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81.
We exploit cross-sectional mortgage data to investigate the importance of liquidity constraints and a precautionary motive in the demand for housing. Households that are not liquidity constrained consume housing services essentially as the life cycle hypothesis suggests but with a significant precautionary component. Households that are liquidity constrained, in terms of not meeting standard loan-to-value or payments-to-income constraints, are similar to unconstrained households in most respects, including the precautionary motive, but they respond somewhat less to fluctuations in their lifetime income - suggesting some influence of bank-induced liquidity constraints. We additionally find, however, that banks enforce liquidity constraints only weakly.  相似文献   
82.
We consider the findings of a study of the experiences of Postgraduate Researchers with Disabilities and explore how this relates to academic freedom. Drawing upon the provisions of the Public Sector Equality Duty and Indirect Discrimination within the Equality Act (2010), we note that a range of existing public policy practices, such as the operation of the REF, are likely to be in breach of these obligations. We recommend revisions to existing practice that speak more widely to the general concern of academic freedom, suggesting that a consideration of anti-discrimination law – rather than a purely intellectually focussed agenda – represents a pragmatic means towards shaping the inclusivity of higher education policy going forwards.  相似文献   
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84.
This article sets out the conceptual and analytical framework underlying a 3-year long, 8-country research project which will examine the dynamics of women's employment in sectors critical to the so-called 'Information Society'. The project is fundamentally concerned with the gender dynamics of employment in the 'Information Society' or 'Knowledge Economy', and with whether they signal potentially greater gender equity than we currently have in contemporary capitalist society. Specifically, the project's central objective is to examine the prospects for women workers to develop new forms of expertise and skill which promote their career and personal development potential. It will focus on women's work and employment in two growing service sectors, retailing and retail financial services, in the context of leading edge innovations in technology and work organization. This article outlines the thinking behind the research project, in particular the major conceptual frameworks and the research questions which they have generated. It discusses the concepts of the 'Information Society' and the 'Knowledge Economy', and questions their relevance for female employees in routine jobs, raising the historical issue of women's exclusion from knowledge and skill. It considers the importance of the two sectors under study, retailing and retailing financial services, both for notions of the Information Society and for their role as important employers of women. It reviews recent organizational, technological and employment innovations in these sectorsparticularly in the Anglo-Saxon economies. It then raises questions about how far these dynamics might be present in other European economies, and what their implications are for women's ability to develop significant bodies of expertise and career prospects. The project is in its early stages, and this article is planned as the first in a series of papers dealing with the work as it progresses.  相似文献   
85.
Short Notices     
Allen G. Debus (ed.), Medicine in Seventeenth Century England. A Symposium Held at UCLA in Honor of C. D. O'Malley (1974), xiii+485 (University of California Press, Berkeley, Los Angeles and London, £8.50).

R. Quinault and J. Stevenson (eds.), Popular Protest and Public Order (1974), 242 (Allen and Unwin, £5.25).

Michael S. Cross (ed.), The Workingman in the Nineteenth Century (1975), xii+316 (Oxford University Press, Toronto, paperback £3.80).

Charles Rearick, Beyond the Enlightenment. Historians and Folklore in Nineteenth‐Century France (1974), xiv+206 (Indiana University Press, Bloomington, £3.65).

Malcolm I. Thomis, The Town Labourer and the Industrial Revolution (1974), vi + 247 (Batsford, £4.00, paperback £2.00).

John Woodward, To Do The Sick No Harm. A Study of the British Voluntary Hospital System to 1875 (1974), xii + 221 (Routledge & Kegan Paul, £5.50).

Alison Ravetz, Model Estate: Planned Housing at Quarry Hill, Leeds (1974), xvi + 251 (Croom Helm, £5.50).

Sergio Columbeanu, Granges exploitations domaniales en Valachie au XVIIIe siècle (Wallachian great estates in the eighteenth century) (1974), 199 (Editura Acadcmiei Republicii Socialiste Romania, Buearest, paperback Lei 8.75).  相似文献   
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87.
The advances in technology alter the ways we interact with each other. For some, the use of technology can facilitate a relationship; for others, technology can complicate aspects of a relationship. The purpose of this research synthesis is to summarize current research exploring the ways in which technology impacts relationships negatively. Eight studies were reviewed across the following areas: preoperational definitions, sample, methodology, control of extraneous variables, causal influence, generalizability, validity of statistical findings, and conclusions. Implications for authors, researchers, and therapists working with couples and families struggling with technology issues are discussed.  相似文献   
88.
This paper explores ways in which social workers, community workers and social work educators have developed anti‐racist practice in relation to indigenous issues in Aotearoa/New Zealand. A brief history of anti‐racism training in Aotearoa/New Zealand is provided, showing how this has been reflected in the Massey University Bachelor of Social Work programme. The core of the discussion describes the application of a structural analysis model to engage students in identifying their own culture and how they situate their experiences in relation to the indigenous Maori in Aotearoa/New Zealand. Processes of Maori tikanga (custom) and whole person/soul learning are utilised to prepare students to engage with the Bicultural Code of Practice of the Aotearoa New Zealand Association of Social Workers, which mandates partnership under the Treaty of Waitangi, acknowledging Maori as the indigenous people of Aotearoa/New Zealand.  相似文献   
89.
Stop It Now! aims to prevent child sexual abuse using a free anonymous helpline. It provides information, advice, and guidance to anyone concerned about child sexual abuse. It targets people who have sexually abused children or who are worried that they might do so. This article presents findings from a pilot study on the operation and outcomes of the helplines in the United Kingdom and the Netherlands. The findings underline the strength of the public health approach to prevention efforts. More specifically, benefits reported by helpline users are shown to correspond with the aims of the helplines. A number of factors were reported by users that helped them modify their own or others’ actions to minimize risk of abuse. However, a challenge that remains is ensuring that helplines are accessible to those most in need. Recommendations are included to further expand the effect of Stop It Now! in reducing CSA.  相似文献   
90.
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