Financial Exploitation of Elders: Analysis of Risk Factors Based on County Adult Protective Services Data

ABSTRACT

While all types of elder abuse and neglect are serious problems affecting thousands of vulnerable elders, financial exploitation has especially serious implications for the victims’ economic well-being and quality of life, because it may deprive the victims of their life savings and assets and thus their economic foundation for independence. In this study, data from the case files of a county adult protective services program were analyzed to identify risk factors associated with financial exploitation of and mismanagement by elders. The elders who were financially exploited were, on average, in their late seventies and tended to be cognitively impaired. We also found that owner-occupant elders were especially vulnerable to exploitation and that financial mismanagement and exploitation often occurred together. Approximately 60% of the perpetrators were relatives of the elderly victims, mostly their adult children, and the rest of the perpetrators were not related to the victims. Implications for interventions include case management for frail, cognitively impaired elders; preventive educational programs; and ongoing collaboration among adult protective services, financial institutions, and law enforcement agencies.     

Farm Friends

Abstract

Intergenerational programs have proliferated in community and educational settings, yet research on their effects and impacts lags (Kaplan, 2002; Kuehne, 1998/99), and the benefits and learning that occur for participants are under-theorized (Abrams and Giles, 1999; Smith and Yeager, 1999). Similarly, insufficient research has been reported on the learning that takes place in environmental education programs. In this paper we focus on the relationship that developed between community elders and elementary school-aged children during the first year of an intergenerational environmental education project. Our goal is to better understand these experiences so we can sustain participation and develop programs rich in rewards for elders and children. We are particularly interested in the nature of intergenerational learning that occurs when children are brought together with community elders for environmental education that is integrated into a school program. Granville and Ellis (1999) propose that for a program to be defined as intergenerational, it must show a benefit and value for both generations and “demonstrate an improvement in the quality of life for both, and from that, an improvement in the quality of life for all” (p. 236). We concur with these criteria and designed a program linking community elders with farming backgrounds with one class of 18 grade-seven girls for the purpose of fostering environmental consciousness. In this paper we focus our attention on the learnings of participants in order to understand the mutuallearning that occurs in an intergenerational environmental program.     

The Decline of Intergenerational Coresidence in the United States, 1850 to 2000

In the mid-nineteenth century, almost 70 percent of persons age 65 or older resided with their adult children; by the end of the twentieth century, fewer than 15 percent did so. Many scholars have argued that the simplification of the living arrangements of the aged resulted primarily from an increase in their resources, which enabled increasing numbers of elders to afford independent living. This article supports a different interpretation: the evidence suggests that the decline of coresidence between generations had less to do with the growing affluence of the aged than with the increasing opportunities of the younger generation. Using data from the Integrated Public Use Microdata Series (IPUMS), I examine long-run trends in the characteristics of both the older and the younger generations to gain insight into changing motivations for coresidence. In particular, I investigate headship patterns, occupational status, income, and spatial coresidence patterns. I also reassess the potential impact of the Social Security program. I conclude that the decline of intergenerational coresidence resulted mainly from increasing opportunities for the young and declining parental control over their children.     

Norms of Filial Responsibility for Aging Parents Across Time and Generations

This investigation examined the normative expectation that adult children should be responsible for the care of their aging parents, and how this norm changes over the adult life span, across several decades of historical time, in relation to generational position in families, and between successive generations. Analyses were performed using 4 waves of data from the University of Southern California (USC) Longitudinal Study of Generations between 1985 and 2000. A multilevel latent growth model was estimated using 4,527 observations from 1,627 individuals nested within 333 families. Results revealed that filial norms weakened after midlife, in response to parental death, and over historical time, yet strengthened in later‐born generations. Findings are discussed in terms of the malleability of filial responsibility over the life course.     

“My nest is full:” Intergenerational relationships at midlife

Incorporating a life course perspective, this qualitative study used focus groups to explore the experiences of midlife adults who were simultaneously providing support to emerging adult children and aging parents. Results indicated that adults situated in middle generations held beliefs that endorsed family-based responsibility to both younger and older members. Parents gladly supported children despite their longer transition to adulthood. Often unanticipated but accepted, provisions of care to aging parents were experienced with ambivalence — a joy and a burden. The transition of their parents to greater dependence helped participants gain insights into the terrain of late life and encouraged reflections about the intersection of aging, independence, and family responsibility. Participants expressed intentions to preserve their own independence and spare their children of caregiving burdens through self-directed actions. Implications focused on negotiations of family relationships around issues of independence and family responsibilities as a way to reduce intergenerational ambivalence.     

Intergenerational Cultural Transmission Among the Akan of Ghana

ABSTRACT

Sociocultural transmission is a necessary ingredient in societal stability, cohesion, and continuity everywhere. For the Akan of central and southern Ghana, an important aspect of societal cohesion occurred through intergenerational solidarity which existed principally in the extended family, with the elders acting as the primary instruments in cultural transmission. The extended family, especially as represented in the Akan traditional household, was regarded as one family. Elders were viewed as the embodiment of the past as well as members with the largest store of memories from the past. Reminiscences, remembrances, and oral narratives were passed down to children in whose lives these elders were intimately involved, and stories always contained some moral values that children were expected to learn from and apply. What appears to be occurring in contemporary Ghana are processes of change and persistence, and the task of this study is to assess changes in the Akan family, particularly the extended family, and their impact on the transmission of cultural values across generations.     

时尚妈妈亲子新概念(英文)

体验了人生的幸福之后,许多年轻女性步入了妈妈的行列,做妈妈是生命旅程中的一个过程,可以体验难以言表的满足与自豪,更深刻地理解生命的意义与价值,可以终结不成熟。时代在变,年轻、聪颖、有学识的时尚妈妈用全新的方式去诠释那份母子情深。     

Adult Children of Divorce: Awareness and Intervention

Parental midlife divorce impacts children who are adults at the time of the separation event. This article examines the family life cycle and stages as well as the transitions that occur when parents divorce at midlife. Specifically, the divorce impacts on the adult children are examined in relation to their unique life stage. Therapeutic practice implications and theories will also be explored in relation to assisting adult children of divorce reconcile the divorce experience of their parents.     

Muted Lives:

Battered older women are a silenced and invisible group. They are silenced by ageist assumptions about them as too resistant and hopeless to change or made invisible by the notion that very frail elders are the only victims of elder abuse. Women over 50, abused by partners or adult children, are not accurately perceived and consequently not adequately helped by current domestic violence or elder abuse intervention systems. A new program serving this group, involving 132 women, shows some important similarities and differences between younger and older battered women. Although barriers can differ across the life cycle, even women of advanced age can be free of abuse or develop coping skills to minimize its damage. This article explores the unique factors affecting older women victimized by domestic abuse. The author concludes with questions and suggestions for helpers interested in better serving older battered women.     

Dependent Adult Children and Elder Abuse

This study investigates quantitatively and qualitatively the characteristics of dependent adult children in substantiated cases of elder abuse. The data come from the Wisconsin elder abuse reporting system in which 204 substantiated cases of abuse by an adult child were reported during an 18 month period. Quantitative analysis indicated that financially dependent adult children were under the age of 40, lived with the elder, and had problems related to alcohol and drugs. The qualitative analysis of 14 case records showed that a second but smaller group of adult children were dependent because of problems related to mental illness. This analysis of case records revealed substantial depression among this population of abused elders. Implications for future research are discussed.     

Correlated factors with filial piety expectations of older Koreans and Korean-Americans

ABSTRACT

Changing filial piety expectations have been examined from the viewpoint of younger generations. However, research on older adults’ perspective of this cultural phenomenon is virtually absent from the empirical literature. In an effort to address the changing family life circumstances of Korean and Korean-American families, this study explores older adults’ filial expectations from their own children and correlated factors associated with the expectation. The cross-sectional survey study with 449 older adults found that the majority of respondents still believe that adult children should assume responsibility for the care of their parents. Several factors such as age, education, income, living arrangements, self-rated health, year of immigration, and social support were significantly correlated with filial expectations among older Korean-Americans. Only satisfaction with social support received from family and friends was significantly related to older Koreans’ expectations. Implications for social work practice are discussed and further research directions are suggested.     

Willingness and availability: Explaining new attitudes toward institutional elder care among Chinese elderly parents and their adult children

This paper studies the attitudes of Chinese elderly parents and their family members toward institutional elder care. Based on a sample survey of 265 elderly residents in 67 elder home institutions and 114 family members, this study finds that elders and family members generally had high evaluations of institutions' quality in terms of facility, medical, and direct care conditions. Elders who reported improved health and emotional well-being after entering institutions gave higher ratings to those institutions' quality. Among adult children, those who had more siblings tended to rate institutions higher than those who had fewer siblings. Factors that influenced elders' willingness to stay in an institution included marital status and financial ability. Widowed elders were more willing to stay in institutions compared with married counterparts. Elders who rated service charge very high preferred to stay at home due to the high cost of institutional care. In the family relatives' sample, gender was found to be related to willingness to place elderly parents in an institution; female children were less willing to place elderly parents in the institution.     

Financial Assistance Patterns from Midlife Parents to Adult Children: A Test of the Cumulative Advantage Hypothesis

Young adults may receive financial assistance from midlife parents as they experience life course transitions often associated with establishing independent status, such as schooling, marriage or gaining full-time work. We used longitudinal data from the Health and Retirement Study (1992–2002) and hypothesized that adult children in the United States who received repeated financial transfers from midlife parents experienced cumulative advantages across time. We also examined the data using parental household characteristics to reinforce the importance of previous transfer behaviors. We found that the receipt of prior transfers, family structure and parental household income were the strongest determinants of the odds that parents gave financial assistance to adult children as both generations aged. The findings also supported the cumulative advantage theory due to the larger likelihood of continued transfers.     

Cultural dissonance among generations: a solution-focused approach with East Asian elders and their families

In traditional East Asian cultures, high value is assigned to family harmony and filial piety coupled with the expectation that elders will be honored and obeyed. A lifetime of such expectations shapes how elders perceive their role and status in the family. Problems can arise when younger, less traditional, generations do not share these expectations. This article describes a solution-focused approach that facilitates the family in creating a beneficial harmony in situations of cultural dissonance. Family members are empowered to draw on personal strengths in which multiple worldviews and values of individual members are recognized, incorporated, and negotiated.     

Enhancing Gerontology Education

Abstract

Co-learning opportunities for elders and students may enhance the ability to make course information “real” for traditional students and provide elders with new relationships that can reduce stereotypical thinking about younger people. A Human Development and Aging course taught at Kansas State University in the Spring of 2003 brought eighteen young adult students and eighteen auditors from a retirement community together to explore their understanding of aging issues. Based on evaluations through focus groups and written surveys, older and younger participants alike experienced changes in their attitudes toward persons of age groups other than their own.     

Recent developments in institutional elder care in China: changing concepts and attitudes

This study examines recent developments in institutional care for Chinese elders and attitudinal changes toward institutional care in Tianjin, China. Based on studies in 12 elder home sites and survey interviews with 265 older residents, this study compares institutional differences between government and non-government-owned elder homes, and examines elders' evaluations of elder homes' quality and their level of willingness to stay in elder homes. Findings suggest that government-owned elder homes still enjoy institutional and bureaucratic privileges in funding, staffing, and insurance. Elders' overall evaluation of elder home quality was high. Elders' former living arrangement and financial ability were related to their willingness to stay in the elder home. The unfair competition between governmental and non-governmental elder homes is likely to hinder the development of elder home industry in the free-market system and foster a growing gap between the rich and poor elders in their capability and decisions in elder home care. As adult children become increasingly unavailable due to the one-child policy and geographic mobility, institutional care for aging parents is likely to become one of the major options for parent care.     

The Residential Choices of Ethnic Elders in Affordable Housing: Changing Intergenerational Relationships and the Pursuit of Residential Independence

This study examines the housing choices and residential experiences of ethnic minority elders in affordable senior housing in a large metropolitan area by using a life course perspective in the context of community life. Using in-depth interview data with 138 individuals, the study reveals that the elders’ decisions to move were fueled by their evolving intergenerational relationships, suburban isolation, governmental provisions of housing and health care, and ethnic concentrations in urban centers. Place meanings arose from the relationship between life course factors, urban configuration, and health care provision as they unfolded in a community boundary of the activity setting.     

Family Structure and Quality of Life of Elders in Rural China: The Role of the New Rural Social Pension

Using data from a survey in Ankang district of Shaanxi province of China in 2011, this article examines the protective effect of the New Rural Social Pension (NRSP) on quality of life of rural elders, as well the moderating effect on association between family structure and quality of life. An instrumental variable approach is used. NRSP is shown to significantly improve the quality of life of rural elders, and a robustness check shows that this effect is consistent across different sets of subgroups. Compared with the elders who have at least one son, the quality of life of those who are childless or have only one child is significantly lower. The NRSP is more likely to significantly improve the quality of life of one-child elders. In addition, the associations between the NRSP and the different facets of quality of life of the elders are significant except for the facet of sensory abilities.     

Parenting in Later Life: A Cross-Cultural Study

This study explored older parents’ beliefs about their parental role with their adult children, their perceptions of intergenerational conflicts between themselves and their adult children, and the negotiation of autonomy versus dependence with adult children in later life. The influence of cultural norms and mutual dependence on these intergenerational relationships was also evaluated. Focus groups were conducted with two groups of older adults attending a senior center in New York City—one who identified as American and the other as Asian Indian. Implications of the findings and recommendations for social workers are highlighted.     

Work as affective care: Visiting parents’ experiences of paid work abroad

This article offers the concept of ‘work as affective care’ to explore the entanglement between financial and affective in transnational life. This is discussed in relation to practices of paid work by nonmigrant older parents during visits to their adult children abroad, an understudied dimension in the visiting friends and relatives, transnational family, and ageing scholarship. Drawing on ethnographic research with Brazilian transnational families, the article makes two distinct contributions. First, it emphasizes the broader repertoire of activities performed during visits, namely paid work outside the family household. Second, it underscores a temporal dimension to visits, namely prolonged stays. The discussion reveals a financial dimension to care where paid work acts as a form of affective care across places and generations. While often described positively, the intersections between financial and affective goals are not always harmonious, and material and affective needs can prove difficult to reconcile.