Reverse Mortgage Fraud Against Seniors: Recognition and Education of a Burgeoning Problem

With the senescent population and the popularity of aging in place, many seniors are attracted to reverse mortgages to plan for retirement and to maintain their existing housing situation. Although theoretically reverse mortgages represent a viable investment product for those considering retirement, several pitfalls are possible for seniors, who can be unsuspecting victims of fraud. This article provides information detailing the etymology of fraud activities within this market through a storyboard that depicts the various stages of the fraud process. It is hoped that such a tool can enhance the education of consumers on this mortgage product.     

ASOBI IN ACTION

In the past 30 years, play (asobi) has become the subject of a heated ideological debate in urban Japan, reflecting processes of cultural transformation. During these years, a late consumer culture characterized by an incessant pursuit of playlike hedonistic pleasures has reached its apotheosis within a conservative social context that maintains high levels of conformity and prioritizes production. It is against the background of these sociocultural dynamics that the cultural conceptualization and appreciation of play have been negotiated between play as a subsidiary activity complementary to work life, confined within boundaries, and play as a phenomenon of greatest personal significance, hardly constrained by time or space. These dialectics have influenced collective imaginaries, transforming play into a symbolic activity through which people can experience and reproduce cultural rhetoric about social distinctions, values and priorities.     

Gender and Material Transfers Between Older Parents and Children in Ismailia,Egypt

In Egypt, kin relations have been governed by a patriarchal contract, which defines expectations for intergenerational support along gendered lines. Social changes may be disrupting these customs and bringing attention to the ways gender may influence intergenerational support in rapidly changing contexts. Using data from 4,465 parent–child dyads in Ismailia, Egypt, we examined whether intergenerational material transfers favored women over men and whether gaps in needs and endowments accounted for gender differences in transfers. Fathers gave children money and goods more often than did mothers; mothers received material transfers from children more often than did fathers. Compared to sons, daughters made transfers to parents less often and received transfers from parents more often. We found residual advantages to mothers and daughters, even adjusting for differential needs and endowments. Findings corroborate persistent norms of gender complementarity, patrilocal endogamy, and reciprocation for women's caregiving, despite changes that have threatened patriarchal rules of exchange.     

Continuity or rupture? Roma/Gypsy communities in rural and urban environments under post-socialism

The aim of the article is to contribute to existing research and debates on social change associated with the post-socialist transformation in Eastern and Central Europe. It does so by drawing attention to and examining the diversity of ways in which such change has been lived through and reflected upon by members of Roma (Gypsy) communities living in urban and rural environments. Drawing on ethnographic research amongst excluded and segregated Roma in the ‘ghettos’ of Czech cities and in rural ‘Gypsy settlements’ in the Slovak countryside, the author notes a striking difference between how members of these communities, belonging to the same extended families, lived through and reflect upon the post-socialist transformation. While the members of the Roma communities living in Czech cities perceive the post-socialist transformation as one of the most dramatic ruptures in their life trajectories, the rural Roma do not seem to have been affected as deeply and dramatically, and their life trajectories seem to be framed by different events than those directly associated with the market transition. The paper analyses and explains the social and historical conditions that (co)produce the sense of rupture or continuity in the life trajectories of members of Roma communities exposed to urban and rural environments.     

Confidence estimation via the parametric bootstrap in logistic joinpoint regression

We consider asymptotic properties of the maximum likelihood and related estimators in a clustered logistic joinpoint model with an unknown joinpoint. Sufficient conditions are given for the consistency of confidence bounds produced by the parametric bootstrap; one of the conditions required is that the true location of the joinpoint is not at one of the observation times. A simulation study is presented to illustrate the lack of consistency of the bootstrap confidence bounds when the joinpoint is an observation time. A removal algorithm is presented which corrects this problem, but at the price of an increased mean square error. Finally, the methods are applied to data on yearly cancer mortality in the US for individuals age 65 and over.     

Experiencing Couple Relationships in the Line of Fire

The study aims to explore the way civilians living in the line of fire experience the impact of exposure to warfare on their couple relationships. Semistructured interviews were conducted with 14 couples living on the Israeli side of the border with the Gaza Strip. Four themes emerged: Overall perception of the security situation's impact on the dyadic relationships, dyadic intimacy, role division and decision‐making, and Couple's emotional coping: partnership versus separateness. The findings were organized along a continuum between impacted and not‐impacted relationships. Couple's position on this continuum was not fixed and could change as a result of to the security situation or marital therapy. The findings were framed in concepts from Dialectic Theory and from the Family Adaptation Models. Implications for couple therapy in these situations were specified.