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31.
Is Household Wealth Sustainable? An Examination of Asset Poverty Reentry After an Exit 总被引:1,自引:0,他引:1
This paper analyzed the influence of financial behaviors on the duration out of asset poverty while controlling for households’ life cycle and demographic characteristics. We found evidence for the existence of structural barriers to asset acquisition. Asset accumulation at or above levels equal to nine-months worth of income at the income-poverty level was important for improving a household’s odds of permanently escaping asset poverty, but a linear relationship between asset accumulation and the likelihood of returning to asset poverty did not emerge. Moreover, minimizing debt and diversifying the asset portfolio to include more productive assets were positively related to maintaining assets; but households should also consider the risks associated with portfolio allocations. 相似文献
32.
33.
This note is an answer to a previous model on conformity in public goods contributions developed by Carpenter (2004), where a population evolution is allowed according to the standard replicator dynamic (Taylor and Jonker, 1978, Maynard Smith, 1982). To confirm his theoretical prediction, Carpenter developed an experiment showing that free riding actually grows faster when agents have the information necessary to conform. The model and the experiment are, however, inherently different, for the time scales of the model are not able to capture the short run convergence of behavior in the experimental laboratory.We here present a model of conformity which offers the same laboratory results as Carpenter without resorting to evolutionary models, and also gives agents the chance to adopt different strategies implying various levels of cooperation. 相似文献
34.
In the Design for All Approach (DfA), an important phase of the design process consists in the individuation of the so-called "limit users", that are that particular group of people with the most "critical" features for the autonomous fruition of a system or a product. Generally, however, it is not easy to identify them in a complete and objective way. A clear and complete outline of design requirements with respect to the "normal" use of a service, product or environment, moreover, is of fundamental importance in inclusive design. In fact, we know how bad design, that doesn't take in account the true "strategies of use", may lead to situations of handicap, also serious, temporary or permanent, regardless if the user is a "disabled" person or not. In relation to this scenario, the paper shows the results of a research which has developed the "Ability/Difficulty Table" ("A/D Table"), a new tool useful to identify the so-called "limit users" and their needs with respect to different activities, linking the main "difficulties", expressed by people, with the "abilities" required to carry out in autonomy the investigated activity. 相似文献
35.
Merino GS Teixeira CS Schoenardie RP Merino EA Gontijo LA 《Work (Reading, Mass.)》2012,41(Z1):1045-1052
In product design, human factors are considered as an element of differentiation given that today's consumer demands are increasing. Safety, wellbeing, satisfaction, health, effectiveness, efficiency, and other aspects must be effectively incorporated into the product development process. This work proposes a usability assessment model that can be incorporated as an assessment tool. The methodological approach is settled in two stages. First a literature review focus specifically on usability and developing user-centred products. After this, a model of usability named Usa-Design (U-D?) is presented. Consisted of four phases: understanding the use context, pre-preliminary usability assessment (efficiency/effectiveness/satisfaction); assessment of usability principles and results, U-D? features are modular and flexible, allowing principles used in Phase 3 to be changed according to the needs and scenario of each situation. With qualitative/quantitative measurement scales of easy understanding and application, the model results are viable and applicable throughout all the product development process. 相似文献
36.
Di Guardo Maria Chiara Harrigan Kathryn Rudie Marku Elona 《Journal of Management and Governance》2019,23(3):669-692
Journal of Management and Governance - The aim of this paper is to examine how an acquirer’s diversification strategy shapes the multiple dimensions of inventive activity. Differing from... 相似文献
37.
为研究远海岛礁渔获冷链物流的运行方案,本文选择了岛礁冷库储存中转和海上直接收购等两种不同的渔获运输方式,同时考虑了中转冷库选址、中转运输和直接收购船舶配备、航线配置、在渔场停留时间和渔获运输损耗等诸多复杂问题,构建了远海冷链物流体系组合优化模型。求解时,提出了一种以遗传算法(GA)为外部框架,以改进的模拟植物生长算法(PGSA)为内部模块,通过信息传递实现内外连接交互的集成算法。最后,以我国南海远海岛礁及渔场为实例进行分析,取得了较好效果。通过与传统遗传算法对比,本文优化结果、稳定性及计算速度等均有明显提高,从而证明了本文所建模型与算法的合理性和有效性。 相似文献
38.
为帮助精算师在不同的数据环境下选择最优的准备金评估方法,美国非寿险精算师协会组织开发了一个产生模拟索赔数据的开源软件系统——损失模拟模型,然而损失模拟模型是否能够按指定参数要求产生模拟数据需要进行检验.文章采用不同的参数估计方法和拟合优度检验方法对模拟索赔次数的分布、索赔额的趋势以及不同险种索赔次数之间的相关结构进行了统计检验,结果表明损失模拟模型对索赔次数的分布、索赔额的趋势能够产生一致的模拟,而对索赔次数数据之间相关结构的模拟存在不稳定性. 相似文献
39.
Daniela Di Cagno Arianna Galliera Werner Güth Francesca Marzo Noemi Pace 《Theory and Decision》2017,83(2):195-243
We implement a risky choice experiment based on one-dimensional choice variables and risk neutrality induced via binary lottery incentives. Each participant confronts many parameter constellations with varying optimal payoffs. We assess (sub)optimality, as well as (non)optimal satisficing by eliciting aspirations in addition to choices. Treatments differ in the probability that a binary random event, which are payoff—but not optimal choice—relevant is experimentally induced and whether participants choose portfolios directly or via satisficing, i.e., by forming aspirations and checking for satisficing before making their choice. By incentivizing aspiration formation, we can test satisficing, and in cases of satisficing, determine whether it is optimal. 相似文献
40.
20世纪90年代以来,伴随着消费主义文化思潮的勃兴,尤其是全球化语境的迅速弥漫,身份认同问题较以往越发凸显,并由此引发了一系列的认同焦虑与危机.在文学上,从人文精神讨论、<废都>论争到世纪末的"断裂"事件及网络文学的崛起等,莫不与身份认同的危机和重新定位息息相关.身份认同的危机包含自我认同、性别认同、代际认同、民族认同、政治认同等既有联系又有区别的不同层面. 相似文献