrower who continues to live in his state of birth is 14% and 10% less likely to default and file for bankruptcy, respectively. A borrower who moves to a rural area is 9% and 7% less likely to default and declare bankruptcy, respectively. We also find that measures of social networks, norms, and cooperation and trust (i.e., aggregate social capital) are inversely related to consumer bankruptcy.     

The Role of Positive and Negative Social Exchanges Between Adolescents,their Peers and Family as Predictors of Suicide Ideation

The role of positive and negative social exchanges between adolescents, their peers and family as predictors of suicide ideation was investigated in a national random sample of 1591 adolescents from the US National Comorbidity Survey. Four indexes measured socio-emotional exchanges by type (positive or negative) and by source (family or peers). Negative exchanges with family were associated with increased suicide ideation scores in younger (15–17) but not in older (18–19) adolescents. Positive support provided as significant buffering effect that was age-specific and independent of gender, income or mood disorders. Providers, especially social workers need to identify both positive and negative exchanges that adolescents experience with family and peers.     

A Story of Love and Debt: The Give and the Take of Linguistic Fieldwork

When a linguist goes into the field to work with a previously undescribed language, they aim at discovering what the language is like. What we linguists take away is knowledge—reflected in our publications, presentations and scholarly reputation. What we also get is the feeling of love for the languages and for the people, and the sense of indebtedness for what we learn and get given. The language communities expect us to produce dictionaries, story books and pedagogical materials. Academia and the communities place different expectations on linguists engaged in fieldwork research. I examine these, using the example of my own fieldwork with the Tariana, an Arawak-speaking group in the multilingual area of the Vaupés River Basin in north-west Amazonia (Brazil). The focus of the paper is a pedagogical workshop jointly run by myself with my Tariana-speaking adopted family.     

Associations of Alcohol and Marijuana Use With Condom Use Among Young Adults: The Moderating Role of Partner Type

This study used multiple levels of analysis to examine associations of alcohol and marijuana (AM) use with condom use, including the moderating role of partner type, in a general sample of 754 sexually active young adults (mean age = 18.6, SD = 0.63; 77% non-White). Multivariable models examined associations over the past 30 days (global) and at the most recent sexual event (event specific). Over the past 30 days, participants who had a recent casual partner and used both substances reported a higher proportion of condom-protected sexual events during this period compared to AM nonusers, whereas those who had a recent steady partner and used alcohol, marijuana, or both substances reported a lower proportion of condom-protected sexual events compared to AM nonusers. At the most recent sexual event, participants who used both substances were four times more likely than AM nonusers to have condom-protected sex if the event involved a casual partner; however, there were no significant associations if the event involved a steady partner. Marijuana use, particularly combined with alcohol use, deserves greater attention in the context of condom use. Future research should consider different levels of analysis and partner types to fully understand these complex associations.     

Prevalence Rates of Gambling Problems in Montreal,Canada: A Look at Old Adults and the Role of Passion

The purpose of the present research was to determine the prevalence rate of gambling problems in senior citizens (55 years and older). A community-dwelling sample composed of 810 old adults living in the greater Montreal area in the Province of Quebec completed the Revised South Oaks Gambling Screen (SOGS-R). Results revealed that the 12-month prevalence rate was 1.2% for pathological gambling and 1.6% for at-risk gambling. Although, these rates are comparable to those reported elsewhere in Canada and in the US for senior citizens, the at-risk gambling rate was significantly higher than the current one for the general population of the overall Province of Quebec. Finally, a smaller portion of participants also completed two key items from the Gambling Passion Scale (GPS). Results revealed that obsessive passion was higher for pathological gamblers than for at-risk and non-problematic gamblers, while harmonious passion was lower for pathological gamblers than for at-risk and non-problematic gamblers.     

Trust and Estate Planning: The Emergence of a Profession and Its Contribution to Socioeconomic Inequality1

This article offers a new perspective on the connection between socioeconomic inequality and occupations by examining the impact of trust and estate planners on global wealth stratification. While many studies treat the professions as mirrors of inequalities in their environments, this article looks at the ways professionals participate in the creation of stratification regimes. Trust and estate planners do this by sheltering their clients' assets from taxation, thereby preserving private wealth for future generations. Using tools such as trusts, offshore banks, and shell corporations, these professionals keep a significant portion of the world’s private wealth beyond the reach of the state. Trust and estate planning thus contributes to creating and maintaining socioeconomic inequality on a global scale. The significance of the profession has grown as wealth itself has become more fungible, spurring innovation in legal, organizational, and financial strategies, and thwarting a myriad of laws and policies designed to limit enduring inequality in modern, democratic societies.     

Debt out of control: The links between self-control,compulsive buying,and real debts

In a representative sample of the German population (n = 946), we explored the links between self-control, compulsive buying, and debts. Participants completed the self-control scale (Tangney, Boone, & Baumeister, 2004) and the German Addictive Buying Scale (Raab, Neuner, Reisch, & Scherhorn, 2005). Additionally, they gave information about their real debts. It was observed that self-control was negatively related to debts while compulsive buying was positively related to debts. Detailed analyses revealed that the link between self-control and debts was fully mediated by compulsive buying. Finally, there was a gender effect on compulsive buying: women were more prone to compulsive buying than men. Age also was significantly negatively related to compulsive buying and positively linked to self-control. Household income was not linked to self-control, compulsive buying, and debts. Implications for practice, policy, and research are discussed.     

Chapter 2: The Business Case for the Integration of Employee Assistance,Work-Life and Wellness Services

SUMMARY

Employee assistance programs (EAP), work-life programs and wellness programs are three commonly provided kinds of interventions that have the goals of reducing healthcare costs, improving employee performance and fostering a healthier workplace culture. The integration of these kinds of programs is a recent trend that has the potential to offer additional synergistic benefits. New studies have linked comprehensive delivery services that support human capital needs with bottom-line financial success of the company. This evidence can be used to make the business case for offering EAP, work-life and wellness services in an integrated capacity. However, while promising, the scientific evidence thus far in this area has methodological limitations and there are critical aspects that require further study.     

Predicting Responses to Volunteering among Adolescents in Israel: The Contribution of Personal and Situational Variables

The study examined positive and negative responses to volunteering (satisfaction with volunteering, perceived contribution to beneficiaries, and burnout) among 102 adolescents in Israel. The conceptual framework for explaining those responses was the ecological approach to the study of human development. In that context, the paper deals with the combined contribution of two ecological systems—the ontogenic system and the microsystem. The ontogenic system included sociodemographic variables (gender and religiosity), as well as empowerment resources. The microsystem included variables related to family context (parental volunteer activity and family support for volunteering), as well as to the context of volunteer activity (perceived rewards, difficulties with volunteering, and professional supervision). Sociodemographic variables and difficulties in relations with the provider organization predicted burnout, whereas rewards and professional supervision predicted satisfaction with volunteering. Empowerment contributed most to explaining volunteers’ perceived contribution to the beneficiaries of services.     

Socioeconomic Status and Age: The Effect of Income Sources and Portfolios on U.S. Adult Mortality

Despite the persistent inverse relationship between family income and mortality, no one has examined the effect of distinct income sources or income portfolios on mortality risk. We link the National Health Interview Survey to the Multiple Cause of Death file and use hazard models to examine income-related mortality across four age groups. Income from jobs, self-employment, interest, and dividends each predicts lower mortality at the younger, middle, and early old ages. Diverse income portfolios buffer against mortality risk at all ages, net of the amount of income received. These findings illuminate the various dimensions of income that shape U.S. mortality risks.     

Socialization and Newcomer Adjustment: The Role of Organizational Context

Research on how the context of work affects HRMpractices in general, and socialization practices inparticular, is relatively scarce. The present studyassesses a model linking context, socialization, and newcomer adjustment. Self-report data frombusiness school graduates after 4 months (N = 295) and10 months (N = 223) on the job revealed that mechanistic(vs. organic) structure, organization size, and jobs of high motivating potential were eachpositively associated with organizations' use of whatJones (1986) refers to as institutionalizedsocialization, and this form of socialization waspositively associated with newcomer adjustment. Contraryto expectations, neither a newcomer's bureaucraticorientation nor growth need strength moderated therelationship between socialization andadjustment.