Cohabiting couples: rethinking money in the household at the beginning of the twenty first century

This paper assesses the implications of existing research on the intra‐household economy for current debates about the emergence of new forms of radically democratic intimate relationships in ‘late modern’ or ‘world risk’ society. The different ways in which couples organise money are particularly important in evaluating these debates because as Pahl (1989 , 1997 , 1999 ) argues, money can be seen as a tracer for other aspects of a couples’ lives together, especially the power relationship between them. One of the groups currently thought to be in the vanguard of shifts to new forms of egalitarian and radically democratic intimate relationships are heterosexual cohabiting couples. So far however, there has been little, if any, research on the ways in which cohabiting couples organise money, particularly in Britain. This paper therefore assesses the possible implications of existing research on the intra‐household economy amongst heterosexual couples in the UK and elsewhere, for the ways in which cohabiting couples may possibly be organising household money in Britain today, and what light this sheds on current debates about shifts towards greater equality in new forms of intimate relationships. One of the main questions underlying the discussion concerns the extent to which trends towards individualisation in intimate relationships are coming to be associated with greater sharing and equality in the distribution of financial resources, as Giddens’ (1992 ) thesis would lead us to expect, or whether as Pahl (1999 ) and others ( Jamieson, 1999 ) have suggested, an increasing proportion of couples may now be coming to use individualised or privatised systems of money management which while enhancing individual control over finances, may nevertheless still be associated with the maintenance and reproduction of some very traditional gender inequalities between male and female partners, albeit in a new and apparently impersonal, ‘marketised’ form.     

The impact of privatization and change of social security systems upon living conditions of east German households

After the collapse of the communist regime East Germany became the prime example of a ‘Big Bang’ strategy of transformation. Rapid marketization and privatization brought about a disastrous economic downturn. But immense transfer payments from West Germany and the import of a well‐developed system of social security institutions accompanied the transformation, minimizing social costs. This article summarizes the main developments and analyzes their impact on the living conditions of East German households. The indicators presented cover labour force participation, business activities and economic inactivity in the household context; relative income position, poverty, income inequality and the self‐assessment of income changes; consumption and livelihood. The article reveals both the different experiences of gains and losses within East German society and the (in some respects) advantageous position of East German households compared with households in Hungary, Poland, and the Czech and Slovak Republics.     

Social exclusion,mobility and access1

Much of the literature on social exclusion ignores its ‘spatial’ or ‘mobility’ related aspects. This paper seeks to rectify this by examining the mobile processes and infrastructures of travel and transport that engender and reinforce social exclusion in contemporary societies. To the extent to which this issue is addressed, it is mainly organized around the notion of ‘access’ to activities, values and goods. This paper examines this discourse in some detail. It is argued that there are many dimensions of such access, that improving access is a complex matter because of the range of human activities that might need to be ‘accessed’, that in order to know what is to be accessed the changing nature of travel and communications requires examination, and that some dimensions of access are only revealed through changes in the infrastructure that ‘uncover’ previously hidden social exclusions. Claims about access and socio‐spatial exclusion routinely make assumptions about what it is to participate effectively in society. We turn this question around, also asking how mobilities of different forms constitute societal values and sets of relations, participation in which may become important for social inclusion. This paper draws upon an extensive range of library, desk and field research to deal with crucial issues relating to the nature of a fair, just and mobile society.     

The allocation of money in cross-class families

This paper examines the patterns of income allocation in cross-class families; that is, in families in which the wife is employed in higher level white-collar or professional employment, and the husband in manual work. Following the work of Jan Pahl (1982 and 1983) families are categorised according to their system of money management. The majority of families here employ either a ‘one purse’system based upon joint family funds, or an independent system based upon separate bank accounts. In addition, couples who use an ‘allowance’system, a shared system, or a variant of the independent system with only one-earner are discussed. Whenever possible, qualitative reports from the families interviewed are drawn upon. The paper reveals ways in which gender-specific behaviour may be observed through the study of families’allocative systems. In particular, the wives’propensity to assume responsibility for food shopping, regardless of the couples’sources of income or allocative pattern chosen, is demonstrated. In addition, however, the source of income – specifically cash payments to the husbands – is seen to have an independent effect upon the couples’perceptions of money within the family. The paper concludes with speculation as to why the majority of these affluent families employ a system of joint family funds.     

Immigration,segregation and social cohesion: is the ‘German model’ fraying at the edges?

In this article, we analyse immigrant integration against the background of German society’s social cohesion. First, we examine the integration process and policies with regard to the integration of first-generation labour migrants into the German ‘national society’ since the 1960s. Even though these ‘guest workers’ were confronted to ethnic and political exclusion owing to the so-called German integration model, they experienced socio-economic integration and, at the local level, some form of political participation. Secondly, we analyse the policies and the integration process of immigrant youth, specifically those of Turkish descent, into contemporary German society, the social cohesion of which is impeded by social exclusion and urban segregation. Our hypothesis is that – in spite of a long-standing refusal to recognise itself as an immigration country – Germany has to some extent incorporated its migrants and achieved an integration consensus, while paradoxically, national integration models in several other Western European countries are currently going through a deep crisis.     

What It Feels Like for a Whore: The Body Politics of Women Performing Erotic Labour in Hong Kong

This article seeks to investigate the complexity of the working experiences of female prostitutes in Hong Kong, using an oral history approach. Based on 13 in‐depth interviews, I depict my respondents as performing the skilled emotional labour of sex in exchange for their clients’ money. Looking at the ways in which the women manage the job, the self and the business, I argue that their major problem is not with the commercial transaction (that is, the content of the work itself), nor with the ‘conflict’ between their personal and work selves, but with the social stigma, surveillance and dangers at their workplaces. Inspired by a post‐structuralist conception of power and identity formation, I propose a women‐centred lived‐experience feminist approach in the hope of filling the gap between the bipolar imageries of ‘sexual slavery’ or ‘sex radical’ that have been thrown up in the feminist debate over the meaning of prostitution. This approach emphasizes the inter‐relationships among women’s lived experiences, the micro‐sites of social surveillance and the macro‐condition of wider society. Although Hong Kong female prostitutes are not ‘political’ in fighting for their rights and benefits, they have tended to take the path of micro‐resistance in combating societal domination. They negotiate an identity of the ‘prostitute’ that is sensitive and flexible to different institutional areas that seems to jeopardize the neat binaries of madonna/whore, good girl/bad girl, victim/warrior, conformist/radical. This allows them to create their own space to work and survive.     

Giving,Saving, Spending: What Would Children Do with £1 Million?

This article explores children's responses to a single question: ‘If someone gave you £1 million today, what would you do with it?’ Although such an exploration might seem trivial, we argue that their responses provide important insights into children's values and priorities. One‐third intend to spend it all, one quarter to save it. But the largest group claim that they would give all or some of the money away. Their responses highlight the divergent ways in which children use money to foster particular forms of social relations and social standing. Against the prevalent discourse of consumer society, the dominant theme of giving may indicate that the individualism of neoliberalism is less pervasive than is often feared, but also suggest that further research is needed into the social contexts and processes which encourage children to be ‘givers’, ‘savers’ or ‘spenders’.     

Money in the household: some underlying issues of power

This paper addresses criticisms of a number of papers (Vogler and Pahl, 1993, 1994; Vogler, 1994) in which we attempted to explore the relationships between money, power and inequality within marriage. Subsequent criticisms have mainly centred around the concept of power that we used in those papers. It has been suggested that we either lacked a theory of power (Rottman, 1996) or that our conceptualisation of power as control over decision making was too limited (Shove, 1993). I would argue however, that while it was not made explicit in our original papers our findings point towards a more general theory of power in the household, namely to a modified version of Lukes’ three dimensional model of power. While we initially conceptualised power as control over decision making (Lukes’ first dimension of power) our findings also show the importance of ideological and cultural factors (Lukes’ third dimension of power) as both a cause and a consequence of the allocative systems couples use to organise money within the household. More theoretically, I also suggest that discourses about money within the household may be part of, and operate in a similar way to discourses of decision making at the broader political level. It may therefore be possible to conceptualise the different ways of managing money within the household as mini political systems akin to different sorts of democracy at the broader political level, and with similar consequences for gender relations.     

What Is a Social Enterprise? Revising Old Concepts and Interviewing Social Entrepreneurs

The concept of social enterprise (SE) has been developed by an emerging and collective effort of scholars over the world. However, a comprehensive meaning of ‘SE,’ which embeds traditional knowledge of organizational management has potential to be explored further. Due to the relevance of ‘SE’ in the contemporary society, new conceptual and practical insights are desirable. This study proposes to shed light on building up a definition for ‘SE’ that is inspired by existing definitions of organization and ‘SE’ and rely on real-world evidence. Literature review and comprehensive interviews with social entrepreneurs were conducted. Data analysis defines ‘SEs’ as an autonomous organization managed in a participative way and created by and for the community, with a relatively identifiable boundary, that strives to generate social wealth, and for this, produces goods and/or services that guarantee its financial viability, consequently, its continuity. Its integration into its environment generates consequences guided by social, economic, and environmental goals.     

Perceptions of health and well-being in transition societies: some results of a qualitative study carried out in the Ukraine

This article reports on research carried out within the scope of the Inco-Copernicus Programme, from 1999 to 2002, on ‘Health and Well-Being in Transition Societies’. In particular, it presents the results of a qualitative study carried out in the Ukraine. On the basis of in-depth interviews and two biographical interviews, data are analysed on the following topics: employment situation, informal economy, perception of health and well-being, perception of social services, perception of social exclusion, crisis and low expectations, coping strategies, and perceptions of citizens’ rights. It concludes that transition has meant important change that has had a significant effect upon the Ukrainian population.     

Exploring the Concepts of Recognition and Shame for Social Work

Recognition and shame are both concepts that potentially offer social workers a structure to build practice on; two states experienced by both social workers and service users. ‘Recognition’, within social, political and economic thought, has been established as a field in which inequality and exclusion can be analysed. Social work theorists have also made inroads into exploring its reach. ‘Shame’ in twentieth century and contemporary sociological and psychoanalytical accounts, is understood as a force in limiting human agency, well-being and capacity This paper briefly outlines some of the defining ideas in circulation in relation to recognition and shame, and then briefly considers how psychoanalytical and contemporary social structural analysis builds on this, making links to contemporary social work thinking throughout. The paper also specifically considers some of the uses of recognition and shame for thinking about social worker and service user ‘well-being’, and the connections, through both the relational and the socio-political, which inflect social work practice.     

‘It's kind of saving them a job isn't it?’ The consumption work of household recycling

Consumers play an integral role in societal divisions of labour. Rather than simply consume, they frequently perform labour. Incorporating consumers into the division of labour poses a challenge to this foundational and enduring concept, given its traditional focus on the technical division of tasks/skills within a labour process. Yet, insofar as completion of a circuit of production, distribution, exchange and consumption is predicated on consumers undertaking work in order to/after they consume, analysis of the division of labour would be incomplete without their inclusion. This paper uses the case of household recycling to demonstrate the importance of ‘consumption work’ for the organization of the waste management industry in England. By sorting their waste, consumers initiate a new economic process, providing feedstock (such as metals, plastics and paper) which in turn creates jobs/profits within the recycling, processing and manufacturing industries. Consumers also reconfigure public and private sector responsibilities when they sort their recyclable materials from general household waste, revealing the interdependency of consumption work with labour conducted under different socio‐economic relations and across differing socio‐economic domains. This paper makes the case for a renewed conception of division of labour to account for transformations and interconnections between work of different forms within contemporary society.     

Natural relations: horses,knowledge, technology1

Maintaining the tensions and divisions between the human and non‐human, nature and culture has been a mainstay of Euro‐American thought. Drawing upon two studies of people's associations with horses, we examine how these divisions are being reworked in the social sciences as well in everyday life. We focus on how different ideas about ‘horses’, ‘horsemanship’ and how knowledge is acquired, accomplishes different social worlds. Specifically, what emerges in these differential discourses is that a paradox is put into play to make a distinction between traditional and contemporary ways of being in relation to nature and the animal; it is the paradox of what we want to refer to as ‘natural technologies’. We suggest that the paradox of ‘natural technologies’ is a proliferating feature of Euro‐American cultural life that troubles old divisions between nature and culture and propose that it indicates less about a politics of nature than a politics of culture. Specifically, we show that the preoccupation with bringing nature, and the non‐human, more into alignment with the human promotes ethics and equality as matters of lifestyle choice to the exclusion of very specific ideas about tradition, hierarchy, evolution and socialization.     

Father Doesn’t Know Best? Parents’ Control of Money and Children’s Food Insecurity

Although developing‐country research has found that spending on children varies depending on which parent controls income, developed‐country research tends to ignore intrahousehold allocation. This study uses Fragile Families and Child Wellbeing Study data (N= 1,073 couples) to analyze how mothers versus fathers controlling money affects U.S. children’s food insecurity. Results show children are far less likely to experience food insecurity when parents’ pooled income is controlled by their mother than when it is controlled by their father or even when it is jointly controlled. By examining this association between resource control and child well‐being, this study suggests that child outcomes may be improved by altering control over household money, responsibility for feeding work, or both.     

Body,dress and cultural exclusion: Experiences of Pakistani women in ‘global’ Hong Kong

Underneath a veneer of racial harmony and acceptance, racial discrimination is widespread at many different levels of life in Hong Kong, the so-called ‘global city’. For decades, some minority communities have lived with subtle but institutionalized and cultural discrimination permeating their existence. In recent years, social exclusion has been one of the important themes in policy debates in Hong Kong. It is increasingly recognized that there is a close relation between ‘ethnicity’ and ‘social exclusion’. According to our research on the life situation of the South Asian minority in Hong Kong, experiences of exclusion are common. This paper focuses on investigating dress as a form of cultural exclusion among Pakistani women in Hong Kong and how mainstream society constrains the bodies of its members through dress.     

The social consequences of unemployment in hungary—a household perspective

In this article the following hypotheses are tested using the Hungarian Household Panel Survey and the SOCO data: (a) Poverty is more likely to be felt by ‘unemployed’ households (i.e. households in which one or more members are unemployed) than by ‘non‐unemployment’ households (i.e. households in which none of the members are unemployed); and (b) A household is more likely to be poor if the head of the household becomes unemployed rather than if the spouse or one of the elder children do. The analysis shows that unemployment is closely related to all aspects of poverty (e.g. income, expenditure, and subjective‐poverty), but this association is especially strong in the case of income. It also demonstrates that poverty is more likely when the head of the household, rather than any other member of the household, becomes unemployed. After controlling for all variables we see that when the head of the household becomes unemployed the probability of being poor increases only with regard to income‐ and subjective‐poverty. Wealth‐ and housing‐poverty are not influenced by unemployment in the household. By comparison, in the other Central European countries, when the head of the household becomes unemployed, the probability of being poor increases in all aspects of poverty. This finding suggests that unemployment in Hungary seems to be less devastating than in other post‐socialist countries.     

Money and relationships online: communication and norm formation in women’s discussions of couple resource allocation

Research on intra‐household resource allocation practices has largely ignored the role of communication within but especially beyond the household. This article shows that discussions engaged in outside of the household shed light on intra‐household deliberation and also contribute to an understanding of how norms are formed and used in discussions and negotiations. Using data from the website Mumsnet, and grounding our analysis in a framework that combines the literature on gender norms in allocation practices with insights from the study of online communication, we contribute to the sociological literature on household distribution in three ways: first, we show that women use discussion sites like Mumsnet to clarify and sometimes contest social norms regarding money and relationships; second, we show that users conceive the ability to communicate with partners as a source of ‘relationship power’ and use online discussion with other women to develop that skill; third, we argue that sites like Mumsnet provide fresh insights into household resource allocation processes. The article concludes with a broader discussion of the role of communication in household distribution and the value of online data for understanding such processes.     

Marginal movements and minority struggles? The case of the Japanese minority social and labour movements

In Japan, some of the socially, economically and politically marginalised have developed robust social and labour movements that engage with mainstream society. These movements have developed strategies challenging the conditions of the excluded, while also highlighting pathways to establish, or enhance, individual and collective participation in the labour market and the wider society. Two distinct though related, social and organisational forms of these movements are elaborated – firm‐centred and community centred respectively. The former especially has a combative past in the labour struggles of the 1950s in what are known as sa'ha shōsū‐ha kumiai (left wing Minority union, or, Minority‐faction union). However, this does not mean Minorities are inherently leftist in orientation. In the 1940s and 1950s, during a period of radical union hegemony, a collaborative form of second unions developed assisting the purge of radical leaderships. Our focus here is on a contemporary radical democratic current. While articulating concerns of those in full time employment outside the political mainstream they may also represent ethnically and otherwise socially marginalised workers. The community unions, a form of what are known as ‘new‐type union’, shingata kumiai (this term will be used here to describe the community unions) articulate the concerns of those socially and economically marginalized in the community and the wider labour market. Controversially, the term ‘Minority union’ is used to depict the different forms of oppositional social movement union in a broader sense than is typically understood in the literature. This is because they share a common concern with the articulation of Minority social and political interests in the context of the employment relationship and the local community. In considering the character of these social movement unions the article seeks to add to what Price (1997 ) describes as ‘bottom up history’ which we term ‘sociology from below’.     

Twenty‐first century dis‐ease? Habitual reflexivity or the reflexive habitus

While certain theorists have suggested that identity is increasingly reflexive, such accounts are arguably problematised by Bourdieu's concept of habitus, which – in pointing to the ‘embeddedness’ of our dispositions and tastes – suggests that identity may be less susceptible to reflexive intervention than theorists such as Giddens have implied. This paper does not dispute this so much as suggest that, for increasing numbers of contemporary individuals, reflexivity itself may have become habitual, and that for those possessing a flexible or reflexive habitus, processes of self‐refashioning may be ‘second nature’ rather than difficult to achieve. The paper concludes by examining some of the wider implications of this argument, in relation not only to identity projects, but also to fashion and consumption, patterns of exclusion, and forms of alienation or estrangement, the latter part of this section suggesting that those displaying a reflexive habitus, whilst at a potential advantage in certain respects, may also face considerable difficulties simply ‘being themselves’. ‘I noticed how people played at being executives while actually holding executive positions. Did I do this myself? You maintain a shifting distance between yourself and your job. There's a self‐conscious space, a sense of formal play that is a sort of arrested panic, and maybe you show it in a forced gesture or a ritual clearing of the throat. Something out of childhood whistles through this space, a sense of games and half‐made selves, but it's not that you’re pretending to be someone else. You’re pretending to be exactly who you are. That's the curious thing.’ ( DeLillo, 1997 : 103)