Family Instability and Material Hardship: Results from the 2008 Survey of Income and Program Participation

This study used longitudinal, nationally representative data from the 2008 Survey of Income and Program Participation to explore how each of six sources of instability (employment shocks, household formation shocks, residential changes, income changes, household size changes, and disability shocks) impacted the key domains of material hardship (food insecurity and medical, housing and essential expense hardship). The study found that income shocks and having a person with a disability join the household were the only consistent triggers for all types of material hardship, and that overall, sources of instability had an asymmetrical impact on material hardship; that is, sources of instability did not help households when they were removed as much as they harmed households when introduced. These results provided a nuanced understanding of the household dynamics that result in economic and family instability in the US and provided new evidence regarding why some households were unable to cover basic needs.     

Material Hardship and Child Socioemotional Behaviors: Differences by Types of Hardship, Timing, and Duration

Child behavior problems are associated with long-term detrimental effects. A large body of literature looks at the association between income and child behavior but few studies examine this association with material hardship, an alternative economic indicator. We use data from the Fragile Families and Child Wellbeing Study to examine the following questions: (a) Is material hardship associated with child socioemotional behavior and are there differences by developmental timing, (b) Are particular hardships (bills, utilities, food, housing, medical) more strongly associated with child behavior, and (c) Are there differences in the association between short-term and long-term material hardship and child behavior? We find that children in households experiencing material hardship score significantly higher on externalizing and internalizing behaviors. Additionally, we find that a mother's inability to pay bills, experience of utility interruption, and housing instability are adversely related to child behavior. We also find that the association between material hardship and child behaviors is stronger at age 5 and that chronic aggregate hardship has a stronger association with child behavior.     

Poverty and Material Hardship in Grandparent‐Headed Households

Using the 2001 Survey of Income and Program Participation, the current study examines poverty and material hardship among children living in 3‐generation (n = 486), skipped‐generation (n = 238), single‐parent (n = 2,076), and 2‐parent (n = 6,061) households. Multinomial and logistic regression models indicated that children living in grandparent‐headed households experience elevated risk of health insecurity (as measured by receipt of public insurance and uninsurance)—a disproportionate risk given rates of poverty within those households. Children living with single parents did not share this substantial risk. Risk of food and housing insecurity did not differ significantly from 2‐parent households once characteristics of the household and caregivers were taken into account.     

Emergency Saving and Household Hardship

Households with limited income and wealth often struggle to access the financial liquidity needed to address unexpected expenses or income drops. Emergency savings can act as form of insurance against such economic shocks and reduce the risk of hardships that influence family wellbeing. Prior research has established that threshold amounts of liquid assets can reduce the risk of economic hardship. This study used a measure of self-reported emergency saving behavior to examine whether households who reported saving for emergencies were less likely to experience subsequent economic hardships in a longitudinal sample of households in disadvantaged neighborhoods from the Annie E. Casey Foundation’s Making Connections project. Results across a range of regression models suggest that households who saved for emergencies experienced slightly less overall hardship and were less likely to report several specific hardships, such as food insecurity and having a phone disconnected, three years later. This study supports the idea that small, unrestricted savings may play a protective role for low-income households.     

Housing hardship and energy insecurity among native-born and immigrant low-income families with children in the United States

The costs for rent and utilities account for the largest share of living expenses, yet these two critical dimensions of material hardship have seldom been examined concurrently in population-based studies. This paper employs multivariate statistical analysis using American Community Survey data to demonstrate the relative risk ratio of low-income renter-occupied households with children experiencing ‘rent burden', ‘energy insecurity', or a ‘double burden’ as opposed to no burden. Findings suggest that low-income households are more likely to experience these economic hardships in general but that specific groups are disproportionately burdened in different ways. For instance, whereas immigrants are more likely to experience rental burden, they are less likely to experience energy insecurity and are also spared from the double burden. In contrast, native-born African Americans are more likely than all other groups to experience the double burden. These results may be driven by the housing stock available to certain groups due to racial residential segregation, decisions regarding the quality of housing low-income householders are able to afford, as well as home-country values, such as modest living and energy conservation practices, among immigrant families. This paper also points to important policy gaps in safety net benefits related to housing and energy targeting low-income households.     

Effects of unemployment and underemployment on material hardship in single-mother families

Using data from the 2004 panel of the Survey of Income and Program Participation (SIPP), this study examined relationships between employment problems and four types of material hardship among single-mother families. Although a bill-paying hardship was the most common hardship reported by the mothers (41%), 38% of the families experienced a health hardship, 33% suffered a food hardship, and 25% had a housing hardship. The multivariate results indicate that compared with families whose mothers were adequately employed, families whose mothers were unemployed/had involuntary job gaps and were underemployed had heightened risks of experiencing bill-paying, health, and housing hardships. Only unemployment/involuntary job gaps was related to having a food hardship. A number of other factors associated with experiencing material hardship also were identified. Finally, implications for social work practice and social policy are discussed.     

Fathers' Involvement with Their Nonresident Children and Material Hardship

Children in single-parent families, particularly children born to unmarried parents, are at high risk for experiencing material hardship. Previous research based on cross-sectional data suggests that father involvement, especially visitation, diminishes hardship. This article uses longitudinal data to examine the associations between nonresident fathers' involvement with their children and material hardship in the children's households. Results suggest that fathers' formal and informal child support payments and contact with their children independently reduce the number of hardships in the mothers' households; however, only the impact of fathers' contact with children is robust in models that include lagged dependent variables or individual fixed effects. Furthermore, cross-lagged models suggest that material hardship decreases future father involvement, but future hardship is not diminished by father involvement (except in-kind contributions). These results point to the complexity of these associations and to the need for future research to focus on heterogeneity of effects within the population.     

Does It Cost Less to Live in Rural Areas? Evidence from New Data on Food Security and Hunger*

Abstract Rural‐urban differences in the association of food insecurity and hunger with income suggest that the cost of living is substantially lower in rural than in urban areas. This implies that the official poverty rate overstates rural economic hardship compared with that in urban areas. Geographic differences in cost of living implied by the association between food insecurity and income provide some validation of the cost of housing adjustment proposed by the National Academy of Sciences (NAS) panel on improving the measurement of poverty, but suggest that the NAS adjustment generally overcorrects for cost of living and would be seriously problematic in some regions.     

Food insecurity among college students

Many college students experience food insecurity. It is important that researchers understand this issue for students because food insecurity is a measure of material hardship more broadly, and it could have negative implications for students' success in college and their lifetime economic opportunities. This review synthesizes researchers' current understanding of food insecurity among college students from a sociological lens focused on economic insecurity and material hardship. It focuses in detail on the breadth and depth of research around food insecurity among college students, exploring how food insecurity is measured, researchers' varying methodologies for assessing it, and topic areas of interest, such as how food insecurity differs by institution type, demographic characteristics, and its associations with health and academic outcomes.     

Determining risk for child physical harm through the classification of economic insecurity

Children in economically insecure families are more likely to experience physical harm compared with children in economically secure families. It is unclear, however, if particular combinations of economic insecurity are more or less predictive of child physical harm. This study aimed to 1) identify and describe the prevalence of distinct combinations, or classes, of economic insecurity (public and private income transfers, bill-paying, housing, food, and medical hardships), 2) and to associate these classes with child physical harm (spanking, hitting, slapping, shaking, pinching). We employed latent class analysis with age 5 data from the Fragile Families and Child Well-Being Study (N = 4133), finding that four latent classes of economic insecurity differentially predict the prevalence and chronicity of physical harm behaviors. Mothers who reported hardship perpetrated more child physical harm than mothers who received income transfers but reported no hardship. Implications for research, policy, and practice are discussed.     

Household Finance and Food Insecurity

Despite repeated expansions of federal food assistance, food insecurity and hunger continue to affect many Americans. While job loss and poverty are among major contributors, theoretical and empirical literature suggest that households’ ability to borrow and save might provide a buffer protecting from food insecurity. Using data from the Panel Study of Income Dynamics, we tested whether liquidity constraint, asset inadequacy, and insolvency risk defined based on financial ratios could predict household food insecurity separately from the effects of income and program participation. Results showed that a household’s liquidity constraint and asset inadequacy were linked with increased risk of food insecurity at all income levels, although the association was strongest among poor households and those with incomes slightly above the federal food assistance eligibility threshold. Unlike indications from qualitative literature, financial constraint appeared to be an exogenous determinant of household food insecurity. Implications for financial practitioners and policymakers are discussed.     

The Receipt of Government Food Assistance: Differences Between Metro and Non-Metro Households

This research investigated differences in households’ receipt of government food assistance through such programs as the Supplemental Nutrition Assistance Program; Special Supplemental Nutrition Program for Women, Infants, and Children; free and reduced school meals; and related local and/or federal programs. With panel data from the Survey of Income and Program Participation that span the Great Recession, differences in the receipt of government food assistance in metro and non-metro areas were identified. Longitudinal random effects models suggest that despite relatively similar levels of food insecurity in 2005 and 2010, a higher proportion of non-metro households received government food assistance. Results also suggest that this assistance gap widened post-recession when government resources were expanded. These results inform a continuing debate about the efficient allocation of resources intended to reduce food hardship disparities, and increase family economic well-being, in metro and non-metro areas.     

Assessing the effect of changes in housing costs on food insecurity

In this paper, we examine whether changes in housing costs lead to changes in rates of food insecurity for economically vulnerable families. We use data on a national, longitudinal sample of young families with children merged with data on housing (rental) costs at the state, metropolitan statistical area, and county levels (2001–2003). Focusing on families near or at the poverty level and using household fixed effects, we demonstrate that increased housing costs over this time period have indeed increased rates of food insecurity. Our preferred results suggest that a $500 increase in yearly rental costs is associated with nearly a 3% increase in food-insecurity rates (10% relative increase). We show that our measure of rental costs seems to affect only the food insecurity of renters and not that of poor low-income home owners, suggesting the validity of our methods and robustness of the findings. We also look at selected subgroups (e.g., food stamp recipients, individuals receiving housing subsidies) and find few differences in the effects of housing cost increases on food insecurity.     

Subsidized Housing and Household Hardship Among Low‐Income Single‐Mother Households

We investigate associations of housing assistance with housing and food‐related hardship among low‐income single‐mother households using data from the National Survey of America’s Families (N = 5,396). Results from instrumental variables models suggest that receipt of unit‐based assistance, such as traditional public housing, is associated with a large decrease in rent burden and modest decreases in difficulty paying rent or utilities and residential crowding. Receipt of tenant‐based assistance, such as housing vouchers or certificates, is associated with a modest increase in housing stability but also with modest increases in rent burden and difficulty paying rent or utilities. We find no associations between either type of housing assistance and food related hardship.     

Differential Health and Social Needs of Older Adults Waitlisted for Public Housing or Housing Choice Vouchers

Affordable housing is an important form of income security for low-income older persons. This article describes characteristics of older persons waitlisted for either public housing or a housing choice voucher (HCV; previously Section 8) in Portland, Oregon. 358 persons (32% response rate) completed a mailed survey with questions about demographics, health and housing status, food insecurity, and preference for housing with services. Findings indicate that many waitlisted older persons experienced homelessness or housing instability, poor health, high hospital use, and food insecurity. Public housing applicants were significantly more likely to report lower incomes, homelessness, and food insecurity than HCV applicants. We conclude with policy implications for housing and health agencies that serve low-income older persons.     

Household adversity and food security: The case of youth in public housing neighborhoods

This paper sets out to explore factors that may be associated with food hardship among young people who reside in public housing (N?=?124). The study is guided by Family Stress Theory and uses data from a cross-sectional study of African–American adolescents living in a public housing neighborhood located in West Baltimore. Results suggest that food security (defined as availability, accessibility, and adequacy) was negatively related to mother’s incarceration, large households, household experiencing material hardships, and interpersonal conflict as well as violence. It was also linked to community disorganization. Program and policy implications are suggested.     

Neighborhood poverty and children's food insecurity

Food insecurity among children and their families negatively affects children's health and well-being. While the link between household resources and food insecurity is well-established, family income alone does not explain food insecurity; neighborhood disadvantage, shown to affect other areas of children's development, may also play a role in food insecurity. This study examines associations between neighborhood poverty and children's food insecurity, and whether family characteristics account for identified associations. We merge data on kindergarten-age children from the Early Childhood Longitudinal Study-Kindergarten 2010–11 Cohort (ECLS-K:2011) with data on poverty rates from the American Community Survey (ACS) and on food access from the USDA's Food Environment Atlas using children's residential census tracts (N = 12.550 children in 3750 tracts). Using a series of multilevel models, we test for associations between neighborhood poverty, household economic, demographic, and parenting characteristics, and food insecurity at the child, adult, and household levels. Children living in higher-poverty neighborhoods are more likely to experience food insecurity than those in lower-poverty neighborhoods. Associations between neighborhood poverty and household- and adult-level food insecurity disappear when household characteristics are controlled. However, living in a very high poverty neighborhood remains predictive of child-level food insecurity, which may be an indicator of severe hardship. Findings indicate that neighborhood poverty may be a useful proxy to identify vulnerable children.     

A Longitudinal Examination of Housing Hardships Among Urban Fathers

Stable housing is widely recognized as a prerequisite for the functioning of individuals and families. However, the housing stability of fathers is understudied, particularly for fathers living apart from their children. This analysis measures the extent and nature of fathers' housing insecurity using the Fragile Families and Child Wellbeing Study, a national longitudinal survey of urban families. Housing insecurity affects a substantial portion of fathers, with 25% experiencing insecurity at least once in their child's first 9 years. However, few fathers report persistent insecurity that spans consecutive waves. Data also indicate significant differences in rates of housing insecurity between fathers living with, and apart from, the mothers of their children, with nonresident fathers far less likely to report secure housing and more likely to experience incarceration. The nature of insecurity experienced by nonresident fathers is also qualitatively different than that experienced by their coresident counterparts.     

Giving Unto Others: Private Financial Transfers and Hardship Among Families With Children

Prior research shows that financial assistance from family and friends is an important source of support for families with children. Research on financial transfers has largely focused on the recipients of transfers, however. In this study, using longitudinal data from the Fragile Families and Child Wellbeing Study (n ～ 16,000 person‐waves), the authors examine the association between the provision of financial assistance to family and friends and material hardship. The results from pooled regression and fixed effects models indicate that providing financial transfers is associated with an increased risk of hardship. The most economically disadvantaged groups, single mothers, those in the bottom income tertile, and Black mothers are the most likely to experience hardship after giving a transfer. These findings have important implications for understanding why families may have difficulty meeting basic and essential needs and how social networks may exacerbate the challenges of escaping poverty and establishing economic self‐sufficiency.     

Does public housing reduce housing cost burden among low-income families with children?

ABSTRACT

About half of all renter households and over three-quarters of very low-income households in the United States experience a housing cost burden, with higher rates among families with children. Public housing may be an important tool for reducing families’ housing cost burdens. The current study uses nearly four decades of data from the Panel Study of Income Dynamics and its Assisted Housing Database to explore the relationship between public housing and housing cost burden among children in low-income families. Results from fixed effects models suggest that public housing is associated with a greatly reduced risk of experiencing housing cost burden when housing assistance receipt is measured a year before housing cost burden. These findings highlight the importance of public housing for reducing low-income families’ housing cost burdens.