Money, power and inequality within marriage

The growing body of research on the intra-household economy suggests that in couple households there are significant associations between control over household finances and more general power within the household. However, most earlier research has been based on relatively small samples. Here a major new British data set, produced by the Social Change and Economic Life Initiative, is used to examine the relations between money, power and inequality within marriage. Six different systems of financial allocation are identified. The results suggest that even when couples nominally pool their money, in practice either husband or wife is likely to control the pool. In only one fifth of couples was the pool jointly controlled, but these households were characterised by the highest levels of equality between husband and wife in terms of decision making, experience of deprivation and access to personal spending money. Findings from the study indicate a complex pattern of relationships between household income level, household allocative system and gender. Female control of finances, though it was associated with greater decision-making power for women, did not protect them against financial deprivation; however, male control of finances, especially when it took the form of the housekeeping allowance, did serve to protect the financial interests of men in comparison with women. Gender inequality was least in households with joint control of pooled money and greatest either in low income households or in higher income households with male control of finances.     

Money management and control in the Indian joint family across generations

Studies of money management and control will have more cross‐cultural relevance if the family context of money across generations is taken into account. The study of money management and control in middle‐income nuclear and joint family households in urban India illustrates the importance of examining money flows within the wider family context because there is a two‐way flow of money beyond the married couple – between parents and adult children, siblings and other members of the extended family. In the three or four generational joint family, control and management at the household level is not necessarily duplicated for the constituent couples. We draw on open‐ended interviews of 40 persons from 27 urban middle‐income households in North India, between November 2007 and January 2008, to show that the male control of money is the dominant pattern. This pattern is linked to the ideology of male dominance that is found among the middle, lower middle and struggling households, particularly in non‐metropolitan households. The upper‐middle‐class households predominantly in metropolitan households show a pattern of joint or independent control. The focus is on the couple's money decisions within the context of the wider family.     

‘More like a daughter than an employee’: the kinning process between migrant care workers,elderly care receivers and their extended families

ABSTRACT

This paper explores the intersections of formal and informal care in the relationships that develop between elderly care receivers and their families and migrant domestic care workers and their families. The domestic migrant care literature has tended to focus on two main ‘hidden costs’ of this ‘care-chain’: the ‘care exploitation’ of paid carers by their employers and the ‘care drain’ impact on the family members left behind by the migrant. In this paper, we employ a care circulation framework to examine the process of becoming kin-like – or ‘kinning’, which remains relatively under-explored and warrants further research. An analysis of this process of kinning helps to highlight how the domestic space of care receiver homes are transformed – through the negotiation of relationships with migrant care workers – into transnational social fields that bring the diaspora worlds of the migrants into the everyday worlds of the locals.     

How Dual Are Dual‐Income Couples? Documenting Change From 1970 to 2001

Using Current Population Survey data for 1970, 1980, 1990, and 2001 (N =73,001), we document change in the prevalence of couples where (a) the wife contributes less than 40% of the family income, (b) income contributions are relatively equal, and (c) the wife's income contribution surpasses her husband's contribution. In 1970, close to 90% of couples had conventional earning arrangements: The husband was the sole provider in 56% of couples and contributed 60% or more of the income in an additional 31% of couples. By 2001, husbands were still the sole (25%) or major provider (39%) in a majority (64%) of couples but wives shared equally in providing income in 24% of couples, more than double the 9% in 1970. Additionally, wives as primary (or sole) earners increased from 4% to 12%. We investigate the associations between income provisioning within dual‐income families and ongoing cohort replacement by younger couples, women's increased human capital, life course processes, couple's labor supply, and race. Our findings suggest that wives’ increased human capital and couple's labor supply were strongly associated with increased female breadwinning patterns, but age cohort replacement processes and life stage factors also played a role in explaining change over time.     

Cohabiting couples: rethinking money in the household at the beginning of the twenty first century

This paper assesses the implications of existing research on the intra‐household economy for current debates about the emergence of new forms of radically democratic intimate relationships in ‘late modern’ or ‘world risk’ society. The different ways in which couples organise money are particularly important in evaluating these debates because as Pahl (1989 , 1997 , 1999 ) argues, money can be seen as a tracer for other aspects of a couples’ lives together, especially the power relationship between them. One of the groups currently thought to be in the vanguard of shifts to new forms of egalitarian and radically democratic intimate relationships are heterosexual cohabiting couples. So far however, there has been little, if any, research on the ways in which cohabiting couples organise money, particularly in Britain. This paper therefore assesses the possible implications of existing research on the intra‐household economy amongst heterosexual couples in the UK and elsewhere, for the ways in which cohabiting couples may possibly be organising household money in Britain today, and what light this sheds on current debates about shifts towards greater equality in new forms of intimate relationships. One of the main questions underlying the discussion concerns the extent to which trends towards individualisation in intimate relationships are coming to be associated with greater sharing and equality in the distribution of financial resources, as Giddens’ (1992 ) thesis would lead us to expect, or whether as Pahl (1999 ) and others ( Jamieson, 1999 ) have suggested, an increasing proportion of couples may now be coming to use individualised or privatised systems of money management which while enhancing individual control over finances, may nevertheless still be associated with the maintenance and reproduction of some very traditional gender inequalities between male and female partners, albeit in a new and apparently impersonal, ‘marketised’ form.     

Do husbands and wives pool their incomes? A couple experiment

We propose a simple and direct test of in-couple income pooling and provide a typology of couples that pool resources and those who do not. For this purpose, we performed a five-round experiment with 95 established real-life couples in Germany. In each round, the couples received the same total amount of money, but the relative allocation to the spouses differed and they had to agree on an irreversible private goods consumption pattern. We find that for the majority of the sample, the consumption choices depend on the spouses’ relative resources. While this suggests a rejection of income pooling at the mean, a substantial share of the couples do indeed pool their resources. Pooling behavior is more common among couples in which the spouses’ socioeconomic characteristics are more similar. In particular, traditional couples with distinct work division between the spouses are significantly less likely to pool their individual resources and treat any spouse’s income symmetrically. Conventional variables used to approximate income pooling are only loosely related to the behavior observed in our experiment.     

Separation and Post‐Separation Parenting within Lesbian and Gay Co‐parenting (Guild Parented) Families

Gay men and lesbian women have a long history of jointly creating families and co‐parenting their children together. This qualitative study aims to explore the experiences of separation and post‐separation parenting within same‐sex parented families. This involved semi‐structured in‐depth interviews with 22 separated same‐sex parents in Adelaide, Melbourne, Sydney, Brisbane, and regional Victoria. An adaptive theory approach was used for the collection and analysis of the data. The paper explores data from a cohort of six participants who came from three different multi‐parent families who had experienced a separation – either their own, or that of other parents in their parenting group. The term ‘co‐parenting families’ was found to be confusing due to the different connotations within separation/divorce and same‐sex parent literature. Consequently, the term ‘guild parented families’ was created to describe these families. Participants from these multi‐parent families had very different experiences of family formation and separation compared to others within the wider separated same‐sex parent study. Separation of one or more of the parent couples within these families complicated their original plans and kinship ideals. Each of the families resolved this differently in their post‐separation arrangements. After separation, whole family narratives and/or the role of individual parents, were either questioned or revised as a way of resolving the complexity of their new kinship situation. Following separation, parents often relied on Western kinship norms that privilege biological kinship and the dual‐parent family to construct their post‐separation kinship arrangements. More awareness of families that begin with more than two parents is needed within separation research and amongst separation services and service providers.     

Having the wrong kind of money. A qualitative analysis of new forms of financial, social and moral exclusion in consumerist Scandinavia

Consumerism not only promotes discourses emphasizing individualized consumer choices, but it also introduces new electronic, invisible and symbolic forms of money. The present article analyses social exclusion in contemporary Scandinavian society by focusing on patterns of consumption and the social meaning of money in low‐income households in Denmark and Sweden. Drawing on recent sociological theory on money and budgeting ( Pahl, 1999, 2002 ; Singh, 1997, 1999 ; Zelizer, 1997, 2005 ) and recent critiques of consumption studies ( Edgell, Hetherington and Warde 1996 ; Gronow and Warde, 2001 ; Lodziak, 2002 ), it argues that experiences of social and financial exclusion in consumerist society must be related to the amount of money available within the household, the social position that the household occupies, and the social form that this money takes. Pahl (1999 ) shows that the development of electronic money seems to alter and further constrain access to consumption for the ‘credit poor’ and ‘information poor’. To this ‘technological filter’, a ‘social filter’ may be added, as the results suggest that consumption patterns and the social meaning of money in low‐income families are largely incompatible with prevailing neo‐liberalist ideas of money and consumption in contemporary society.     

THE INCOME EFFECTS OF THE SOURCES OF MONETARY CHANGE: AN HISTORICAL APPROACH*

This paper attempts to answer the question – does the way in which the quantity of money is introduced into the economic system matter or only the amount introduced? The question of the importance of the sources of monetary change has become a key issue between Monetarists and Neo-Keynesians. The approach of the paper is to compare different periods in U. S. monetary history over the time span 1834–1914, which exhibited different sources of monetary change, to see whether the source of monetary change significantly affected the relationship between money and income between these periods, as well as within them. In the majority of cases examined, the income effects of the sources of monetary change were found to be insignificant.     

Pennies from heaven? Conceptions and earmarking of lottery prize money,

The source of money has been shown to be important for how money is spent. In addition, sudden wealth is often associated with social and psychological risks. This article investigates if conceptions of lottery prize money – as a special kind of money – imply restrictions on how it can be spent. Analysis of interviews with lottery winners shows that interviewees use earmarking of the prize money as a strategy for avoiding the pitfalls associated with a lottery win. Conceptions of lottery prize money as ‘a lot’ or as ‘a little’, as shared or personal, and as an opportunity or a risk, influences the ends for which it is earmarked: for self‐serving spending, a ‘normal’ living standard, paying off loans, saving for designated purposes, or for economic security and independence. Clearly defining and earmarking lottery prize money thus helps lottery winners construe their sudden wealth, not as a risk, but as ‘pennies from heaven.’     

From ‘Fighting Family’ to ‘Belligerent Families’: Family–Military–Nation Interrelationships and the Forming of Israeli Public Behavior among Families of Fallen Soldiers and Families of MIAs and POWs

The army–family relationship is vital for control by a state aware that the family is the central agent influencing their son to enlist. A historically ‘affectionate’ relationship prevailed between Israel's army and families. During and after the Yom Kippur War, families of captive and missing soldiers, and bereaved families, adopted ‘new’ social behaviors. They organized in an institutionalized manner, clashing with the establishment. Our research highlights the changing behavior patterns. Previously, Israel's ‘fighting family’ had applied a ‘hegemonic behavior model’. Families could process their loss privately, or publicly – as cultural agents committed to state values. After the war, many spurned that model and entered the public space, calling senior government officials ‘enemies’, ‘guilty’ of their plight. The new behavior fell on fertile ground: the declining traditional ‘network of elites’ and the burgeoning social-civil arena. Families of captive and MIA soldiers, and of fallen soldiers, adopted the trailblazing model. We first address theoretical aspects of ties between state and society, parenthood and family. Next we explore the ‘hegemonic model’ describing the pre-Yom Kippur War relationship between families and the establishment. We describe the ‘new’ behavior of two groups: families of captive and missing soldiers, and families of fallen soldiers. The state's co-opting of the family appears to be a regressive process, and the two institutions have begun operating competitively.     

Gender equality in ‘the most equal country in the world'? Money and marriage in Sweden1

This article analyses how Swedish couples perceive the sharing of money and consumption between themselves and their partner. Interviews were conducted with ten Swedish married couples. Each spouse was interviewed separately about their incomes, financial organization, patterns of consumption, views about money and decision-making. Regardless of whether they pooled their incomes or kept money separately, all were in agreement about the importance of equal sharing and access to money and consumption. Despite stated goals of gender equality, however, consumption was not perceived as being shared equally. Two factors central to understanding this were the ways that daily finances were managed and the fact that women had responsibility for the daily finances of the family. Another important aspect was the ways that items of consumption were defined. Food and children's clothes were areas that were in a ‘grey zone’ regarding which money was used to pay for them, and they often fell to the woman. This practical responsibility and associated awareness of the family economy serve as obstacles to women's sense of entitlement and access to money for personal discretionary spending, a problem not experienced by men.     

Transnational family strategies and education in the contemporary Chinese diaspora

Abstract In this article I examine the role of education in the family strategies of recent East Asian migrants, contributing to intellectual debates around transnationalism and the contemporary Chinese diaspora. Empirically, the article provides an insight into the experiences and objectives of an often‐neglected group within studies of Chinese migration – students. I also attempt to understand the particular role that children play within a wider family project of capital accumulation. Drawing upon the work of Bourdieu, I emphasize the significance of different forms of capital in underpinning the spatial strategies of East Asian families. The research for this article was conducted in Vancouver, Canada and Hong Kong, involving in‐depth interviews with university students, recent graduates and their families. In conclusion, in the article I maintain that a geographically informed theory of ‘cultural capital’ and its relationship to the family unit can help elucidate recent patterns of trans‐Pacific, transnational mobility, moving beyond more common ‘political’ and ‘economic’ interpretations of this contemporary migration.     

The effects of separate taxation on labor participation of married couples. An empirical analysis using propensity score

Up to 1987 the Spanish Income Tax imposed compulsory joint filing for married couples. However, the 1988 reform allowed spouses to choose between joint and separate taxation, involving a reduction in tax rates for secondary earners. Our aim is to analyze this reform as a quasi-natural experiment, assessing the effects of tax changes on labor participation. To find out the causal effect we adopt the difference-in-differences technique. We use data from the ‘Spanish Income Tax Panel 1982–1998’. Our results show that, as a consequence of differential tax changes, married women in families more strongly affected by the fiscal reform increase their labor participation more than secondary earners from families less affected by the reform. The participation rate for secondary earners in the treatment group increases by 9.4 percentage points whereas the control group increases their participation rate by 7.8 percentage points. We define the treatment group as those secondary earners in relatively low-income families in year 1987 and the control group as those in middle-high income families, because the former experiences a stronger reduction in tax rates than the latter. As a result, we can attribute the 1.6-percentage-point-increase in participation rates to the 1988 income tax reform.     

Money in marriage: how patterns of allocation both reflect and conceal power

This paper examines perceptions of money within marriage, focusing upon the concepts of control and ownership. It considers the criteria involved in Pahl's (1983; 1989) typology for the allocation of income, and their ability to capture the dynamic perceptual elements associated with change. These issues were explored by means of data from semi-structured interviews, using mainly middle-class couples (thirteen women and nine of their partners) in the 30–50 year age-range. Most of the women were in the process of returning to the labour market following an absence of at least eight years. The findings demonstrate, on the one hand, that Pahl's revised typology (1989), which includes an emphasis on the person possessing overall control, can be used to trace major shifts in the balance of economic power as a function of the life-cycle and associated changes in the source of income. On the other hand, the findings also show that a couple's report of their financial arrangements, concerning the Spooling’ of income, can yield the erroneous impression that resources are equally shared. In particular, the ‘rights’ of ownership associated with having earned the income may remain hidden, and lead to patterns of overall control with potential consequences for a non-earning, dependent partner.     

Family ties in genes and stories: the importance of value and recognition in the narratives people tell of family

Diagnosis in paediatric genetics involves a combination of technologies able to display variation in DNA and clinical discussions with families that concentrate on retrieving family histories. This paper explores the significance of the family tales that genetics brings to the fore. Through discussion of an ESRC‐funded ethnographic study of families referred to a paediatric genetic service, the paper explores how genetics and family history intersect in ‘relations of exchange’ (Latimer, 2013). It draws from sociological work on family that emphasizes the importance of narrative to the formation and maintenance of family ties and the importance of broader social contexts to the kinds of stories that can be told and recognized by others. The paper emphasizes the significance of claims to respectability and value to the narratives people provide of family ties; particularly in contexts where such ties, in the past or the present, are thought of as ‘troubling’. Making reference to research by Skeggs and Loveday (2012), it is argued that an important narrative that is drawn upon, in order to claim respectability, is that of being a good parent who protects their children from socially ‘risky relations’ so that a positive future as a ‘subject of value’ may be possible.     

Lone mothers and paid work: the ‘family-work project’

When a mother starts work, her daily life changes in various ways: time, money, relationships, quality of life, and well-being are all subject to modification and potentially greater uncertainty. This is also true for her children, who must adapt to changed circumstances and perhaps play a different role within the family as a consequence. Sustaining work and care over time means that the situation of being a working family must become part of the everyday and regular practice of the family, and this actively involves all family members. This article explores this concept of a ‘family-work project’ through a qualitative longitudinal study of British lone mothers and their children, starting as the mothers took up work and following the families for four to five years. The research captured the experiences of the families as they negotiated the demands of sustaining employment while living on a low, but complex, income.     

The Logical Difference Between Prevention and Treatment

The authors have spent 2 1/2 years investigating the process of change in family systems presenting with addictive symptoms in one or more of their members. The context of this research has been the systemic family therapy of more than 36 families in a hospital based drug and alcohol service. Emergent from this research is evidence of potentially destructive effects upon families and addicts who present requesting help, by referring them to programmes which are educative or preventative in nature. The case will be put for a clear distinction to be made between the functions of ‘prevention’ and ‘treatment’ in multi-disciplinary teams in addiction services (and by implication other community health services); and for establishing a more rigorous intake system based upon such a distinction and designed to respond more appropriately to presenting requests by potential users of such a service.     

The impact of husband’s job loss on partners’ mental health

The objective of this paper is to examine the impact of job loss on family mental well-being. The negative income shock can affect the mental health status of the individual who directly experiences such displacement, as well as the psychological well-being of his partner; also, job loss may have a significantly detrimental effect on life satisfaction, self-esteem and on the individual’s perceived role in society. This analysis is based on a sample of married and cohabitating couples from the first 14 waves of the British Household Panel Survey. In order to correct for the possible endogeneity of job loss, data from employment histories is utilised and redundancies (different from dismissals) in declining industries are used as an indicator of exogenous job loss. Results show evidence that couples in which the husband experiences a job loss are more likely to experience poor mental health.