Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities

The purpose of this empirical research from Uganda is to provide initial insight into the ‘black box’ of understanding the economic behaviour of persons with disabilities and about their use of microfinance services. First, we analyse the income levels of persons with disabilities in relation to their sources of income. Second, we study the income sources and income levels for different types of disabilities. Finally, we analyse how income level and income source relate to the use of microfinance services for persons with disabilities. We present evidence that farmers with disabilities and persons with visual impairments have lower income levels than other persons with disabilities. We then document that those with the lowest income levels have the least access to microfinance services, in particular services from formal institutions. Moreover, respondents involved in farming and manufacturing have less access to formal microfinance services than those involved in retail/wholesale or service activities.     

The Times They Are A‐Changin’: Declining Immigrant Employment Opportunities in Scandinavia1

This article compares and contrasts male immigrant labor market experiences in Sweden and Denmark during the period 1985–1995. Using register‐based panel data sets from Sweden and Denmark, a picture of the employment assimilation process of immigrants from Norway, Poland, and Turkey is presented. The comparative approach shows that immigrants in Sweden and Denmark experienced similar declines in employment prospects between 1985 and 1995 despite quite different developments of aggregate labor market conditions. A possible explanation is that the changing organizational structure – toward more flexible work organization – has resulted in a decrease in the attractiveness of immigrant employees due to the increasing importance of country‐specific skills and informal human capital.     

Are lay theories of work stress related to distress? A longitudinal study in the British workforce

The potential stressfulness of an event may depend on how it is appraised by the individual, although up to now there have been no longitudinal studies on the relationship between lay beliefs concerning work stress and perceived strain. This longitudinal study examines how lay theories of work stress at baseline were related to perceived mental strain at follow up. The present paper builds on an earlier study (Furnham, 1997), using a longitudinal design and a much larger population of the British workforce (N=2270). Lay beliefs were assessed by a scale consisting of 36 items. Factor analysis gave a solution with five factors on perceived causes and four factors of perceived alleviation of work stress. Linear multiple regression analysis revealed significant relations between lay beliefs of work stress at baseline and perceived mental strain as well as job stress 14 months later. The effect sizes were small but of a similar magnitude to those that have been found, for example, in occupational stress-reducing interventions. A problem with the factor analytic approach was the discrepancies between the factor solutions and the relative importance of the perceived causes of work stress. The results from the study suggest that subjective beliefs about work stress merits further analysis as potentially mediating between 'objective' working conditions and stress outcomes.     

How Studies of the Educational Progression of Minority Children Are Affecting Education Policy in Denmark

Over the past decade, the number of ethnic minorities in Denmark has increased rapidly, now accounting for over 8 per cent of the total population. This paper presents results from a number of recent studies regarding the educational choices of minority children from less developed countries. An important social concern is that the educational attainment of these children is much lower than among native Danes. The studies show that that a main reason for the education gap is very high dropout rates from vocational schools among minority children and that inadequate Danish language proficiency of immigrants, parents and their children, is an important reason for the high dropout rates, as are inadequate educational preparedness from grade school and insufficient apprenticeship positions available for minority youth. Socio‐economic background, however, has relatively little effect. Recent policy changes to reduce dropout rates from vocational schools are reviewed and additional policy interventions are proposed.     

Underemployment across immigrant generations

The employment circumstances of immigrants and their children constitute a key dimension along which immigrant adaptation to the U.S. can be evaluated. We describe and analyze employment adequacy—defined as underemployment—among first, second and third (or higher) immigrant generations. Analyzing CPS data for the decade spanning 1995–2004, we find support for the notion of successful economic assimilation. The prevalence of underemployment is decidedly higher among the first-generation compared to the second or third, while the latter two groups differ little in this regard. These gross comparisons, however, mask important variation within immigrant generations, including a particular disadvantage among foreign-born non-citizens.     

An Evaluation of the Emergence of Untrained Academic and Applied Skills After Instruction With Video Vignettes

The Analysis of Verbal Behavior - Applied behavior-analytic skills are derived from precise, technical, objective operational definitions and exemplars of natural phenomena. In some cases,...     

Transport Policy Scenarios for the EU: 2020 Images of the Future

It is essential to take a longer term view if sustainable mobility is to become a reality. This paper takes a perspective to 2020 and constructs Images of the future which conform to the principles of sustainable mobility. Set at the EU level, clear environmental, regional development and efficiency targets are set, within which strategies are developed, based on different combinations of technological innovation and the decoupling of economic growth from transport growth. The external political situation is taken as given with either a move towards greater co-operation (and extension) or towards greater fragmentation (and regionalisaization) in Europe. The three Images of the future (2020) demonstrate that challenging targets for sustainable mobility can be achieved through a range of different policy actions within the transport sector and more widely. Immediate action is required and even more difficult choices will have to be made in the EU 15, if large-scale extension of the EU takes place. Improvements in vehicle technology alone will not achieve the targets. More fundamental changes have to take place in the way in which people make travel choices and in the means by which freight is transported. All of these measures must involve less travel, more efficient and cleaner travel modes.