Characteristics and practices of home-based workers

Using data collected by a nine-state regional research project, cluster analysis generates nine clusters of home-based workers from 853 usable cases. The clusters are named for their distinguishing characteristics as follows: Employed Outside the Home; Low Intrusion; Female Wage Workers; See Clients at Home; Lack of Health Insurance; Female Business Owners; Isolated; Two-earner Households; and Male One-earner Households. Ninety percent of the home-based workers are covered by health insurance, 44% are covered through another job. Female home-based workers comprise 41% of the total sample and earn net home-based work incomes below the sample mean. The clusters with the highest net income are predominately male and in marketing/sales, mechanical/transportation, and contractor occupational categories. Recommendations for prospective home-based workers are made.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont. Authors are listed alphabetically and have contributed equally to this publication.Her research interests include home-based work, social aspects of clothing, and consumer purchase behavior.Her research interests include farm family financial management, home-based work, and housing expenditures.     

Time-management strategies used by households with home-based work

A sample of 899 households in which at least one member is engaged in home-based work is used to analyze two time-management strategies used to respond to the demands of home-based work. Analyses reveal that, first, personal time is reallocated more than additional help is obtained for either the home-based work or household production and, second, that different strategies are used depending on whether the household manager is also the home-based worker. Respondents holding both roles report reallocating personal time more often than respondents who are not home-based workers; the reverse holds for obtaining additional help. The results suggest that households generating higher incomes in which home-based work is a full-time occupation are more likely to use time-management strategies than those in which incomes are lower and the home-based work is part-time.Journal Paper Number J-14861 Iowa Agriculture and Home Economics Experiment Station, Project Number 2857. This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture, and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont. This article was accepted in 1992 under the editorship of Charles B. Hennon.Her current research work includes an analysis of family resource management in Mexico and of housing conditions in rural areas. She is also involved in the study of household members who work at home for pay and their associated management practices and coping strategies. She received her Ph.D. from The Pennsylvania State University in 1970.She received her M.S. from Iowa State University in May 1992. This paper is based on her M.S. thesis.Her current research interests include household asset and debt formation, working families and employers' benefits, and home-based employment. She received her Ph.D. from Purdue University in 1978.Her current research work includes such topics as divorce settlements, at-home income generation, and management practices of households engaged in home-based employment. Her Ph.D. degree was received from Cornell University in 1978.     

Home-based workers: Worker and work characteristics

The purpose of the study reported here is to describe the worker and work characteristics of 899 home-based business owners and wage earners, using a definition that excludes farmers, hobbyists, and persons taking work home from a job located elsewhere. Contrary to predictions by futurists of an influx of white-collar workers from the office to home, the home-based workers in this research are more likely to be marketing and sales persons, contractors, or mechanical and transportation workers. Full- or part-time employment status, home tenure, seasonality of work, and occupation are significantly associated with ownership status. Findings show significant group differences on age, education, years in the community, household size, and net annual home-based income. Business owners, on average, are older, have less education, come from larger households, have lived in their communities more years, and have lower net annual home-based incomes than their wage earner counterparts.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and University of Vermont. Appreciation is expressed to Ana Marie Vargas and Johnny M. H. On for their assistance with the computer analyses, and to Florence Abe, Laraine Hoffman, and Meesok Lee for their help in the final preparation of this article. The authors acknowledge the patience and helpful suggestions of two anonymous reviewers.Her current research interests include home-based employment, multiple farm income families, and computer-based education. She received her Ph.D. from Oregon State University.Her current research interests include home-based employment, economic adjustments of farm families, and the interrelationship of management to an individual's quality of life. She received her Ph.D. from Purdue University.Her primary areas of research are rural households, the impact of employment on a family, learning theories as applied to financial education, retirement, and home-based employment. She received her Ph.D. from The Pennsylvania State University.     

The impact of the family on home-based work

This article reports on a study of 899 families with at least one member engaged in home-based work. Six work characteristics are examined in relation to family structure and gender of the home-based worker: business ownership, occupation of the home-based work, amount of income generated, location of the work space, number of hours worked, and availability of help with the work. Women in single-parent and full-nest families are found to do the most restructuring of work time and space and women home-based workers generate less income from the work than do men. Male home-based workers experience less conflict between family and work scheduling, are more likely to have an exclusive work space, and tend to have help with the home-based work.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University and University of Vermont.Her research interests include divorce, work and family, and the economic well-being of women and children. She received her Ph.D. from Oregon State University.He has extensive experience in research, consulting, and training for small business owners and operators, including single parents, disabled veterans, Hispanics, rural and home-based. He received his Ph.D. from New York University.     

Studying at-home income generation: Issues and methods

Methods used to locate and study 899 home-based workers and their households in nine states are described in detail, with emphasis on the rationale behind the decisions about the definition of home-based work, sampling, the development of the interview schedule, data collection procedures, and data preparation. More than 10% of all households in the nine states include someone who is engaged in home-based work; 7% of the households have a member who has been engaged in the activity for more than 1 year and who spends at least 312 hours annually in the activity. The respondents have a mean age of 42.5 years, and have completed a mean of 13.8 years of education. More than half live in communities of 2,500 or over, and have lived there for more than 10 years. More than 40% of the sample consist of individuals who are married and have children living in the home. The average household income in 1988 was just over $42,000.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont.In addition to at-home income generation, her research interests include divorce settlements and time use. She received her Ph.D. from Cornell University in 1978.Her current research interests include family resource management in Mexico, determinants and consequences of intergenerational co-residence, as well as family management in households in which there is at-home income generation. She received her Ph.D. from The Pennsylvania State University in 1970.Her dissertation involves the estimation of a reservation age for home-based workers.She has had 15 years of experience in survey research, 10 years as Projects Coordinator, and served as Project Manager for this study.     

Home-based employment: Historical and current considerations

The purposes of this article are threefold. First, there is a brief review of current and historical research on home-based business with special emphasis on female home-based employment and the impact of such employment on family life. Second, a conceptual model for family work activities is advanced. Finally, concepts related to home-based employment that could be used to frame and describe the empirical study are specified.This article reports results from the Cooperative Regional Research Project, NE-167, entitled At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont.Her research interests include measuring household production, at-home income generation, and rural families. She received her Ph.D. in Family and Consumer Economics from the University of Missouri-Columbia.Her research interests include home-based business and consumer behavior. She received her Ph.D from Virginia Polytechnic Institute and State University.Her research interests include consumer behavior and family economic issues. She received her Ph.D. from Virginia Polytechnic Institute and State University.     

Satisfaction with home-based employment

Using data from nine state regional research project on at-home income generation, the relationships of three satisfaction variables to demographic and work situation variables of 899 household managers in households with home-based employment are investigated. The satisfaction variables include quality of life, family income, and control over everyday life. The majority of households are satisfied with their quality of life and control over life although only moderately satisfied with income. One variable is related to the three satisfaction variables, the wage earner's control over the amount of work done in a day.This paper reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture, and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont. This article was accepted in 1992 under the editorship of Charles B. Hennon.Her research interests include evaluation of teaching/learning, program evaluation, and entrepreneurship. She received her Ph.D. from Cornell University.     

Managing work and family in home-based employment

Two 10-item scales, one describing the management of the home-based work and the other, the management of the family work, were administered to a sample of household managers who are also the home-based worker. Scale items are designed to assess dimensions of input, planning, implementing, and output.T-tests are used to compare the means of the individual items and the scale means. Confirmatory factor analysis is used to assess whether the factoring of the scale items support the theoretical framework. Scores are higher for the management of the home-based work than for the management of family work. Although both scales are highly reliable, the items in the home-based work scale factor clearly into the dimensions of standard setting and controlling. One interpretation may be that, given a choice, the dual-manager may choose to consciously organize the paid work instead of the family work.This paper reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U.S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont. Appreciation is expressed to Frank Chiang at Cornell University and Young Rae Oum at Iowa State University for the computer assistance needed to complete this research article. Patsy Sellen was instrumental in formatting and stylizing this paper to required guidelines.Her current research interests include household asset and debt formation, working families and employers' benefits, and home-based employment. She received her Ph.D. from Purdue University in 1978.Her current research work includes an analysis of family resource management in Mexico and housing conditions in rural areas. She is also involved in the study of households who work at-home for pay and their associated management practices and coping strategies. She received her Ph.D. from Pennsylvania State University in 1970.Her current research work includes such topics as divorce settlements, at-home income generation and management practices of households who are engaged in home-based employment. Her Ph.D. was received from Cornell University in 1978.     

Building family functioning scales into the study of at-home income generation

This article describes testing of scales designed to measure the ways family members interact in a personal subsystem. The scales are intended to complement data about the managerial subsystem of a family and are to be used in conjunction with a regional research project focused on home-based work. The article includes conceptual underpinnings, construction of measures, and results of factor analysis of the measures administered. Suggestions for use of a family functioning scale in the context of a household that has a member working at home are explored in the final section.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture, and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont.Her research interests include measuring household production, at-home income generation and rural families. She received her Ph.D. in Family and Consumer Economics from the University of Missouri-Columbia.Her research is primarily in poverty and divorce and the economic well-being of women and children. She received her Ph.D. from Oregon State University.Her research interests include entrepreneurship, especially as it relates to women and to international development. Her Ph.D. is from Cornell University.     

The effects of children on the major dimensions of home-based employment

Using an ordinary least squares regression procedure and data from the NE-167 sample of home-based employment households, the effects of children on seven major home-based work dimensions, respectively, are estimated along with remaining work dimensions and a series of control variables. The findings show that having a child equal to or under 18 years of age reduces home-based work hours by 407 hours per year, which equates to 1 work day per week. The separate effect of a child under 6 years of age reduces work hours by 296 hours per year or about three-quarters of a work day per week. Being a male home-based worker offsets these children effects considerably compared with being a female home-based worker. Children in general are negatively related to large-scale businesses that hire employees or services. Younger children negatively affect the likelihood of being a home-based business owner and being involved in seasonal home-based employment.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural and Urban Families, partially supported by Cooperative States Research Service, U.S. Department of Agriculture, and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and University of Vermont. Appreciation is expressed to You-Hyun Cho for the computer assistance needed to complete these analyses. Patsy Seilen and Justine Lynge were instrumental in formatting and stylizing this article to required guidelines.Her current research interests include household asset and debt formation, working families, and employers' benefits and home-based employment. She received her Ph.D. from Purdue University in 1978.     

The utilization of child care by households engaged in home-based employment

A logit procedure is used to examine the factors associated with the likelihood of using child care services among a sample of households with both a home-based worker and a child designated as needing care. Being a single-parent, having high family income, and the presence of a two-year old child are positively associated with the likelihood of using child care. Being an older worker, having a child who is one year or less or children who are 11 to 12 years, and having a less professional occupation decreases the likelihood of using child care. Self-employment decreases the likelihood of usage; owning a business that hires employees or services increases the likelihood of usage. The major conclusion is that home-based work may be a coping strategy for some child care needs, but home-based working households often need and use child care.This article reports results from the Cooperative Regional Research Project, NE-167, entitled, At-Home Income Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the Cooperative States Research Service, U. S. Department of Agriculture and the Experiment Stations at the University of Hawaii, Iowa State University, Lincoln University (Missouri), Michigan State University, Cornell University (New York), The Ohio State University, The Pennsylvania State University, Utah State University, and the University of Vermont. Authors are listed in descending order of their contributions to this research paper. Appreciation is expressed to Frank Chiang for the computer assistance needed to complete these analyses. Patsy Sellen was instrumental in formatting and stylizing this article to required guidelines.Her current research interests include household asset and debt formation, working families and employers' benefits, and home-based employment. She received her Ph.D. from Purdue University in 1978.Nancy C. Saltford, has recently been a Visiting Scholar at the Employee Benefit Research Institute, a public policy research organization in Washington D.C. where she specialized in employer policies for working families. Her Ph.D. was received from Purdue University in 1971.Her research interests include the economics of divorce and at-home income generation. She received her Ph.D. from Oregon State University in 1986.Her primary areas of research are rural families, household production, family time use and its meaning, and the interactive aspects of managerial, productive and affective functions of families. She received her Ph.D. from the University of Missouri-Columbia in 1983.     

The determinants of worry over chronic health condition for rural couples

This study investigates the determinants of chronic health conditions that worry the member of rural couples who serves as the household financial manager. A sample of 1,115 rural couples from the NC-182 regional research project Family Resource Utilization as a Factor in Determining Economic Well-Being of Rural Families is used. The logit analysis finds that the probability of having a condition that worries the financial manager increases if she or he is middle aged or older, is not employed, and has external Locus of Control. This probability also increases when the dissatisfaction with the resources available to handle a financial emergency increases and the more often the financial manager does not have money to pay for the doctor.Preparation of this research was supported in part by the Minnesota Agricultural Experiment Station project 52–056 and the Minnesota Extension Service. Data were collected in conjunction with the cooperative regional research project NC-182, Family Resource Utilization as a Factor in Determining Economic Well-Being of Rural Families. Cooperating states are Arizona, California, Illinois, Indiana, Iowa, Kansas, Michigan, and Minnesota.Her current research interests include the economic well-being of various family forms. She received her Ph.D. from University of Illinois.Her current research interests include family financial management and consumer bankruptcy. She received her Ph.D. from the University of Missouri.Her current research interests include issues concerned with family stress management including financial stress. She received her Ph.D. at Michigan State University.Her current research interests include economic and environmental well-being for families and individuals with emphasis on the impact of environmental regulations on economic well-being. She received her Ph.D. from University of Illinois.His current interests include economic well-being of rural families. He was a research assistant for Dr. Bauer before receiving his Ph.D. degree in Agriculture and Applied Economics, University of Minnesota, St. Paul, MN.     

Family/work roles' relation to perceived stress: Do gender and ethnicity matter?

This exploratory research examines whether gender and ethnic differences exist in family- and work-related variables that best predict perceived stress. The Anglo male (N=115) and female (N=199) and Mexican-American male (N=35) and female (N=85) respondents each had the roles of employee, spouse, and parent. Data were collected by mail questionnaire from state-classified employees at the three land-grant universities in Colorado, New Mexico, and Wyoming as part of Cooperative Regional Research Project W-167. Regression analysis indicates that role overload is a significant predictor of stress for Anglo males and females and Mexican-American females, thus providing some support for the role strain theory, which suggests that increasing the number of roles drains personal resources and may increase stress. Satisfaction with family roles enters regression equations as significant predictors for two sample groups. Other variables enter only one of the four regression equations; thus ethnicity and gender differences are found in the variables predicting perceived stress and should be considered in future research in this area. The research was funded by the Colorado, New Mexico, and Wyoming Agricultural Experiment Stations as part of Cooperative Regional Research Project, W-167, “Work, Stress, and Families.” Her research interests include issues related to balancing work and family and to family resource management. She received her Ph.D. from Pennsylvania State University. Her research interests include grief and loss issues and family support systems. She received her Ph.D. from Arizona State University. His research interest is minority families, and his Ph.D. is from Florida State University. Her research interest is Latino family functioning. Her Ph.D. is from New Mexico State University. His research interest is human resource development emphasizing ranching families. He received his Ph.D. from Iowa State University.     

Midlife and older displaced workers: A comparison of predisplacement and new earnings

The economic consequences of business closings and worker layoffs are of great concern to today's work force. The study compares earnings of 755 workers previous to displacement to 422 displaced workers with new earnings. Variables are identified using the data supplement of the 1988Current Populations Survey: Displaced Workers. Displaced workers employed in professional and white-collar positions have more favorable predisplacement earnings and new earnings than workers from other job sectors, but displaced workers who are homeowners and those who have health care coverage before and following job displacement have a decline in earnings. Displaced workers with some high school education and workers with 30 to 39 years of job tenure also experience decreased wages. Overall, displacement of American workers stifles the economy and negatively influences the human capital of the nation's work force. Her major research interests include displaced worker issues, work and family policy, and the economics of aging. Her major research interests include labor force participation of midlife and older persons.     

Employment location choices: Factors associated with the likelihood of homebased employment

The purpose of this research analysis is to investigate the factors that are associated with the likelihood of a worker choosing homebased employment. Using a sample of 6,744 employed men and women from the 1984 Panel Study of Income Dynamics, a logit estimation procedure is employed. Factors which decrease the likelihood of being a homebased worker include minority status, higher levels of total family labor income, a high school education or less, and longer working hours. Older workers, workers without children, workers with young children under age six, the self-employed, and farmers are all more likely to be involved in homebased employment.Ramona K.Z. Heck is an Associate Professor in the Department of Consumer Economics and Housing, 133 Martha Van Rensselaer Hall, Cornell University, Ithaca, N.Y. 14853. Her current research interests include: household asset and debt formation, working families and employers' benefits, and homebased employment. She received her Ph.D. from Purdue University in 1978.The analyses in this paper are related to work in progress under the Cooperative Regional Research Project, NE-167 entitled, At-Home-Income-Generation: Impact on Management, Productivity and Stability in Rural/Urban Families, partially supported by the stations of Hawaii, Iowa, Lincoln University (Missouri), Michigan, New York, Ohio, Pennsylvania, Utah, Vermont, and the U.S. Department of Agriculture.     

Female-headed households in nonmetropolitan areas: Housing and demographic characteristics

This article describes selected demographic and housing characteristics of nonmetropolitan female-headed households. It compares nonmetropolitan female householders with the average U.S. household, including regional differences. Female heads are older and more likely to have members in poor health than U.S. households on average. Female heads are also more likely to be in poverty and to experience housing poverty. Although the female householders do not suffer from space and quality problems, housing affordability is a problem. Most female heads live in owned, single-family dwellings and are more likely to live in mobile homes than the average U.S. household. This research was funded under the auspices of the U.S. Department of Agriculture, Cooperative State Research Service, and the experiment stations in Idaho, Indiana (Purdue University), Iowa, Minnesota, Missouri, Nebraska, and New York (Cornell University). Also supporting the research were East Carolina University, Illinois State University, Kansas State University, and Western Michigan University. The authors thank Mary Ann Horvath and Roxanne Miller for their assistance in preparing the figures and document. She received her Ph.D. from Oklahoma State University. Her work includes research in housing and the economic well-being of women. She received her Ph.D. from The Ohio State University. Her research interests include housing and neighborhood assessment and women and public policy issues.     

Time use satisfaction of wives: Home,farm, and labor force workload

Factors related to time spent in work roles are investigated for a sample of 685 wives living on family farms in seven southern and midwestern states. Data were collected in a comprehensive mail survey. Results show that variables reflecting management are the most important predictors of wife's time use satisfaction. Wife's satisfaction is also significantly related to her education and nonfarm employment. Conclusions indicate that, although wives on family farms experience work-role overload relative to their husbands, they are satisfied with their time contributions to the home/farm situation.Jeanne L. Hafstrom is Associate Professor, Consumer Sciences Division, University of Illinois, 161 Bevier Hall, 905 So. Goodwin, Urbana, IL 61801. She received her Ph.D. from the University of Illinois. Her current research interests include economic well-being and the quality of life.MaryAnn Paynter is Assistant Professor and Family Economics Extension Specialist, Consumer Sciences Division, University of Illinois, 547 Bevier Hall, 905 So. Goodwin, Urbana, IL 61801. She received her Ph.D. from Pennsylvania State University. Her current research interests include family resource management strategies.This study was part of S-191 Regional Research Project Farm Wife's External Employment, Family Economic Productivity and Family Functioning, and Project No. 60-0366 supported by the Agricultural Experiment Station, College of Agriculture, University of Illinois at Urbana-Champaign.     

Using a computer simulation game to teach family time use concepts

A computer simulation game designed to give students insights into family time use concepts has been used in an introductory family resource management class at Ohio State University and other universities. The game allows for planning for time use changes over the family life cycle. The game can give students insights into economic and sociological models of time use. It is possible that future versions of the game could be used in family counseling.His research interests include derivation of optimal decision-making rules for families and family financial management.Her research interests include financial management over the life course including financial ratios, baby boomers, and retirement. She received her Ph.D. in 1993 from The Ohio State University in Family Resource Management.His research interests include the time trade-offs made between couples, financial planning over the life cycle, and the interaction of time and money between families and their home-based businesses. He received his Ph.D. in 1993 from The Ohio State University in Family Resource Management.     

The role of perception in the intention to change the family financial situation

The study investigates factors associated with the individual intentions to change the family financial situation of 337 farm respondents. The hypotheses are that intentions to change are influenced by (a) resource flexibility or constraints existing at the time of the decision situation, including off-farm employment, education, age, and household size, and (b) perceptual factors of perceived income adequacy, locus of control, degree of discrepancy between standard and level of the family financial situation, and dissatisfaction or satisfaction with the discrepancy. Older respondents and those experiencing more external control are less likely to intend to change. Younger respondents and those who perceive their incomes as more adequate are more likely to perceive that they have control over their situation. The lower the perceived income adequacy, the greater the discrepancy between standard and level of the family financial situation and the lower the satisfaction with the discrepancy. Significant indirect effects were consistent with theoretical expectations.Research was supported by the Minnesota Agricultural Experiment Station Projects 52-055, 52-054, and 52-058 and the Minnesota Extension Service. The authors wish to thank Jean W. Bauer, Ph.D., for research collaboration and Susan Keskinen and Cathy Schultz for research assistance.Her research interests include social, economic, and technical decision processes, discrepancies between standards and levels, and the interrelationship of work and family roles, particularly for farm women. Her Ph.D. is from Iowa State University.Her research interests in family resource management theory include social decision making processes and social decision rules, family life quality, and the economic consequences of divorce. Her Ph.D. is from Michigan State University.     

The relation of economic factors to perceived stress in mobile families

The purpose of this research is to examine the relationship between objective and subjective measures of economic well-being, amount of and satisfaction with control, and perceived stress level of subjects, who have relocated with their families within the past year. Both males and females indicate more stress if their financial condition is worse following the move than before, if their employment status is not satisfying, and when they have little control over their lives and are not satisfied with their level of control. Stress is negatively related to satisfaction with the specific aspects of economic situation studied for both males and females with limited exception.Peggy S. Berger received her Ph.D. from Pennsylvania State University. She is an Associate Professor in the Department of Consumer Sciences, Colorado State University, Fort Collins, CO 80523. Her research interests include socioeconomic issues related to geographic mobility and to gender, and work and family issues.Judith Powell received her Ph.D. from Oklahoma State University. She is a Professor of Child and Family Studies, and Head of the Department of Home Economics, University of Wyoming, Laramie, WY 82071. Her research interests include parent-child relations and effects of relocation on families.Alicia Skinner Cook received her Ph.D. from Arizona State University. She is a Professor in the Department of Human Development and Family Studies at Colorado State University, Fort Collins, CO 80523. Her research interests include grief and loss issues, family stress, and adjustment to relocation.