Effects of unemployment and underemployment on material hardship in single-mother families

Using data from the 2004 panel of the Survey of Income and Program Participation (SIPP), this study examined relationships between employment problems and four types of material hardship among single-mother families. Although a bill-paying hardship was the most common hardship reported by the mothers (41%), 38% of the families experienced a health hardship, 33% suffered a food hardship, and 25% had a housing hardship. The multivariate results indicate that compared with families whose mothers were adequately employed, families whose mothers were unemployed/had involuntary job gaps and were underemployed had heightened risks of experiencing bill-paying, health, and housing hardships. Only unemployment/involuntary job gaps was related to having a food hardship. A number of other factors associated with experiencing material hardship also were identified. Finally, implications for social work practice and social policy are discussed.     

Fathers' Involvement with Their Nonresident Children and Material Hardship

Children in single-parent families, particularly children born to unmarried parents, are at high risk for experiencing material hardship. Previous research based on cross-sectional data suggests that father involvement, especially visitation, diminishes hardship. This article uses longitudinal data to examine the associations between nonresident fathers' involvement with their children and material hardship in the children's households. Results suggest that fathers' formal and informal child support payments and contact with their children independently reduce the number of hardships in the mothers' households; however, only the impact of fathers' contact with children is robust in models that include lagged dependent variables or individual fixed effects. Furthermore, cross-lagged models suggest that material hardship decreases future father involvement, but future hardship is not diminished by father involvement (except in-kind contributions). These results point to the complexity of these associations and to the need for future research to focus on heterogeneity of effects within the population.     

Material Hardship and Child Socioemotional Behaviors: Differences by Types of Hardship, Timing, and Duration

Child behavior problems are associated with long-term detrimental effects. A large body of literature looks at the association between income and child behavior but few studies examine this association with material hardship, an alternative economic indicator. We use data from the Fragile Families and Child Wellbeing Study to examine the following questions: (a) Is material hardship associated with child socioemotional behavior and are there differences by developmental timing, (b) Are particular hardships (bills, utilities, food, housing, medical) more strongly associated with child behavior, and (c) Are there differences in the association between short-term and long-term material hardship and child behavior? We find that children in households experiencing material hardship score significantly higher on externalizing and internalizing behaviors. Additionally, we find that a mother's inability to pay bills, experience of utility interruption, and housing instability are adversely related to child behavior. We also find that the association between material hardship and child behaviors is stronger at age 5 and that chronic aggregate hardship has a stronger association with child behavior.     

The Mitigating Effects of Social and Financial Capital Resources on Hardships

Social and financial capital resources contribute significantly to socioeconomic outcomes. However, insufficient attention has been given to how these resources may mitigate potential socioeconomic setbacks and differ for gender and class groups. In our study, most of the interviewees with hardships had access to social and financial capital resources. The few with insufficient access were working class. Women accessed financial capital resources to overcome hardships more than men, whereas men were more likely to use social capital resources. Access to the resources helped ensure that almost all of the individuals in this study did not suffer the full consequences of their hardships. The hardship itself was of less importance than having access to social and financial capital resources.     

Emergency Saving and Household Hardship

Households with limited income and wealth often struggle to access the financial liquidity needed to address unexpected expenses or income drops. Emergency savings can act as form of insurance against such economic shocks and reduce the risk of hardships that influence family wellbeing. Prior research has established that threshold amounts of liquid assets can reduce the risk of economic hardship. This study used a measure of self-reported emergency saving behavior to examine whether households who reported saving for emergencies were less likely to experience subsequent economic hardships in a longitudinal sample of households in disadvantaged neighborhoods from the Annie E. Casey Foundation’s Making Connections project. Results across a range of regression models suggest that households who saved for emergencies experienced slightly less overall hardship and were less likely to report several specific hardships, such as food insecurity and having a phone disconnected, three years later. This study supports the idea that small, unrestricted savings may play a protective role for low-income households.     

Giving Unto Others: Private Financial Transfers and Hardship Among Families With Children

Prior research shows that financial assistance from family and friends is an important source of support for families with children. Research on financial transfers has largely focused on the recipients of transfers, however. In this study, using longitudinal data from the Fragile Families and Child Wellbeing Study (n ～ 16,000 person‐waves), the authors examine the association between the provision of financial assistance to family and friends and material hardship. The results from pooled regression and fixed effects models indicate that providing financial transfers is associated with an increased risk of hardship. The most economically disadvantaged groups, single mothers, those in the bottom income tertile, and Black mothers are the most likely to experience hardship after giving a transfer. These findings have important implications for understanding why families may have difficulty meeting basic and essential needs and how social networks may exacerbate the challenges of escaping poverty and establishing economic self‐sufficiency.     

THE FRAGILE AMERICAN: Hardship and Financial Troubles in the 21st Century

Rising economic insecurity at the turn of the 21st century made Americans increasingly vulnerable to financial distress. Studies of bankruptcy records show that personal hardships like health problems, divorce, job loss, and income disruption are the major reasons Americans fall into financial ruin. This article uses nationally representative data from the Survey of Consumer Finances to study the relationship between hardship and a range of financial troubles including bankruptcy, default, and credit access. We differentiate this analysis by class, expecting that debt troubles fall especially hard on middle‐income families. Our results show that while the middle class is distinctly vulnerable, multiple financial troubles accompany hardship for all classes.     

The needs and experiences of injured workers: a participatory research study

This paper reports on the findings of a participatory research study in which 290 injured workers in Ontario, Canada responded to a survey that was developed and administered by a group of university researchers in partnership with injured worker peer researchers. The objectives of the study were to gain a broad view of the needs and experiences of injured workers and to develop strategies for change. Findings indicated that many injured workers experience undue financial, emotional and physical hardship during the compensation, treatment and rehabilitation process. These hardships are experienced due to perceived lack of respect, insufficient information concerning rights and the return-to-work process, and limited opportunities for input into the medical or rehabilitation process. Recommendations for increasing the power of workers and creating a more supportive climate are included.     

Exile to Poverty: Policies and Poverty Among Refugees in Poland

Poverty is a well‐known short‐term outcome of migration in general and a long‐term outcome of forced migration in a global context. Surprisingly, this outcome appears among refugees in welfare states which provide various asylum and social policies facilitating integration. The article aims to explore the relationship between asylum and social policies and poverty among refugees. The research results are drawn from two studies conducted among refugees, NGOs, national and local administration representatives, and case workers in Poland between 2006 and 2014. The results show that asylum policy contributes to the material and symbolic hardship experienced by refugees, and social policy is ineffective in its prevention. If refugees are settled in regions with high levels of poverty, unemployment and ethnic‐based prejudices, then they experience and continue to live in poverty. In such a context, and due to its weaknesses in addressing discrimination, social policy cannot successfully integrate refugees.     

Ethnomethodological studies of mediated interaction and mundane expertise1

This paper introduces ethnomethodological studies of skill and reasoning in domains of mundane expertise. In particular, it focuses on reasoning in the game of checkers. Reasoning is generally considered to be a ‘thing of its own kind’, something universal that transcends the empirical situations to which it is applied. The game of checkers suggests something quite different: that reasoning is domain specific and that it belongs peculiarly to the practices from within which reasoning arises. Through the material on checkers, the paper illustrates ethnomethodological research as a ‘tinkerer's craft’ and attempts to show the continuing vitality of small‐scale ethnomethodological studies for raising fundamental, foundational issues of social inquiry     

Effects of financial insecurity on social interactions

Little is known about the effects of financial insecurity on social interactions despite consistently observed income effects on social capital and a growing recognition of the potential importance of income volatility in affecting hardships, distress, and other aspects of well-being. We use data on women participating in a longitudinal study in the U.S. to investigate the effects of financial insecurity measured along two dimensions (safety nets and hardships) on two types of social interactions (participating in community organizations and having close friends). In auxiliary analyses we explore the potential mediating effects of mental health. We find that safety nets in the form of bank accounts, credit cards, and ability to borrow money increase both participation in organizations and friendships, whereas material hardships decrease friendships but increase participation in organizations. We find no evidence that mental health, as we have measured it, mediates the observed effects of financial insecurity on social interactions, although it has strong and negative independent associations with having close friends.     

Fertility Change among Post‐1989 Immigrants to Israel from the Former Soviet Union

Research on the evolution of immigrant fertility patterns has focused on the expected reduction in fertility among immigrants from high fertility, less developed countries who arrive in relatively low‐fertility developed societies. The current research considers a different context in which immigrants from the low‐fertility Former Soviet Union arrive in a relatively high‐fertility setting in Israel. This research context allows us to test various theories of immigrant fertility, which cannot normally be distinguished empirically. Results from Cox multivariate regressions of parity‐specific progression do not support assimilation theory, which would predict an increase in fertility following migration, in this context. We interpret the very low fertility rates of the FSU immigrants in Israel, relative to all relevant comparison groups, in terms of the economic uncertainty and hardship experienced during a difficult transition period by immigrants who have high aspirations for social mobility in their destination society.     

Housing hardship and energy insecurity among native-born and immigrant low-income families with children in the United States

The costs for rent and utilities account for the largest share of living expenses, yet these two critical dimensions of material hardship have seldom been examined concurrently in population-based studies. This paper employs multivariate statistical analysis using American Community Survey data to demonstrate the relative risk ratio of low-income renter-occupied households with children experiencing ‘rent burden', ‘energy insecurity', or a ‘double burden’ as opposed to no burden. Findings suggest that low-income households are more likely to experience these economic hardships in general but that specific groups are disproportionately burdened in different ways. For instance, whereas immigrants are more likely to experience rental burden, they are less likely to experience energy insecurity and are also spared from the double burden. In contrast, native-born African Americans are more likely than all other groups to experience the double burden. These results may be driven by the housing stock available to certain groups due to racial residential segregation, decisions regarding the quality of housing low-income householders are able to afford, as well as home-country values, such as modest living and energy conservation practices, among immigrant families. This paper also points to important policy gaps in safety net benefits related to housing and energy targeting low-income households.     

Household adversity and food security: The case of youth in public housing neighborhoods

This paper sets out to explore factors that may be associated with food hardship among young people who reside in public housing (N?=?124). The study is guided by Family Stress Theory and uses data from a cross-sectional study of African–American adolescents living in a public housing neighborhood located in West Baltimore. Results suggest that food security (defined as availability, accessibility, and adequacy) was negatively related to mother’s incarceration, large households, household experiencing material hardships, and interpersonal conflict as well as violence. It was also linked to community disorganization. Program and policy implications are suggested.     

Instrumental social support,material hardship,personal control and neglectful parenting

The purpose of this study was to test pathways from perceived instrumental social support to neglectful parenting with two mediating variables-material hardship and personal control. I used a subsample of mothers (n = 2910) who participated in the Fragile Families and Child Wellbeing study (FFCW) from the birth of their children through age 5. The model fits the data well and the findings supported the proposed pathways among variables. Perceived instrumental social support decreased material hardship and increased personal control. Decreased material hardship and increased personal control in turn decreased neglectful parenting. Decreased material hardship also increased personal control. The study's findings contribute to the design and evaluation of social support prevention programs for child neglect.     

Modeling Family Economic Conditions and Young Children’s Development in Rural United States: Implications for Poverty Research

In this study we examined the additive and multiplicative relations between poverty status, material hardship, liquid assets, non-liquid assets, and children’s cognitive skills and social problems at 36?months. The data were from a representative sample of 1,292 children in six rural counties in the United States. Findings indicated that income, material hardship, and non-liquid assets explained unique variation in young children’s development. Material hardship was associated with more social problems for children. Poverty status was associated with lower cognitive skills, and non-liquid assets were associated with higher cognitive skills at 36?months. We concluded that models that estimate the relation between poverty and child outcomes without including measures of hardship and assets could be underspecified.     

Family Instability and Material Hardship: Results from the 2008 Survey of Income and Program Participation

This study used longitudinal, nationally representative data from the 2008 Survey of Income and Program Participation to explore how each of six sources of instability (employment shocks, household formation shocks, residential changes, income changes, household size changes, and disability shocks) impacted the key domains of material hardship (food insecurity and medical, housing and essential expense hardship). The study found that income shocks and having a person with a disability join the household were the only consistent triggers for all types of material hardship, and that overall, sources of instability had an asymmetrical impact on material hardship; that is, sources of instability did not help households when they were removed as much as they harmed households when introduced. These results provided a nuanced understanding of the household dynamics that result in economic and family instability in the US and provided new evidence regarding why some households were unable to cover basic needs.     

Determining risk for child physical harm through the classification of economic insecurity

Children in economically insecure families are more likely to experience physical harm compared with children in economically secure families. It is unclear, however, if particular combinations of economic insecurity are more or less predictive of child physical harm. This study aimed to 1) identify and describe the prevalence of distinct combinations, or classes, of economic insecurity (public and private income transfers, bill-paying, housing, food, and medical hardships), 2) and to associate these classes with child physical harm (spanking, hitting, slapping, shaking, pinching). We employed latent class analysis with age 5 data from the Fragile Families and Child Well-Being Study (N = 4133), finding that four latent classes of economic insecurity differentially predict the prevalence and chronicity of physical harm behaviors. Mothers who reported hardship perpetrated more child physical harm than mothers who received income transfers but reported no hardship. Implications for research, policy, and practice are discussed.     

What They Don't Know Won't Hurt Them: Parents’ Judgments About Lying to Their Adolescents

This research examined judgments about parents lying to their adolescents. Ninety‐six participants from four primarily Caucasian groups (24 parents of 18‐year‐olds, 24 parents of 14‐year‐olds, 24 18‐year‐olds, and 24 14‐year‐olds) assessed hypothetical situations in which a parent lies to their adolescent about their past experience engaging in risky activities such as drug use and shoplifting. Evaluations and justifications for deception varied as a function of the domain of each act, the age of the adolescent being lied to, and consideration of parents’ duty to foster a protective and trusting relationship. Results are discussed in terms of parents’ and adolescents’ reasoning about deception to achieve and resist socialization goals in several (moral, personal, prudential, and multifaceted) social‐cognitive domains.     

Social Capital and Adolescent Substance Use: The Role of Family,School, and Neighborhood Contexts

This study assesses the link between social capital factors of norm‐setting social arenas including family, school, and neighborhood and adolescent substance use measured by cigarette smoking, alcohol consumption, and illicit drug use among a sample of adolescents in California. The key messages of this study are that socialization processes at different life domains, in varying degrees, are associated with adolescent substance use behavior. Compared with school and neighborhood contexts, family is the most influential setting that should be primarily targeted for youth substance use prevention. Among different aspects of within‐family social resources, parental monitoring seems to be the most protective of adolescent substance use. Study implications on family‐based interventions are discussed.