The gender wealth gap:structural and material constraints and implications for later life

Wealth is an important measure of economic well-being, because while income captures the current state of inequality, wealth has the potential for examining accumulated and historically structured inequality. This presentation documents the extent of gender inequality in wealth for Canadian women and men aged 45 and older. The analysis uses data from the 1999 Canadian Survey of Financial Security, a large nationally representative survey of household wealth in Canada. Wealth is measured by total net worth as measured by total assets minus debt. We test two general hypotheses to account for gender differences in wealth. The differential exposure hypothesis suggests that women report less wealth accumulation because of their reduced access to the material and social conditions of life that foster economic security. The differential vulnerability hypothesis suggests that women report lower levels of wealth because they receive differential returns to material and social conditions of their lives. Support is found for both hypotheses. Much of the gender differences in wealth can be explained by the gendering of work and family roles that restricts women's ability to build up assets over the life course. But beyond this, there are significant gender interaction effects that indicate that women are further penalized by their returns to participation in family life, their health and where they live. When women do work, net of other factors, they are better able to accumulate wealth than their male counterparts.     

Gender and Job Satisfaction in Urban China: The Role of Individual,Family, and Job Characteristics

This study examines gender differences in job satisfaction in urban Chinese, whether individual achieved status, family and household characteristics, and job characteristics explain these differences, and whether these factors are associated with men’s and women’s job satisfaction differently using a national representative sample of 1,641 men and 1,375 women from the 2006 Chinese General Social Survey. Urban Chinese women are less satisfied with their jobs than urban Chinese men. This gender difference is largely explained by women’s underrepresentation in the Chinese Communist Party and their inferior jobs. Family and household characteristics have stronger impact on women’s job satisfaction than on men’s, but achieved status and job characteristics have similar associations with job satisfaction for men and women. These findings suggest that persistent gender inequality is detrimental to women’s well-being at the workplace.     

Relatively Different? How do Gender Differences in Well-Being Depend on Paid and Unpaid Work in Europe?

Absolute as well as relative hours of paid and unpaid work may influence well-being. This study investigates whether absolute hours spent on paid work and housework account for the lower well-being among women as compared to men in Europe, and whether the associations between well-being and hours of paid work and housework differ by gender attitudes and social context. Attitudes towards women’s and men’s paid work and housework obligations may influence how beneficial or detrimental it is to spend time on these activities, as may social comparison of one’s own hours to the number of hours commonly spent among similar others. A group of 13,425 women and men from 25 European countries are analysed using country fixed-effects models. The results suggest that while men’s well-being appears to be unaffected by hours of paid work and housework, women’s well-being increases with increased paid working hours and decreases with increasing housework hours. Gender differences in time spent on paid work and housework account for a third of the European gender difference in well-being and are thus one reason that women have lower well-being than men have. Gender attitudes do not appear to modify the associations between hours and well-being, but there is a tendency for women’s well-being to be higher the less housework they do compared to other women in the same family situation and country. However, absolute hours of paid work and housework appear to be more important to women’s well-being than relative hours.

Gender and Aging in the Developing World: Where Are the Men?

In recent years, both population aging and gender issues have gained prominence in international forums concerned with population. It is frequently asserted or implied that older women are universally more vulnerable to social, economic, and health disadvantages than older men. The most significant manifestation of this exclusive concern with women when considering gender and aging is the Plan of Action adopted by the Second World Assembly on Aging in 2002. The assumed relative disadvantage of elderly women is commonly attributed to gender differences in earlier life experiences. But are older women truly disadvantaged globally with respect to all or most essential aspects of well‐being? The authors provide empirical evidence that clearly shows that older women are not invariably disadvantaged vis‐à‐vis men. In particular, they call into question the wisdom and equity of a virtually exclusive emphasis on the needs of women when incorporating gender concerns into policies and programs related to aging. A more balanced perspective that recognizes gender as a potential, but not necessarily central, marker of vulnerability for various aspects of well‐being in specific settings and times, and that allows for male as well as female disadvantage, would serve the current and future elderly generations far better.     

Economics and Well-Being of Older Divorced Persons

The purpose of this research was to compare gender differences in postdivorce cconomic factors and in the well-being of older persons who were in long-term marital relationships. Although more women were depressed, overall there were no significant gender differences in postdivorce adjustment. Data suggest present income is the best predictor of well-being for both genders, and reliance on types of gender related income have a negative impact on women. Findings are discussed in terms of implications for structural changes, policy modifications, and direct practice issues.     

Gender Differences in the Consequences of Divorce: A Study of Multiple Outcomes

In this study, I examined gender differences in the consequences of divorce by tracing annual change in 20 outcome measures covering four domains: economic, housing and domestic, health and well-being, and social. I used data from the German Socio-Economic Panel Study (SOEP) and fixed-effects panel regression models on a sample of N = 18,030 individuals initially observed in a marital union, N = 1,220 of whom divorced across the observation period (1984–2015). Three main findings emerged from the analysis. First, men were more vulnerable to short-term consequences of divorce for subjective measures of well-being, but postdivorce adaptation alleviated gender differences in these outcomes. Second, a medium-term view on multiple outcomes showed more similarity than differences between women and men. The medium-term consequences of divorce were similar in terms of subjective economic well-being; mental health, physical health, and psychological well-being; residential moves, homeownership, and satisfaction with housework; and chances of repartnering, social integration with friends and relatives, and feelings of loneliness. Third, the key domain in which large and persistent gender differences emerged were women’s disproportionate losses in household income and associated increases in their risk of poverty and single parenting. Taken together, these findings suggest that men’s disproportionate strain of divorce is transient, whereas women’s is chronic.     

Caregiving and Care-Receiving:

Many aspects of aging are women's issues. Yet research on aging has, until recently, focussed little attention of gender differences in the experience of growing old. Older women are more likely than older men to be poor, widowed, living alone in poor health, receiving assistance from both formal and informal supports, as well as being institutionalized in long-term care facilities. This secondary analysis of data from the 1982 Survey of the Elderly in the Waterloo Region attempts to address a gap in our knowledge concerning gender differences in the giving and receiving of social support in later years. Gender differences in (1) need for social support, (2) turning to formal assistance, (3) amount of formal assistance used, and (4) amount of informal assistance received were examined using analysis of variance and logistic regression procedures. The profile of social support that emerged suggests both similarities and differences in the way elderly men and women experience the giving and receiving of social support. Older women in this sample were found to be disadvantaged in the areas of income, health, years lived alone, and loneliness, relative to older men. Low-income was related to formal service use for older women, but not for older     

Discrimination Against Older Women in Health Care

Growing awareness of apparent gaps in health care received by women and men raises concern over possible discrimination. This literature review examines this issue for elderly women, whose health care is obtained in a system that also may be permeated with age discrimination. Physicians tend to spend more time with women and older patients, suggesting that discrimination may not be an issue in the physician-patient relationship or may work in favor of older women. However, this may simply reflect elderly women's poorer health. Gender and age disparities in medical treatments received provide a more compelling argument that the health care system is a source of discrimination against older women, who are less likely than others to receive available treatments for cardiac, renal, and other conditions. The history of medical treatment of menopause suggests that stereotypes of older women have been advantageous for segments of the health care system. Finally, in addition to discrimination that has its source within the health care system itself, societal-wide inequities, particularly economic, are extremely detrimental to older women's health care. As we respond to the health care crisis, we must be alert to the potential to rectify those structures and tendencies that can lead to discrimination against women and the aged. Health care reform presents a unique opportunity to ensure health care equity.     

Gender Differences in Subjective Well-Being: Comparing Societies with Respect to Gender Equality

These analyses explore the relationship between gender inequality and subjective well-being. The hypothesis was tested as to whether societal gender inequality is related to the size of gender differences in subjective well-being in various societies. Results come from comparative data sets (World Values Survey, involving 57 countries; OASIS project, involving Norway, England, Germany, Spain and Israel). The size of gender differences varied with the extent of societal gender inequality and the cultural attitudes regarding gender equality in different countries. Including individual resources like education and income in the analyses reduced the size of gender and country differences. Gender differences in subjective well-being could therefore be related to gender specific access to goal relevant resources.     

The Mediating Role of Perceived Parental Warmth and Parental Punishment in the Psychological Well-Being of Children in Rural China

Research has documented that parenting practices, such as parental warmth and parental punishment, play a mediating role in linking individual (e.g., age, gender) and familial characteristics (e.g., economic status, marital quality) to the psychological well-being of children. However, few studies have validated these connections with respect to the Chinese population, especially those in rural areas of China plagued with unfavorable conditions such as poverty and lack of education. In this study, we investigated whether child (age, gender, and sibship size), and familial characteristics (family wealth, parental education, and marital quality) indirectly contribute to the children??s psychological well-being (as indicated by their self-reported internalizing and externalizing problems) through their perceived parental warmth and parental punishment. Using structural equation modeling, we analyzed data collected from 2,000 children (ages 9?C13) and their parents in rural China. The results reveal significant, indirect relationships from family wealth and marital quality to these children??s externalizing problems through parental warmth and parental punishment. There are age and gender differences in the children??s experiencing internalizing and externalizing problems. Gender differences are also found in their perceived parental warmth and parental punishment. Directions for future research are discussed.     

Active Participation and Well-Being Among the Elderly in Belgium and the USA: A Cross-National Time-Use Perspective

Active participation of the elderly is a recognized response to address the societal and individual challenges of rising life expectancy such as releasing the pressure of age-related public spending, reducing social isolation and improving well-being. How much time older people devote to active participation and whether their time allocation is associated with well-being remains under-investigated. Using time-use data from Belgium (n?=?1384) and the USA (n?=?2133), we investigate the time older people (65–80 years) spent on active participation and examine how this relates to their life satisfaction as an indicator of well-being. The countries vary in the amount of time spent on paid employment and volunteering, but not on informal help. Belgian older people spend much less time on paid employment than their American counterparts. This implies more are available to volunteer and provide informal help. Yet participation rates in these activities are higher in the USA. Multivariate analyses show that associations between active participation and life satisfaction vary between both countries and within both countries by gender and age. Overall, positive associations between paid work and volunteering and life satisfaction suggest that governments would do well to mobilize elderly into active participation, especially in Belgium. Negative associations between informal help and life satisfaction suggest governments should provide greater support for informal carers.

     

Household composition choices of older unmarried women

This article extends previous research on the household composition of older unmarried women, using a statistical model that treats each of a woman's surviving children as a distinct potential provider of a shared household. Additional possibilities--living alone, living with other nuclear-family relatives, and living with others--are also recognized, providing a varied range of household-structure opportunities for older women. The approach allows us to identify individual child attributes associated with the propensity to coreside with the older unmarried mother. The results confirm earlier findings regarding the importance of income, age, and disability status as determinants of the household composition of older women. We find, however, that unmarried children, especially sons, are more likely to share a household with an elderly mother than are married children. Working reduces the likelihood that a married daughter will live with her older mother. Overall, the findings suggest that the attributes, more so than the sheer numbers, of living children influence the household structure of their mothers.     

Female work experience,employment status,and birth expectations: Sequential decision-making in the Philippines

The influence of women’s birth parity and accumulated market skills on their current labor force participation and birth expectations is examined within a sequential choice framework, Analysis of household data from the 1973 Philippines National Demographic Survey suggests these patterns: (a) women who have accumulated larger families work less in the current period and anticipate fewer additional births; (b) women with more past work experience tend to work more hours in the current period; and (c) work experience appears to have only a weak negative effect on birth expectations among older women.     

Education and Male-Female Differences in Later-Life Cognition: International Evidence From Latin America and the Caribbean

This study explores the role of early-life education for differences in cognitive functioning between men and women aged 60 and older from seven major urban areas in Latin America and the Caribbean. After documenting statistically significant differences in cognitive functioning between men and women for six of the seven study sites, I assess the extent to which these differences can be explained by prevailing male-female differences in education. I decompose predicted male-female differences in cognitive functioning based on various statistical models for later-life cognition and find robust evidence that male-female differences in education are a major driving force behind cognitive functioning differences between older men and women. This study therefore suggests that early-life differences in educational attainment between boys and girls during childhood have a lasting impact on gender inequity in cognitive functioning at older ages. Increases in educational attainment and the closing of the gender gap in education in many countries in Latin America and the Caribbean may thus result in both higher levels and a more gender-equitable distribution of later-life cognition among the future elderly in those countries.     

Gender differences in self-regulation patterns and attitudes toward driving among older adults

The automobile is essential for many older adults to fulfill their daily needs, especially since many live where they lack access to public transit or other acceptable modes of transportation. Increased self-regulation is one way older drivers continue to drive safely and maintain mobility. This research considers whether self-regulation attitudes and patterns differ by gender. Results indicate that women and men report distinct patterns of self-regulation behaviors. Age, health status, and household status also interact with gender, influencing the extent of self-regulation. The results also show that women report lower levels of confidence in their driving skills than men, although the difference varies based on whether or not a woman lives alone. Implications of these results are considered for an aging population--particularly women--that over the coming decades will be more reliant on the automobile for transportation than ever before.     

Satisfaction with Job and Income Among Older Individuals Across European Countries

Using data on individuals of age 50 and older from 11 European countries, we analyze two economic aspects of subjective well-being of older Europeans: satisfaction with household income, and job satisfaction. Both have been shown to contribute substantially to overall well-being (satisfaction with life or happiness). We use anchoring vignettes to correct for potential differences in response scales across countries. The results highlight a large variation in self-reported income satisfaction, which is partly explained by differences in response scales. When differences in response scales are eliminated, the cross-country differences are quite well in line with differences in an objective measure of purchasing power of household income. There are common features in the response scale differences in job satisfaction and income satisfaction. French respondents tend to be critical in both assessments, while Danish and Dutch respondents are always on the optimistic end of the spectrum. Moreover, correcting for response scale differences decreases the cross-country association between satisfaction with income and job satisfaction among workers.     

Gender differences in retirement decisions in Hong Kong

The study of labor force participation at older ages and the process of retirement do not have a long tradition in Asia's newly developed societies. This study, based on telephone survey of 950 respondents, examines various socio-economic factors that would influence retirement decision among older workers in Hong Kong. The findings show that older men were more likely to participate in the labor force than older women. Interestingly, older workers, in particular older women, with pension were less likely to retire. Having a working spouse decreased the likelihood of retirement and older workers, in particular older women, living with married children were more likely to retire. Poor health also discourages the propensity to continue working at old age. These findings confirm that retirement entails much more than just a decision to stop work, and that there were gender differences in retirement decision. Finally, several policy challenges, with reference to elderly women, concerning older workers' labor force participation were discussed.     

Gender Differences in Self-Regulation Patterns and Attitudes Toward Driving Among Older Adults

ABSTRACT

The automobile is essential for many older adults to fulfill their daily needs, especially since many live where they lack access to public transit or other acceptable modes of transportation. Increased self-regulation is one way older drivers continue to drive safely and maintain mobility. This research considers whether self-regulation attitudes and patterns differ by gender. Results indicate that women and men report distinct patterns of self-regulation behaviors. Age, health status, and household status also interact with gender, influencing the extent of self-regulation. The results also show that women report lower levels of confidence in their driving skills than men, although the difference varies based on whether or not a woman lives alone. Implications of these results are considered for an aging population—particularly women—that over the coming decades will be more reliant on the automobile for transportation than ever before.     

Gender differences in activity of daily living of the elderly in rural China: evidence from Chaohu

Using data from a sample survey, Well-being of the elderly in Anhui province, China, this paper studies the effects of health, economic and family factors on the activities of daily living (ADLs) as measures of disability for elderly men and women. The objective is to explore reasons for gender differences in ADLs in rural China. Our results suggest that higher incidence rates of chronic diseases, lower cognitive ability, as well as heavier household and daily care burdens of females, are the main factors leading to a higher prevalence of ADL disability for the female elderly.     

Work–Family Conflict and Well-Being Across Europe: The Role of Gender Context

This study analysed whether gender context is important to differences in the relationship between work–family conflict (WFC) and well-being across Europe. We hypothesised that in countries that support equality in work life and where norms support women’s employment, the relationship between WFC and low well-being is weaker than in countries with less support for gender equality. Cohabiting men and women aged 18–65 years from 25 European countries were selected from the European Social Survey. A multilevel analysis was conducted to investigate the relationship between well-being and WFC, and two measurements were used to represent gender context: gender equality in work life and norms regarding women’s employment. Contrary to the hypothesis, the results showed that the negative relationship was stronger in countries with high levels of gender equality in work life and support for women’s employment than in countries with a relatively low level of gender equality in work life and support for traditional gender relations. The context in which gender is constructed may be important when studying the relationship between WFC and well-being. In addition, emphasis should be placed on policies that equalise both the labour market and the work performed at home.