We explore microdata from the OECD/INFE survey on financial literacy of adult individuals. We find considerable differences in financial literacy across countries and decompose them into a part explainable by varying individual characteristics and a remainder. We show that individual characteristics matter with regard to differences in average financial literacy, but do not fully explain the gaps. We decompose financial literacy across its distribution and directly relate it to different policies. We then correlate the unexplained differences to institutional macroeconomic variables. We find strong correlations between unexplained differences and life expectancy, social contributions rate, PISA math scores, and internet usage, suggesting room for harmonization of environments across countries to close the financial literacy gap.
By setting up “nose networks”, inhabitants were able to do more than merely criticize the nuisance of odors coming from a nearby paper mill. This case study conducted in France seeks to understand the process that, through a negotiated limitation of nuisances, ended up making industrial development compatible with life in the local area. This is radically different from the NIMBYist attitude, since inhabitants, instead of saying “no” to the installation of a new annoyance in their backyard, were trying to live with a problem “already there”. Neighbors of the mill thus became “nose experts” who had the right to bring evidence not in a lawsuit but through a shared know-how that made each party's rights and obligations compatible in the effort to live (at least temporarily) together in the same place. 相似文献
This paper reports the results of two field studies which examined possible changes in self-reported psychological mood with running. The participants in both studies were regularly exercising male and female university students. In the first study, mood was monitored pre- and post-running sessions during a 7-week course designed to improve individual levels of physical fitness. In a follow-up study, mood was measured pre- and post-running and subjects also made a number of colour choices as an indication of arousal preference, as they ran. In addition, subjects' times over a fixed distance were recorded and in both studies subjects were further subdivided into two groups: 'fast' and 'slow' runners. The results from the first study indicated that, in spite of the increasing demands ofthe running programme, subjects' mood experience was generally pleasant, characterized by high arousal and low stress. In both studies, significant increases in male and female self-reported arousal scores pre- to post-running were obtained, along with non-significant increases in preferred arousal levels. When the mood response of fast runners was compared with that of slow runners, some significant findings with respect to self-reported arousal were observed. Indicators of stress and arousal discrepancy pre- to post-running were low and mostly did not change significantly. Where significant changes did occur, scores decreased significantly with running. The implications of the findings for modulating arousal levels at work are discussed. 相似文献
A fundamental methodological issue in cross-national research on attitudes is the comparability of the attitude measures across populations. We address this issue by presenting the Mokken method and accompanying Mokken test as a means for developing equivalent attitude scales. We apply these methods to an analysis of the responses to seven abortion items in the 1982 NORC GSS and West German ALLBUS combined files. We find that the seven items form a unidimensional scale in both countries and that four of these items constitute a scale that is robust across the two populations. We conclude by describing how such results can be used to guide the development of Rasch and LISREL models. 相似文献
Firms cooperate in inter‐firm networks to foster their competitiveness and improve their innovation outcomes. In many cases, network facilitators who are either embedded in a lead firm or a third‐party organization manage the cooperation among the network firms. This qualitative study adopts a microfoundations perspective to investigate the behavioural antecedents of the network facilitators, their facilitation practices and the related network‐level outcomes. Results show that lead‐firm facilitators more strongly invest in trust‐building measures since they are considered deficient in benevolence and integrity. Without these investments, they run the risk that conflicts of interest hinder the stimulation of positive network‐level outcomes. Third‐party facilitators, by contrast, enjoy certain credits of trust and focus on balancing firm interests from the network's activation, but need to invest in enhancing their competencies and skills with regard to the industry the firms operate in. The findings contribute to developing a theory of network facilitation by providing a nuanced understanding of how network‐level outcomes can be reduced to individual‐level factors. 相似文献
This introduction to an article by Philip Kuhn on an episode in the life of Ernest Jones and several discussions of that article indicate four areas of interest and possible future research that Kuhn's article opens upon. 相似文献