Effects of an Individual Development Account Program on Retirement Saving: Follow-up Evidence From a Randomized Experiment

We examine the 10-year follow-up effects on retirement saving of an individual development account (IDA) program using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the saving, including contributions to retirement accounts. The results indicate that as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.     

Assessment of a State TANF Funded IDA Initiative: A Case Study

Individual development accounts (IDAs), wealth-building programs for the working poor, have existed since the late 1980s. Current research suggests that IDA programs benefit families while contributing to local and state economies. This program evaluation assessed the impact of one state Temporary Assistance for Needy Families (TANF)-funded IDA initiative. Quantitative and qualitative data were collected from four agencies chosen using cluster sampling across the state. Agency programmatic and participant data from the last year of operation (N?=?160) were examined. Agencies also provided contact information for three participants who had graduated and three who exited the program prematurely in the past year of operation. In person, interviews were held with agency directors (n?=?6) and IDA participants (n?=?11) were interviewed by telephone. Results indicate that 69% (n?=?111) of IDA enrollees successfully completed the program. IDA participants who exited the program prior to completion also expressed benefits associated with the time in which they were involved. Programmatic and individual benefits and challenges reported guide recommendations for improving IDA marketability, participant outcomes, and organizational performance rates. A critical implication of the findings is the need to expand the use and design of IDA programs legislatively to better serve historically oppressed and working poor families more effectively.     

Building assets from birth: a global comparison of Child Development Account policies

Asset building is a growing theme in public policy, and building assets from birth in the form of Child Development Accounts is now occurring in several countries. This article provides an overview of the Child Development Account policies in Singapore, Canada, the UK and Korea, and the proposed policy in the USA. The key elements of inclusiveness, progressivity, coherence and integration, and development are explicated and discussed.     

Dimensions of Structural Disadvantage: A Latent Class Analysis of a Neighborhood Measure in Child Welfare Data

ABSTRACT

Contextual constructs, such as neighborhood structure, may contribute to child welfare involvement. Secondary data analysis is used with the nationally representative, longitudinal National Survey of Child and Adolescent Well-Being-II (N = 5,872). This study employs latent class analysis (LCA) to identify the number of classes needed to explain the distribution of caregiver responses on the Community Environment Scale. LCA is ideal for this study to identify meaningful groups of caregivers involved with child welfare using neighborhood risk factors. Three latent classes are identified: high social order/medium social capital; high social order/low social capital; low social order/low social capital. Multinomial logistic regression tests whether there are significant differences across the classes, partially validating the LCA that poor, minority caregivers live in neighborhoods with lower social order and capital. Understanding neighborhoods as “high” versus “low” risk may not fully illuminate contextual risk factors in order to develop neighborhood-based interventions. This study reveals that there is a third group of caregivers who reside in places with higher social order but lower social capital. Social capital might be an important factor in preventing child maltreatment. Future work is needed to understand additional individual and neighborhood characteristics that predict membership in each class.     

Financial Capability,Asset Ownership,and Later-Age Immigration: Evidence From a Sample of Low-Income Older Asian Immigrants

We examined financial capability and asset ownership among low-income older Asian immigrants with special attention given to later-age immigrants who came to the United States when they were 55 years old or older. Survey data collected from supported employment program participants (N = 150) were used. The analyses demonstrated a low level of financial knowledge and asset ownership in the sample. The findings also indicated that later-age immigrants’ financial-management skills, knowledge of social programs, and asset ownership were significantly lower than those of young-age immigrants. These findings call for active interventions to enhance economic security among low-income older Asian immigrants.     

Biased Mentalizing in Children Aged Seven to 11: Latent Class Confirmation of Response Styles to Social Scenarios and Associations with Psychopathology

A new approach to the measurement of mentalizing is introduced. Instead of measuring the presence or absence of mentalizing capacity, the current study aimed at developing a mentalizing task that focuses on investigating biases in mentalizing through the use of ambiguous peer‐related social scenarios. The response consistency of 659 children was investigated in a community sample of children aged seven to 11. Confirmatory latent class analysis allocated children to three groups on the basis of their responses: an overly positive style (OP), a rational/neutral style (R) or an overly negative style (ON). Children classed as OP showed a greater likelihood of being above cut‐off on a population screen for externalizing disorder. Over a two‐year follow‐up period, the children who were classified as R were most likely to remain so whereas the OP and ON children were found to change group. The results are discussed in the context of social‐cognitive research in this age group. Further studies should examine the external validity of the mentalizing task because the results reported here concern only internal construct validity.     

Assessing the Participation of Women in Microfinance Institutions: Evidence From a Multinational Study

ABSTRACT

Microfinance institutions (MFIs) typically offer small credit services with no collateral to low-income clients, particularly women microentrepreneurs. Evidence suggests that microcredit services are an effective tool for the social and financial empowerment of women and have a significant impact on maternal health, children's education, and sustainable economic growth. With multiple financial institutions offering various microfinance services, women's participation as borrowers has changed. We examine the variation in women borrowers’ participation rates in 105 developing countries by analyzing participation rates using selected determinants such as legal status, outreach, external control, and target clients. Results indicate a preference for unregulated MFIs, particularly nongovernmental organizations (NGOs), which suggests that in spite of the advent of formal financial institutions, women in developing countries are more likely to seek loans from grassroots MFIs. However, with more commercial banks offering microcredit and microsavings with a preference for borrowers with assets, women could be left behind. This raises important questions regarding the objectives of microfinance services and empowerment of women. Future studies should examine the impact of transformations of NGO MFIs on low-income women clients.     

Developmental Trajectories of Social Justice Values in Adolescence: Relations with Sympathy and Friendship Quality

This study examined developmental trajectories of social justice values (SJV) in a representative sample of Swiss adolescents (N = 1258) at 15 (Time 1), 18 (Time 2), and 21 years of age (Time 3). SJV and friendship quality were measured via self‐reports. Sympathy was assessed via self‐ and mother‐reports. Latent class growth analysis revealed three developmental trajectories of SJV: high‐stable (80 percent), moderate‐decreasing (17 percent), and low‐increasing (3 percent). Adolescents with low levels of self‐ and mother‐reported sympathy were more likely to be members of the low‐increasing than the high‐stable or moderate decreasing trajectory groups. Adolescents who reported low levels of sympathy and friendship quality at 15 years of age were more likely to be members of the moderate‐decreasing trajectory group than the high‐stable trajectory group. Results are discussed with respect to the potential significance of sympathy and friendship quality for understanding the development of SJV during adolescence.     

Childhood origins and adult destinations: The impact of childhood living conditions on coexisting disadvantages in adulthood

The aim of this study was to analyse linkages between childhood living conditions and coexisting disadvantages in adulthood. Analyses were based on the Stockholm Birth Cohort, consisting of more than 14,000 individuals born in 1953, followed up until 2007. Based on education, labour market outcomes, economic poverty and health, four outcome profiles with varying levels of disadvantage were identified by means of latent class analysis. Coexisting disadvantages were present in approximately one‐fifth of the individuals. Low educational attainment, social welfare recipiency and mental health problems simultaneously occurred in two of the profiles, suggesting that these dimensions are highly interconnected. Results from multinomial regression analysis showed that individuals who had experienced disadvantaged childhood conditions had particularly high risks of ending up in these two outcome profiles, with or without the presence of unemployment. Key Practitioner Message: ● Four outcome profiles with varying combinations of adult disadvantage are identified; ● Coexisting disadvantages are present in approximately one‐fifth of the individuals; ● Those experiencing adverse childhood conditions have higher risks of coexisting disadvantages, with or without the presence of unemployment.     

网络极端情绪人群的类型及其政治与社会意涵——基于中国网络社会心态调查数据（2014）的实证研究

本文以社会化媒体的用户为中心,以用户的网络极端情绪表达为切入点,考察中国社会化媒体空间中的群体类型,并探讨各群体的客观背景特征,以及各群体的政治态度和网络表达行动。对中国网络社会心态调查数据（2014）的潜类分析表明,我们可以根据微博用户表达的极端情绪将其划分为“酱油众”“冷漠族”“铁血爱国派”“愤世嫉俗派”和“民粹主义者”五类群体。其中,“民粹主义者”具有一定的“草根左派”色彩,“铁血爱国派”具有某种“亲体制左派”的色彩,“冷漠族”则倾向于“温和右派”,“愤世嫉俗派”倾向于“激进右派”。就政治态度而言,“愤世嫉俗派”对体制的态度最为负面,“民粹主义者”对政府的信任度最低,而“铁血爱国派”对体制的态度最为正面,对政府的信任度最高。就网络行动而言,“民粹主义者”使用网络暴力和参与在线抗议的可能性都最高,其次是“愤世嫉俗派”和“铁血爱国派”。文章最后指出,对互联网用户极端情绪的研究是理解中国网络社会的重要窗口。     

The Stability and Change of Value Structure and Priorities in Childhood: A Longitudinal Study

This longitudinal study explores the stability and change of values in childhood. Children's values were measured in Poland three times (with one‐year intervals) using the Picture Based Values Survey (PBVS‐C; Döring, Blauensteiner, Aryus, Drögekamp, & Bilsky, 2010), developed to measure values differentiated according to the circular model of Schwartz (1992). 801 children (divided into 5 cohorts aged 7, 8, 9, 10, and 11 years at the first measurement occasion) completed the PBVS‐C three times on a yearly basis. Separate analyses were performed for each cohort using the data of the three measurement occasions. Multidimensional scaling revealed that, in children, Schwartz's (1992) circular structure of values is stable and does not change over time. Although priorities of values displayed moderate stability over time, the means changed between the ages of 7 and 11 years. Specifically, latent growth curve modeling revealed changes in children's values hierarchy as indicated by the decrease in the mean level of conservation values and the increase in the mean level of openness to change values. Self‐transcendence and self‐enhancement also changed in different directions. As indicated by mean levels over time, self‐transcendence first increased in importance, slightly decreased, and finally increased again. In contrast, self‐enhancement first decreased in importance, then increased, and finally began to decrease again.     

Attitudes Toward Gays and Lesbians: A Latent Class Analysis of University Students

ABSTRACT

The profession of social work advocates for civil rights for gay men, lesbians, and bisexual persons. However, a number of social work students and practitioners harbor antigay bias that in prior variable-centered research has been determined to be related to race, relationship status, and age. The purpose of this research was to use latent class analysis (LCA), a person-centered statistical technique, to cluster 394 university student survey responses to the Attitudes Toward Lesbian and Gays short-form instrument. The analyses indicated three groups that can be profiled as unbiased, moderately biased, and highly biased. Analysis of variance and multinomial regression verified LCA findings that are consistent with prior research. The importance of selecting appropriate educational approaches to address antigay bias among social work students and practicing social workers is discussed, and recommendations for continued research, including a national random survey of social work students and licensed social workers, are made.     

从革命到后革命:一个村庄政治运动的历史轨迹——兼论阶级话语对于历史的建构

政治运动是 2 0世纪 5 0～ 70年代我国用以塑造革命化社会权威与秩序的重要方式 ,作为影响此一时期社会发展的一个重要现象 ,其本身又存在着自身的发展走向和惯性 ,即从革命到后革命状态的历史变奏。运用口述史和田野调查的方法考察某一村庄政治运动的历史 ,场景化地展示这一走向和惯性在微观场域中的演绎 ,可以进一步揭示出国家权威性政治话语与具体历史事件之间的动态关系     

Psychiatric nursing in the Netherlands and Great Britain: class,status and gender in the making of a profession

ABSTRACT

In most Western countries psychiatric nursing, from the late nineteenth century onwards, developed as a specialization under medical supervision and within one general training scheme for all nurses. In the Netherlands as well as in the United Kingdom (UK), this occupation, initiated by psychiatrists, more or less distanced itself from somatic nursing. A comparison of the twentieth-century development of psychiatric nursing in these two countries shows similarities in its basic conditions and some of the problems it faced, but also some remarkable differences, which are largely of a social nature. We argue that Dutch mental health nurses, in cooperation with asylum doctors rather than in opposition to them, succeeded in establishing a stronger professional identity than their British colleagues: earlier in time and to a greater extent they had opportunities to voice their views on their work and to define the social and didactic nature of their vocation. Our explanation of these national contrasts focuses on gender, class and social status, which had dissimilar effects in the two countries because of some fundamental differences in the hierarchies and religious affiliations of institutional psychiatry as well as in the more general class structure of the Netherlands and the UK.     

How socialization goals and peer social climate predict young children's concern for others: Evidence for a development shift between 2 and 4 years of age

Children's concern for others is shaped through socialization, but current theories make different predictions as to how and when in development this socializing occurs. Here we found that mothers' prosocial socialization goals (SGs) predicted concern for others in 2‐year‐old (n = 804) and 4‐year‐old (n = 714) children. In contrast, preschool teachers' SGs predicted concern for others only for 4‐year‐old children. In addition, a positive social climate among classroom peers predicted 4‐year‐olds' prosociality. These results suggest that the nuclear family environment impacts toddlers' concern for others before the broader social environment shapes their prosociality at preschool age.     

Encouraging a peer in need: The impacts of social anxiety and peer familiarity

Extant research has produced conflicting findings regarding the link between social fearfulness and prosocial behavior, with some studies reporting negative relations and others reporting null effects. Furthermore, these studies have focused predominantly on toddlerhood, and few have examined prosociality between peers. The present study investigated whether the link between social anxiety and prosocial behavior (i.e., providing encouragement) varied depending on interpersonal and situational factors (i.e., one's familiarity with a peer, and the level of support sought by a peer, respectively). We tested this question using a multimethod approach, which included ecologically valid stress-inducing task and dyadic design with a sample of 9- to 10-year-olds (N = 447). Results revealed that social anxiety was related negatively to providing encouragement among familiar and unfamiliar dyads. In familiar dyads, however, this main effect was qualified by an interaction with the level of support sought by one's peer. Compared to those low in social anxiety, children high in social anxiety provided relatively less encouragement in response to higher levels of support seeking from their peers. The findings are considered in relation to theorizing regarding the effect of overarousal on children's prosocial behavior.     

Seeking Safety and Humanity in the Harshest Immigration Climate in a Generation: A Review of the Literature on the Effects of Separation and Detention on Migrant and Asylum-Seeking Children and Families in the United States during the Trump Administration

In recent years, families with children from the Northern Triangle countries of Central America constitute a large and growing proportion of migrants and overall filed asylum claims. In an effort to deter overall immigration through the U.S.–Mexico border, the executive branch under the Trump administration has made substantial changes to federal immigration and asylum policy in recent years. Given the sensitive nature of early development and the hardship and trauma that many migrant children have experienced, immigration policies that do not prioritize child wellbeing, and in fact, neglect or harm it, can have lifelong negative consequences on physical and psychological wellbeing. In light of the scope of children and families affected by these policies and potential magnitude of their effects, the present review aimed to: 1) outline federal immigration policies under the Trump administration that primarily impacted migrant children and families; 2) review the research base regarding the effects of these policies on physical safety and health, development, mental health, family wellbeing, and education; and 3) provide policy recommendations to prevent further harm, mitigate the great harm already done, and prioritize child wellness moving forward. Findings from the review indicate that even short experiences of detention, particularly when children are separated from parents and caregivers, are associated with serious, lasting negative effects across every domain of functioning. The practices of separation, detention, and removal to temporary encampments compound traumatic experiences that migrant families are often fleeing, which in turn may set up already vulnerable children for a trajectory of continued marginalization. Future directions for research and implications for policy and practice are discussed.